Esrd svc pr day pt 12-19 at BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL

546 N. Kegley Rd., Temple, TX · Baylor Scott & White Health · · NPI 1013085083

Source: hospital's published price file ↗ · Published Jun 12, 2026 · Ingested Aug 12, 2026

$448.10

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$746.83

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$231.52 with Superior Health Plan vs $4,408.94 with Baylor Scott & White Health Plan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Superior Health Plan Medicaid $231.52 ↓ -48%
MidCoast Commercial $410.76 ↓ -8%
Blue Cross Blue Shield Blue Premier/High Performance Network/My BlueHealth $418.22 ↓ -7%
Blue Cross Blue Shield Blue Advantage $418.22 ↓ -7%
Independent Medical System Commercial PPO $448.10 ↑ +0%
Cigna Local Plus/Market Solutions $477.97 ↑ +7%
Curative Commercial $485.44 ↑ +8%
Blue Cross Blue Shield Blue Essentials (HMO) $485.44 ↑ +8%
Blue Cross Blue Shield BlueChoice (PPO) $507.84 ↑ +13%
First Health PPO $522.78 ↑ +17%
United Healthcare Commercial $522.78 ↑ +17%
HealthSmart Accel Network $522.78 ↑ +17%
Humana Commercial PPO $522.78 ↑ +17%
Imagine Health Commercial $537.72 ↑ +20%
Cigna HMO/PPO $560.12 ↑ +25%
University of Mary Hardin-Baylor Commercial $560.12 ↑ +25%
HealthSmart Preferred Network $560.12 ↑ +25%
Aetna Commercial $560.12 ↑ +25%
Three Rivers Three Rivers Provider Network $672.15 ↑ +50%
Humana Commercial HMO $949.00 ↑ +112%
Baylor Scott & White Health Plan BSW Premier - Small Group $2,086.26 ↑ +366%
Baylor Scott & White Health Plan BSW Premier - Large Group/BSW Premier Direct to Employer (Rate 1)/BSWH Employee $3,747.60 ↑ +736%
Baylor Scott & White Health Plan BSW Plus - Large Group/BSW Plus - Small Group/BSW Premier Direct to Employer (Rate 2) $4,408.94 ↑ +884%

Visitor-reported prices

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Esrd svc pr day pt 12-19 at other Texas hospitals

Hospital City Cash price Negotiated range
HCA HOUSTON CLEAR LAKE FRIENDSWOOD not published $14.11 – $146.78
HCA HOUSTON MEDICAL CENTER Houston not published $14.11 – $146.78
HCA HOUSTON CONROE CONROE not published $14.46 – $146.78
HCA HOUSTON KINGWOOD HUMBLE not published $15.02 – $146.78
HCA HOUSTON NORTHWEST SPRING not published $14.11 – $146.78
HCA HOUSTON PEARLAND Pearland not published $13.78 – $146.78
HCA HOUSTON SOUTHEAST PASADENA not published $14.11 – $146.78
HCA HOUSTON WEST HOUSTON not published $15.02 – $146.78

All Texas hospitals for this procedure →