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Brain MRI (with and without contrast) at BAYLOR SCOTT & WHITE MEDICAL CENTER - TAYLOR

305 Mallard Lane, Taylor, TX · Baylor Scott & White Health · · NPI 1962497800

Source: hospital's published price file ↗ · Published Jun 12, 2026 · Ingested Aug 12, 2026

$3,969.34

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$6,615.56

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$494.01 with United Healthcare vs $5,292.45 with Three Rivers — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare Medicaid/CHIP $494.01 ↓ -88%
Mark Cuban Commercial $952.69 ↓ -76%
Baylor Scott & White Health Plan Medicare Advantage $1,256.96 ↓ -68%
TriWest Community Care Network $1,323.11 ↓ -67%
American Health Plan Medicare Advantage $1,323.11 ↓ -67%
CORVEL Worker's Compensation $1,385.96 ↓ -65%
Prime Health Services Worker's Compensation $1,385.96 ↓ -65%
Blue Cross Blue Shield Medicare Advantage $1,389.27 ↓ -65%
ProCare Advantage Medicare Advantage $1,389.27 ↓ -65%
HealthSpring Medicare Advantage $1,389.27 ↓ -65%
Superior Health Plan Medicare HMO/Medicare PPO $1,458.73 ↓ -63%
Baylor Scott & White Health Plan BSW Premier - Small Group $1,587.73 ↓ -60%
Blue Cross Blue Shield Blue Premier/High Performance Network/My BlueHealth $1,596.13 ↓ -60%
Blue Cross Blue Shield Blue Advantage $1,615.23 ↓ -59%
Sedgwick Preferred Network $1,643.31 ↓ -59%
CareWorks fka Rockport Worker's Compensation $1,643.31 ↓ -59%
Injury Management Organization Med Select Network $1,643.31 ↓ -59%
Baylor Scott & White Health Plan BSW Premier - Individual $1,660.51 ↓ -58%
Cigna Local Plus $1,711.00 ↓ -57%
Baylor Scott & White Health Plan BSW Premier - Large Group/BSW Premier Direct to Employer (Rate 1)/BSWH Employee $1,731.24 ↓ -56%
Blue Cross Blue Shield Blue Essentials (HMO) $1,848.15 ↓ -53%
Blue Cross Blue Shield BlueChoice (PPO) $1,947.43 ↓ -51%
Cigna HMO/PPO $2,013.00 ↓ -49%
Baylor Scott & White Health Plan BSW Plus - Large Group/BSW Premier Direct to Employer (Rate 2) $2,036.75 ↓ -49%
University of Mary Hardin-Baylor Commercial $2,149.00 ↓ -46%
Baylor Scott & White Health Plan BSW Plus - Small Group $2,381.60 ↓ -40%
United Healthcare Commercial $2,472.00 ↓ -38%
QuikTrip Employee Benefit Plan $3,638.56 ↓ -8%
Aetna Commercial $3,638.56 ↓ -8%
MidCoast Commercial $3,638.56 ↓ -8%
Independent Medical System Commercial PPO $3,969.34 ↑ +0%
Curative Commercial $4,300.11 ↑ +8%
Humana Commercial HMO $4,300.11 ↑ +8%
Humana Commercial PPO $4,630.89 ↑ +17%
HealthSmart Accel Network $4,630.89 ↑ +17%
First Health PPO $4,630.89 ↑ +17%
HealthSmart Preferred Network $4,961.67 ↑ +25%
Private Health Care System PHCS Network $4,961.67 ↑ +25%
BlueBell Creameries Self Insured $5,292.45 ↑ +33%
Three Rivers Three Rivers Provider Network $5,292.45 ↑ +33%
Humana Military TRICARE not published by hospital

Visitor-reported prices

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Brain MRI (with and without contrast) at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $3,149.11 $328.11 – $3,936.39
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $3,480.37 $494.01 – $5,220.56
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $3,969.34 $328.11 – $4,961.67
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $3,149.11 $328.11 – $3,936.39
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $3,480.37 $332.94 – $5,220.56
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $3,480.37 $328.11 – $5,220.56
BAYLOR SCOTT & WHITE ALL SAINTS MEDICAL CENTER - FORT WORTH Fort Worth $3,149.11 $328.11 – $3,936.39
BAYLOR SCOTT & WHITE MEDICAL CENTER - GRAPEVINE Grapevine $3,149.11 $328.11 – $3,936.39

All Texas hospitals for this procedure →