Mayo factor v at BAYLOR SCOTT & WHITE MEDICAL CENTER - TAYLOR

305 Mallard Lane, Taylor, TX · Baylor Scott & White Health · · NPI 1962497800

Source: hospital's published price file ↗ · Published Jun 12, 2026 · Ingested Aug 12, 2026

$208.24

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$347.06

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$12.00 with United Healthcare vs $277.65 with Three Rivers — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare Commercial $12.00 ↓ -94%
United Healthcare Medicaid/CHIP $25.87 ↓ -88%
Baylor Scott & White Health Plan BSW Premier - Large Group/BSW Premier Direct to Employer (Rate 1)/BSWH Employee $32.74 ↓ -84%
Baylor Scott & White Health Plan BSW Plus - Large Group/BSW Premier Direct to Employer (Rate 2) $38.52 ↓ -82%
Mark Cuban Commercial $42.36 ↓ -80%
Baylor Scott & White Health Plan Medicare Advantage $65.94 ↓ -68%
TriWest Community Care Network $69.41 ↓ -67%
American Health Plan Medicare Advantage $69.41 ↓ -67%
Prime Health Services Worker's Compensation $72.71 ↓ -65%
CORVEL Worker's Compensation $72.71 ↓ -65%
ProCare Advantage Medicare Advantage $72.88 ↓ -65%
Blue Cross Blue Shield Medicare Advantage $72.88 ↓ -65%
HealthSpring Medicare Advantage $72.88 ↓ -65%
Superior Health Plan Medicare HMO/Medicare PPO $76.53 ↓ -63%
Baylor Scott & White Health Plan BSW Premier - Small Group $83.29 ↓ -60%
Injury Management Organization Med Select Network $86.21 ↓ -59%
Sedgwick Preferred Network $86.21 ↓ -59%
CareWorks fka Rockport Worker's Compensation $86.21 ↓ -59%
Baylor Scott & White Health Plan BSW Premier - Individual $87.11 ↓ -58%
Blue Cross Blue Shield Blue Premier/High Performance Network/My BlueHealth $91.25 ↓ -56%
Blue Cross Blue Shield Blue Advantage $92.49 ↓ -56%
Blue Cross Blue Shield Blue Essentials (HMO) $105.72 ↓ -49%
Blue Cross Blue Shield BlueChoice (PPO) $111.37 ↓ -47%
Baylor Scott & White Health Plan BSW Plus - Small Group $124.94 ↓ -40%
Cigna Local Plus $174.22 ↓ -16%
QuikTrip Employee Benefit Plan $190.88 ↓ -8%
MidCoast Commercial $190.88 ↓ -8%
Aetna Commercial $190.88 ↓ -8%
University of Mary Hardin-Baylor Commercial $201.29 ↓ -3%
Cigna HMO/PPO $204.77 ↓ -2%
Independent Medical System Commercial PPO $208.24 ↑ +0%
Curative Commercial $225.59 ↑ +8%
Humana Commercial HMO $225.59 ↑ +8%
Humana Commercial PPO $242.94 ↑ +17%
First Health PPO $242.94 ↑ +17%
HealthSmart Accel Network $242.94 ↑ +17%
HealthSmart Preferred Network $260.30 ↑ +25%
Private Health Care System PHCS Network $260.30 ↑ +25%
BlueBell Creameries Self Insured $277.65 ↑ +33%
Three Rivers Three Rivers Provider Network $277.65 ↑ +33%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Mayo factor v at other Texas hospitals

Hospital City Cash price Negotiated range
Adventhealth Rollins Brook Lampasas $530.23 $15.89 – $67.95
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $220.03 $10.00 – $275.03
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $221.11 $12.00 – $331.67
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $208.24 $12.00 – $260.30
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $220.03 $10.00 – $275.03
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $221.11 $12.00 – $331.67
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $221.11 $8.00 – $331.67
BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK Cedar Park $208.24 $12.00 – $312.35

All Texas hospitals for this procedure →