Chromosome banding study at BAYLOR SCOTT & WHITE MEDICAL CENTER - TAYLOR
305 Mallard Lane, Taylor, TX · Baylor Scott & White Health · · NPI 1962497800
$293.03
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$488.39
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$36.00 with United Healthcare vs $432.87 with Blue Cross Blue Shield — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United Healthcare | Commercial | $36.00 | ↓ -88% |
| Baylor Scott & White Health Plan | Medicare Advantage | $92.79 | ↓ -68% |
| TriWest | Community Care Network | $97.68 | ↓ -67% |
| American Health Plan | Medicare Advantage | $97.68 | ↓ -67% |
| United Healthcare | Medicaid/CHIP | $100.56 | ↓ -66% |
| CORVEL | Worker's Compensation | $102.32 | ↓ -65% |
| Prime Health Services | Worker's Compensation | $102.32 | ↓ -65% |
| ProCare Advantage | Medicare Advantage | $102.56 | ↓ -65% |
| Blue Cross Blue Shield | Medicare Advantage | $102.56 | ↓ -65% |
| HealthSpring | Medicare Advantage | $102.56 | ↓ -65% |
| Superior Health Plan | Medicare HMO/Medicare PPO | $107.69 | ↓ -63% |
| Baylor Scott & White Health Plan | BSW Premier - Small Group | $117.21 | ↓ -60% |
| Injury Management Organization | Med Select Network | $121.32 | ↓ -59% |
| CareWorks fka Rockport | Worker's Compensation | $121.32 | ↓ -59% |
| Sedgwick | Preferred Network | $121.32 | ↓ -59% |
| Baylor Scott & White Health Plan | BSW Premier - Individual | $122.59 | ↓ -58% |
| Baylor Scott & White Health Plan | BSW Premier - Large Group/BSW Premier Direct to Employer (Rate 1)/BSWH Employee | $125.51 | ↓ -57% |
| Baylor Scott & White Health Plan | BSW Plus - Large Group/BSW Premier Direct to Employer (Rate 2) | $147.66 | ↓ -50% |
| Mark Cuban | Commercial | $164.64 | ↓ -44% |
| Baylor Scott & White Health Plan | BSW Plus - Small Group | $175.82 | ↓ -40% |
| Cigna | Local Plus | $245.17 | ↓ -16% |
| QuikTrip | Employee Benefit Plan | $268.61 | ↓ -8% |
| MidCoast | Commercial | $268.61 | ↓ -8% |
| Aetna | Commercial | $268.61 | ↓ -8% |
| University of Mary Hardin-Baylor | Commercial | $283.27 | ↓ -3% |
| Cigna | HMO/PPO | $288.15 | ↓ -2% |
| Independent Medical System | Commercial PPO | $293.03 | ↑ +0% |
| Curative | Commercial | $317.45 | ↑ +8% |
| Humana | Commercial HMO | $317.45 | ↑ +8% |
| Humana | Commercial PPO | $341.87 | ↑ +17% |
| HealthSmart | Accel Network | $341.87 | ↑ +17% |
| First Health | PPO | $341.87 | ↑ +17% |
| Blue Cross Blue Shield | Blue Premier/High Performance Network/My BlueHealth | $354.66 | ↑ +21% |
| Blue Cross Blue Shield | Blue Advantage | $359.46 | ↑ +23% |
| Private Health Care System | PHCS Network | $366.29 | ↑ +25% |
| HealthSmart | Preferred Network | $366.29 | ↑ +25% |
| Three Rivers | Three Rivers Provider Network | $390.71 | ↑ +33% |
| BlueBell Creameries | Self Insured | $390.71 | ↑ +33% |
| Blue Cross Blue Shield | Blue Essentials (HMO) | $410.91 | ↑ +40% |
| Blue Cross Blue Shield | BlueChoice (PPO) | $432.87 | ↑ +48% |
Visitor-reported prices
Comments
Chromosome banding study at other Texas hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| BAYLOR UNIVERSITY MEDICAL CENTER | Dallas | $272.21 | $35.00 – $340.26 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM | Brenham | $293.03 | $36.00 – $439.55 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA | Suite 110 | $293.03 | $36.00 – $366.29 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL | Frisco | $272.21 | $35.00 – $340.26 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION | College Station | $293.03 | $36.00 – $439.55 |
| BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL | Temple | $293.03 | $26.00 – $439.55 |
| BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK | Cedar Park | $293.03 | $36.00 – $439.55 |
| BAYLOR SCOTT & WHITE ALL SAINTS MEDICAL CENTER - FORT WORTH | Fort Worth | $272.21 | $35.00 – $340.26 |