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Upper Back (Thoracic Spine) MRI (with and without contrast) at BAYLOR SCOTT & WHITE MEDICAL CENTER - PFLUGERVILLE

2600 E. Pflugerville Parkway, Suite 100, TX · Baylor Scott & White Health · · NPI 1346729159

Source: hospital's published price file ↗ · Published Jun 13, 2026 · Ingested Aug 12, 2026

$3,855.61

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$6,426.01

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$330.45 with Superior Health Plan vs $5,783.41 with Three Rivers — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Superior Health Plan Medicaid $330.45 ↓ -91%
Baylor Scott & White Health Plan Medicare Advantage $332.94 ↓ -91%
CORVEL Worker's Compensation $339.95 ↓ -91%
Humana Medicare $350.46 ↓ -91%
TriWest Community Care Network $350.46 ↓ -91%
Superior Health Plan Medicare HMO/Medicare PPO $350.46 ↓ -91%
United Healthcare Medicaid/CHIP $353.58 ↓ -91%
ProCare Advantage Medicare Advantage $367.98 ↓ -90%
HealthSpring Medicare Advantage $367.98 ↓ -90%
American Health Plan Medicare Advantage $367.98 ↓ -90%
United Healthcare Medicare Advantage $392.52 ↓ -90%
Baylor Scott & White Health Plan BSW Premier - Small Group $420.55 ↓ -89%
Baylor Scott & White Health Plan BSW Premier - Individual $439.83 ↓ -89%
Prime Health Services Worker's Compensation $441.93 ↓ -89%
Sedgwick Preferred Network $523.94 ↓ -86%
Baylor Scott & White Health Plan BSW Plus - Small Group $578.26 ↓ -85%
Mark Cuban Commercial $952.69 ↓ -75%
Blue Cross Blue Shield Blue Premier/High Performance Network/My BlueHealth $1,596.13 ↓ -59%
Blue Cross Blue Shield Blue Advantage $1,615.23 ↓ -58%
Cigna Local Plus $1,711.00 ↓ -56%
Baylor Scott & White Health Plan BSW Premier - Large Group/BSW Premier Direct to Employer (Rate 1)/BSWH Employee $1,731.24 ↓ -55%
Blue Cross Blue Shield Blue Essentials (HMO) $1,848.15 ↓ -52%
Blue Cross Blue Shield BlueChoice (PPO) $1,947.43 ↓ -49%
Cigna HMO/PPO $2,013.00 ↓ -48%
Baylor Scott & White Health Plan BSW Plus - Large Group/BSW Premier Direct to Employer (Rate 2) $2,036.75 ↓ -47%
University of Mary Hardin-Baylor Commercial $2,149.00 ↓ -44%
United Healthcare Commercial $2,472.00 ↓ -36%
QuikTrip Employee Benefit Plan $3,534.31 ↓ -8%
Aetna Commercial $3,534.31 ↓ -8%
MidCoast Commercial $3,534.31 ↓ -8%
Independent Medical System Commercial PPO $3,855.61 ↑ +0%
Curative Commercial $4,176.91 ↑ +8%
Humana Commercial HMO $4,176.91 ↑ +8%
Humana Commercial PPO $4,498.21 ↑ +17%
HealthSmart Accel Network $4,498.21 ↑ +17%
First Health PPO $4,498.21 ↑ +17%
HealthSmart Preferred Network $4,819.51 ↑ +25%
Private Health Care System PHCS Network $4,819.51 ↑ +25%
Three Rivers Three Rivers Provider Network $5,783.41 ↑ +50%

Visitor-reported prices

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Upper Back (Thoracic Spine) MRI (with and without contrast) at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $3,957.73 $330.45 – $4,947.16
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $3,855.61 $494.01 – $5,783.41
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $3,855.61 $330.45 – $4,819.51
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $3,957.73 $330.45 – $4,947.16
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $3,855.61 $332.94 – $5,783.41
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $3,855.61 $330.45 – $5,783.41
BAYLOR SCOTT & WHITE MEDICAL CENTER - GRAPEVINE Grapevine $3,957.73 $330.45 – $4,947.16
BAYLOR SCOTT & WHITE ALL SAINTS MEDICAL CENTER - FORT WORTH Fort Worth $3,957.73 $330.45 – $4,947.16

All Texas hospitals for this procedure →