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Urinalysis (with microscopy) at BAYLOR SCOTT & WHITE MEDICAL CENTER - TAYLOR

305 Mallard Lane, Taylor, TX · Baylor Scott & White Health · · NPI 1962497800

Source: hospital's published price file ↗ · Published Jun 12, 2026 · Ingested Aug 12, 2026

$77.87

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$129.78

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$4.64 with United Healthcare vs $103.82 with Three Rivers — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare Medicaid/CHIP $4.64 ↓ -94%
Baylor Scott & White Health Plan BSW Premier - Large Group/BSW Premier Direct to Employer (Rate 1)/BSWH Employee $5.46 ↓ -93%
Baylor Scott & White Health Plan BSW Plus - Large Group/BSW Premier Direct to Employer (Rate 2) $6.42 ↓ -92%
Mark Cuban Commercial $7.61 ↓ -90%
United Healthcare Commercial $12.00 ↓ -85%
Blue Cross Blue Shield Blue Premier/High Performance Network/My BlueHealth $16.39 ↓ -79%
Blue Cross Blue Shield Blue Advantage $16.61 ↓ -79%
Blue Cross Blue Shield Blue Essentials (HMO) $18.99 ↓ -76%
Blue Cross Blue Shield BlueChoice (PPO) $20.00 ↓ -74%
Baylor Scott & White Health Plan Medicare Advantage $24.66 ↓ -68%
TriWest Community Care Network $25.96 ↓ -67%
American Health Plan Medicare Advantage $25.96 ↓ -67%
CORVEL Worker's Compensation $27.19 ↓ -65%
Prime Health Services Worker's Compensation $27.19 ↓ -65%
Blue Cross Blue Shield Medicare Advantage $27.25 ↓ -65%
ProCare Advantage Medicare Advantage $27.25 ↓ -65%
HealthSpring Medicare Advantage $27.25 ↓ -65%
Superior Health Plan Medicare HMO/Medicare PPO $28.62 ↓ -63%
Baylor Scott & White Health Plan BSW Premier - Small Group $31.15 ↓ -60%
Sedgwick Preferred Network $32.24 ↓ -59%
CareWorks fka Rockport Worker's Compensation $32.24 ↓ -59%
Injury Management Organization Med Select Network $32.24 ↓ -59%
Baylor Scott & White Health Plan BSW Premier - Individual $32.57 ↓ -58%
Baylor Scott & White Health Plan BSW Plus - Small Group $46.72 ↓ -40%
Cigna Local Plus $65.15 ↓ -16%
QuikTrip Employee Benefit Plan $71.38 ↓ -8%
Aetna Commercial $71.38 ↓ -8%
MidCoast Commercial $71.38 ↓ -8%
University of Mary Hardin-Baylor Commercial $75.27 ↓ -3%
Cigna HMO/PPO $76.57 ↓ -2%
Independent Medical System Commercial PPO $77.87 ↑ +0%
Curative Commercial $84.36 ↑ +8%
Humana Commercial HMO $84.36 ↑ +8%
Humana Commercial PPO $90.85 ↑ +17%
HealthSmart Accel Network $90.85 ↑ +17%
First Health PPO $90.85 ↑ +17%
HealthSmart Preferred Network $97.33 ↑ +25%
Private Health Care System PHCS Network $97.33 ↑ +25%
BlueBell Creameries Self Insured $103.82 ↑ +33%
Three Rivers Three Rivers Provider Network $103.82 ↑ +33%

Visitor-reported prices

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Urinalysis (with microscopy) at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $77.87 $2.66 – $97.33
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $77.87 $4.64 – $116.80
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $77.87 $2.66 – $97.33
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $77.87 $2.66 – $97.33
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $77.87 $2.85 – $116.80
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $77.87 $2.66 – $116.80
BAYLOR SCOTT & WHITE ALL SAINTS MEDICAL CENTER - FORT WORTH Fort Worth $77.87 $2.66 – $97.33
BAYLOR SCOTT & WHITE MEDICAL CENTER - GRAPEVINE Grapevine $77.87 $2.66 – $97.33

All Texas hospitals for this procedure →