Als 2 at BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL

546 N. Kegley Rd., Temple, TX · Baylor Scott & White Health · · NPI 1013085083

Source: hospital's published price file ↗ · Published Jun 12, 2026 · Ingested Aug 12, 2026

$764.16

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,273.60

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$394.82 with Superior Health Plan vs $1,146.24 with Three Rivers — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Superior Health Plan Medicaid $394.82 ↓ -48%
MidCoast Commercial $700.48 ↓ -8%
Blue Cross Blue Shield Blue Advantage $713.22 ↓ -7%
Blue Cross Blue Shield Blue Premier/High Performance Network/My BlueHealth $713.22 ↓ -7%
Independent Medical System Commercial PPO $764.16 ↑ +0%
Cigna Local Plus/Market Solutions $815.10 ↑ +7%
Blue Cross Blue Shield Blue Essentials (HMO) $827.84 ↑ +8%
Curative Commercial $827.84 ↑ +8%
Blue Cross Blue Shield BlueChoice (PPO) $866.05 ↑ +13%
HealthSmart Accel Network $891.52 ↑ +17%
Humana Commercial PPO $891.52 ↑ +17%
United Healthcare Commercial $891.52 ↑ +17%
First Health PPO $891.52 ↑ +17%
Imagine Health Commercial $916.99 ↑ +20%
University of Mary Hardin-Baylor Commercial $955.20 ↑ +25%
Aetna Commercial $955.20 ↑ +25%
HealthSmart Preferred Network $955.20 ↑ +25%
Cigna HMO/PPO $955.20 ↑ +25%
Three Rivers Three Rivers Provider Network $1,146.24 ↑ +50%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Als 2 at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR SCOTT & WHITE MCLANE CHILDREN'S MEDICAL CENTER Temple $764.16 $191.04 – $1,146.24
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $764.16 $157.29 – $1,146.24
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $764.16 $152.83 – $955.20
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $764.16 $245.30 – $1,146.24
BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK Cedar Park $764.16 $254.72 – $1,146.24
BAYLOR SCOTT & WHITE MEDICAL CENTER HILLCREST Waco $764.16 $152.83 – $1,082.56
BAYLOR SCOTT & WHITE MEDICAL CENTER - PFLUGERVILLE Suite 100 $764.16 $140.10 – $1,146.24
BAYLOR SCOTT & WHITE MEDICAL CENTER - TAYLOR Taylor $764.16 $241.98 – $1,018.88

All Texas hospitals for this procedure →