Aqua therapy w/exercise/ea 15 min 97113 at BAYLOR SCOTT & WHITE MEDICAL CENTER - TAYLOR

305 Mallard Lane, Taylor, TX · Baylor Scott & White Health · · NPI 1962497800

Source: hospital's published price file ↗ · Published Jun 12, 2026 · Ingested Aug 12, 2026

$109.85

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$183.08

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$34.79 with Baylor Scott & White Health Plan vs $175.00 with Cigna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Baylor Scott & White Health Plan Medicare Advantage $34.79 ↓ -68%
TriWest Community Care Network $36.62 ↓ -67%
American Health Plan Medicare Advantage $36.62 ↓ -67%
CORVEL Worker's Compensation $38.36 ↓ -65%
Prime Health Services Worker's Compensation $38.36 ↓ -65%
Blue Cross Blue Shield Medicare Advantage $38.45 ↓ -65%
ProCare Advantage Medicare Advantage $38.45 ↓ -65%
HealthSpring Medicare Advantage $38.45 ↓ -65%
Superior Health Plan Medicare HMO/Medicare PPO $40.37 ↓ -63%
Baylor Scott & White Health Plan BSW Premier - Small Group $43.94 ↓ -60%
United Healthcare Medicaid/CHIP $44.27 ↓ -60%
CareWorks fka Rockport Worker's Compensation $45.48 ↓ -59%
Injury Management Organization Med Select Network $45.48 ↓ -59%
Sedgwick Preferred Network $45.48 ↓ -59%
Baylor Scott & White Health Plan BSW Premier - Individual $45.95 ↓ -58%
Baylor Scott & White Health Plan BSW Plus - Small Group $65.91 ↓ -40%
Baylor Scott & White Health Plan BSW Premier - Large Group/BSW Premier Direct to Employer (Rate 1)/BSWH Employee $66.60 ↓ -39%
Baylor Scott & White Health Plan BSW Plus - Large Group/BSW Premier Direct to Employer (Rate 2) $78.36 ↓ -29%
MidCoast Commercial $100.69 ↓ -8%
QuikTrip Employee Benefit Plan $100.69 ↓ -8%
University of Mary Hardin-Baylor Commercial $106.19 ↓ -3%
Aetna Commercial $108.00 ↓ -2%
Independent Medical System Commercial PPO $109.85 ↑ +0%
Mark Cuban Commercial $110.49 ↑ +1%
United Healthcare Commercial $112.00 ↑ +2%
Curative Commercial $119.00 ↑ +8%
Humana Commercial HMO $119.00 ↑ +8%
Blue Cross Blue Shield Blue Premier/High Performance Network/My BlueHealth $119.71 ↑ +9%
Blue Cross Blue Shield Blue Advantage $121.30 ↑ +10%
First Health PPO $128.16 ↑ +17%
HealthSmart Accel Network $128.16 ↑ +17%
Humana Commercial PPO $128.16 ↑ +17%
Private Health Care System PHCS Network $137.31 ↑ +25%
HealthSmart Preferred Network $137.31 ↑ +25%
Blue Cross Blue Shield Blue Essentials (HMO) $138.74 ↑ +26%
Blue Cross Blue Shield BlueChoice (PPO) $146.27 ↑ +33%
BlueBell Creameries Self Insured $146.46 ↑ +33%
Three Rivers Three Rivers Provider Network $146.46 ↑ +33%
Cigna Local Plus $149.00 ↑ +36%
Cigna HMO/PPO $175.00 ↑ +59%

Visitor-reported prices

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Aqua therapy w/exercise/ea 15 min 97113 at other Texas hospitals

Hospital City Cash price Negotiated range
Adventhealth Rollins Brook Lampasas $340.77 $152.61 – $152.61
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $90.52 $25.65 – $134.00
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $108.55 $22.34 – $162.82
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $109.85 $21.97 – $149.00
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $90.52 $24.14 – $134.00
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $108.55 $34.84 – $162.82
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $108.55 $56.08 – $253.00
BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK Cedar Park $109.85 $36.62 – $164.77

All Texas hospitals for this procedure →