Psychotherapy patient individual therapy 30 minutes at BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA

5330 Overpass Road, Suite 110, TX · Baylor Scott & White Health · · NPI 1144781501

Source: hospital's published price file ↗ · Published Jun 13, 2026 · Ingested Aug 12, 2026

$189.14

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$315.24

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$37.83 with Superior Health Plan vs $394.97 with Mark Cuban — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Superior Health Plan Medicaid $37.83 ↓ -80%
United Healthcare Medicaid/CHIP $40.48 ↓ -79%
Humana Commercial HMO $113.00 ↓ -40%
Baylor Scott & White Health Plan BSW Premier - Large Group/BSW Premier Direct to Employer (Rate 1)/BSWH Employee $114.68 ↓ -39%
Baylor Scott & White Health Plan BSW Plus - Large Group/BSW Premier Direct to Employer (Rate 2) $134.92 ↓ -29%
Blue Cross Blue Shield Blue Advantage $145.01 ↓ -23%
Blue Cross Blue Shield Blue Premier/High Performance Network/My BlueHealth $145.01 ↓ -23%
Cigna Local Plus $146.27 ↓ -23%
United Healthcare Commercial $155.41 ↓ -18%
Blue Cross Blue Shield Blue Essentials (HMO) $167.08 ↓ -12%
Baylor Scott & White Health Plan Medicare Advantage $169.38 ↓ -10%
Cigna HMO/PPO $170.86 ↓ -10%
MidCoast Commercial $173.38 ↓ -8%
Aetna Commercial $173.38 ↓ -8%
QuikTrip Employee Benefit Plan $173.38 ↓ -8%
Blue Cross Blue Shield BlueChoice (PPO) $176.53 ↓ -7%
Humana Medicare $178.30 ↓ -6%
TriWest Community Care Network $178.30 ↓ -6%
Superior Health Plan Medicare HMO/Medicare PPO $178.30 ↓ -6%
University of Mary Hardin-Baylor Commercial $182.84 ↓ -3%
Blue Cross Blue Shield Medicare Advantage $187.22 ↓ -1%
ProCare Advantage Medicare Advantage $187.22 ↓ -1%
HealthSpring Medicare Advantage $187.22 ↓ -1%
American Health Plan Medicare Advantage $187.22 ↓ -1%
United Healthcare Medicare Advantage $199.70 ↑ +6%
Curative Commercial $204.91 ↑ +8%
Baylor Scott & White Health Plan BSW Premier - Small Group $213.96 ↑ +13%
Humana Commercial PPO $220.67 ↑ +17%
First Health PPO $220.67 ↑ +17%
Baylor Scott & White Health Plan BSW Premier - Individual $223.77 ↑ +18%
Private Health Care System PHCS Network $236.43 ↑ +25%
Baylor Scott & White Health Plan BSW Plus - Small Group $294.19 ↑ +56%
Mark Cuban Commercial $394.97 ↑ +109%
Humana Military TRICARE not published by hospital

Visitor-reported prices

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Psychotherapy patient individual therapy 30 minutes at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $200.43 $56.79 – $394.97
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $189.14 $38.93 – $394.97
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $200.43 $53.45 – $394.97
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $189.14 $60.72 – $394.97
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $189.14 $97.72 – $394.97
BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK Cedar Park $189.14 $63.05 – $394.97
BAYLOR SCOTT & WHITE ALL SAINTS MEDICAL CENTER - FORT WORTH Fort Worth $200.43 $53.45 – $394.97
BAYLOR SCOTT & WHITE MEDICAL CENTER - GRAPEVINE Grapevine $200.43 $50.11 – $394.97

All Texas hospitals for this procedure →