Chromosome analysis 100 at BAYLOR SCOTT & WHITE MEDICAL CENTER - TAYLOR

305 Mallard Lane, Taylor, TX · Baylor Scott & White Health · · NPI 1962497800

Source: hospital's published price file ↗ · Published Jun 12, 2026 · Ingested Aug 12, 2026

$739.38

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,232.30

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$36.00 with United Healthcare vs $1,092.70 with Blue Cross Blue Shield — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare Commercial $36.00 ↓ -95%
Baylor Scott & White Health Plan Medicare Advantage $234.14 ↓ -68%
TriWest Community Care Network $246.46 ↓ -67%
American Health Plan Medicare Advantage $246.46 ↓ -67%
United Healthcare Medicaid/CHIP $253.85 ↓ -66%
CORVEL Worker's Compensation $258.17 ↓ -65%
Prime Health Services Worker's Compensation $258.17 ↓ -65%
ProCare Advantage Medicare Advantage $258.78 ↓ -65%
Blue Cross Blue Shield Medicare Advantage $258.78 ↓ -65%
HealthSpring Medicare Advantage $258.78 ↓ -65%
Superior Health Plan Medicare HMO/Medicare PPO $271.72 ↓ -63%
Baylor Scott & White Health Plan BSW Premier - Small Group $295.75 ↓ -60%
Injury Management Organization Med Select Network $306.10 ↓ -59%
CareWorks fka Rockport Worker's Compensation $306.10 ↓ -59%
Sedgwick Preferred Network $306.10 ↓ -59%
Baylor Scott & White Health Plan BSW Premier - Individual $309.31 ↓ -58%
Baylor Scott & White Health Plan BSW Premier - Large Group/BSW Premier Direct to Employer (Rate 1)/BSWH Employee $314.69 ↓ -57%
Baylor Scott & White Health Plan BSW Plus - Large Group/BSW Premier Direct to Employer (Rate 2) $370.22 ↓ -50%
Mark Cuban Commercial $415.61 ↓ -44%
Baylor Scott & White Health Plan BSW Plus - Small Group $443.63 ↓ -40%
Cigna Local Plus $618.61 ↓ -16%
QuikTrip Employee Benefit Plan $677.76 ↓ -8%
MidCoast Commercial $677.76 ↓ -8%
Aetna Commercial $677.76 ↓ -8%
University of Mary Hardin-Baylor Commercial $714.73 ↓ -3%
Cigna HMO/PPO $727.06 ↓ -2%
Independent Medical System Commercial PPO $739.38 ↑ +0%
Curative Commercial $801.00 ↑ +8%
Humana Commercial HMO $801.00 ↑ +8%
Humana Commercial PPO $862.61 ↑ +17%
HealthSmart Accel Network $862.61 ↑ +17%
First Health PPO $862.61 ↑ +17%
Blue Cross Blue Shield Blue Premier/High Performance Network/My BlueHealth $895.29 ↑ +21%
Blue Cross Blue Shield Blue Advantage $907.41 ↑ +23%
Private Health Care System PHCS Network $924.23 ↑ +25%
HealthSmart Preferred Network $924.23 ↑ +25%
Three Rivers Three Rivers Provider Network $985.84 ↑ +33%
BlueBell Creameries Self Insured $985.84 ↑ +33%
Blue Cross Blue Shield Blue Essentials (HMO) $1,037.29 ↑ +40%
Blue Cross Blue Shield BlueChoice (PPO) $1,092.70 ↑ +48%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Chromosome analysis 100 at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $776.35 $36.00 – $1,164.53
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $739.38 $36.00 – $924.23
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $776.35 $36.00 – $1,164.53
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $776.35 $26.00 – $1,164.53
BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK Cedar Park $739.38 $36.00 – $1,109.07
BAYLOR SCOTT & WHITE MEDICAL CENTER HILLCREST Waco $776.35 $145.46 – $970.44
BAYLOR SCOTT & WHITE MCLANE CHILDREN'S MEDICAL CENTER Temple $776.35 $36.00 – $1,164.53
BAYLOR SCOTT & WHITE MEDICAL CENTER - PFLUGERVILLE Suite 100 $739.38 $36.00 – $1,109.07

All Texas hospitals for this procedure →