Storage/year embryo(s) at BAYLOR SCOTT & WHITE MEDICAL CENTER - TAYLOR

305 Mallard Lane, Taylor, TX · Baylor Scott & White Health · · NPI 1962497800

Source: hospital's published price file ↗ · Published Jun 12, 2026 · Ingested Aug 12, 2026

$317.54

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$529.24

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$12.00 with United Healthcare vs $905.49 with Blue Cross Blue Shield — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare Commercial $12.00 ↓ -96%
Baylor Scott & White Health Plan Medicare Advantage $100.56 ↓ -68%
American Health Plan Medicare Advantage $105.85 ↓ -67%
TriWest Community Care Network $105.85 ↓ -67%
Prime Health Services Worker's Compensation $110.88 ↓ -65%
CORVEL Worker's Compensation $110.88 ↓ -65%
ProCare Advantage Medicare Advantage $111.14 ↓ -65%
Blue Cross Blue Shield Medicare Advantage $111.14 ↓ -65%
HealthSpring Medicare Advantage $111.14 ↓ -65%
Superior Health Plan Medicare HMO/Medicare PPO $116.70 ↓ -63%
Baylor Scott & White Health Plan BSW Premier - Small Group $127.02 ↓ -60%
United Healthcare Medicaid/CHIP $127.97 ↓ -60%
CareWorks fka Rockport Worker's Compensation $131.46 ↓ -59%
Sedgwick Preferred Network $131.46 ↓ -59%
Injury Management Organization Med Select Network $131.46 ↓ -59%
Baylor Scott & White Health Plan BSW Premier - Individual $132.84 ↓ -58%
Baylor Scott & White Health Plan BSW Plus - Small Group $190.53 ↓ -40%
Baylor Scott & White Health Plan BSW Premier - Large Group/BSW Premier Direct to Employer (Rate 1)/BSWH Employee $192.54 ↓ -39%
Baylor Scott & White Health Plan BSW Plus - Large Group/BSW Premier Direct to Employer (Rate 2) $226.51 ↓ -29%
Cigna Local Plus $265.68 ↓ -16%
Aetna Commercial $291.08 ↓ -8%
MidCoast Commercial $291.08 ↓ -8%
QuikTrip Employee Benefit Plan $291.08 ↓ -8%
University of Mary Hardin-Baylor Commercial $306.96 ↓ -3%
Cigna HMO/PPO $312.25 ↓ -2%
Independent Medical System Commercial PPO $317.54 ↑ +0%
Curative Commercial $344.01 ↑ +8%
Humana Commercial HMO $344.01 ↑ +8%
HealthSmart Accel Network $370.47 ↑ +17%
Humana Commercial PPO $370.47 ↑ +17%
First Health PPO $370.47 ↑ +17%
Private Health Care System PHCS Network $396.93 ↑ +25%
HealthSmart Preferred Network $396.93 ↑ +25%
Mark Cuban Commercial $423.12 ↑ +33%
Three Rivers Three Rivers Provider Network $423.39 ↑ +33%
BlueBell Creameries Self Insured $423.39 ↑ +33%
Blue Cross Blue Shield Blue Premier/High Performance Network/My BlueHealth $741.89 ↑ +134%
Blue Cross Blue Shield Blue Advantage $751.94 ↑ +137%
Blue Cross Blue Shield Blue Essentials (HMO) $859.57 ↑ +171%
Blue Cross Blue Shield BlueChoice (PPO) $905.49 ↑ +185%

Visitor-reported prices

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Storage/year embryo(s) at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $420.61 $12.00 – $630.91
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $317.54 $12.00 – $423.12
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $420.61 $12.00 – $630.91
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $420.61 $8.00 – $630.91
BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK Cedar Park $317.54 $12.00 – $476.32
BAYLOR SCOTT & WHITE MEDICAL CENTER HILLCREST Waco $420.61 $84.12 – $525.76
BAYLOR SCOTT & WHITE MCLANE CHILDREN'S MEDICAL CENTER Temple $420.61 $12.00 – $630.91
BAYLOR SCOTT & WHITE MEDICAL CENTER - PFLUGERVILLE Suite 100 $317.54 $12.00 – $741.89

All Texas hospitals for this procedure →