Capsulotomy; interphalangeal joint, each joint (separate proc) at BAYLOR SCOTT & WHITE MEDICAL CENTER - PFLUGERVILLE

2600 E. Pflugerville Parkway, Suite 100, TX · Baylor Scott & White Health · · NPI 1346729159

Source: hospital's published price file ↗ · Published Jun 13, 2026 · Ingested Aug 12, 2026

$2,331.52

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$3,885.87

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$71.00 with Blue Cross Blue Shield vs $6,339.00 with Cigna — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Blue Cross Blue Shield Blue Advantage $71.00 ↓ -97%
Blue Cross Blue Shield Blue Premier/High Performance Network/My BlueHealth $75.00 ↓ -97%
Blue Cross Blue Shield Blue Essentials (HMO) $81.00 ↓ -97%
Blue Cross Blue Shield BlueChoice (PPO) $85.00 ↓ -96%
Superior Health Plan Medicaid $196.29 ↓ -92%
United Healthcare Medicaid/CHIP $210.03 ↓ -91%
Baylor Scott & White Health Plan BSW Premier - Large Group/BSW Premier Direct to Employer (Rate 1)/BSWH Employee $1,413.68 ↓ -39%
Baylor Scott & White Health Plan Medicare Advantage $1,534.55 ↓ -34%
CORVEL Worker's Compensation $1,566.86 ↓ -33%
Humana Medicare $1,615.32 ↓ -31%
TriWest Community Care Network $1,615.32 ↓ -31%
Superior Health Plan Medicare HMO/Medicare PPO $1,615.32 ↓ -31%
Baylor Scott & White Health Plan BSW Plus - Large Group/BSW Premier Direct to Employer (Rate 2) $1,663.15 ↓ -29%
HealthSpring Medicare Advantage $1,696.09 ↓ -27%
American Health Plan Medicare Advantage $1,696.09 ↓ -27%
ProCare Advantage Medicare Advantage $1,696.09 ↓ -27%
United Healthcare Medicare Advantage $1,809.16 ↓ -22%
United Healthcare Commercial $1,915.73 ↓ -18%
Baylor Scott & White Health Plan BSW Premier - Small Group $1,938.38 ↓ -17%
Baylor Scott & White Health Plan BSW Premier - Individual $2,027.23 ↓ -13%
Prime Health Services Worker's Compensation $2,036.92 ↓ -13%
Aetna Commercial $2,137.23 ↓ -8%
MidCoast Commercial $2,137.23 ↓ -8%
QuikTrip Employee Benefit Plan $2,137.23 ↓ -8%
Humana Commercial HMO $2,168.00 ↓ -7%
University of Mary Hardin-Baylor Commercial $2,253.80 ↓ -3%
Independent Medical System Commercial PPO $2,331.52 ↑ +0%
Sedgwick Preferred Network $2,414.90 ↑ +4%
Curative Commercial $2,525.82 ↑ +8%
Baylor Scott & White Health Plan BSW Plus - Small Group $2,665.28 ↑ +14%
HealthSmart Accel Network $2,720.11 ↑ +17%
First Health PPO $2,720.11 ↑ +17%
Humana Commercial PPO $2,720.11 ↑ +17%
HealthSmart Preferred Network $2,914.40 ↑ +25%
Private Health Care System PHCS Network $2,914.40 ↑ +25%
Three Rivers Three Rivers Provider Network $3,497.28 ↑ +50%
Mark Cuban Commercial $3,981.46 ↑ +71%
Cigna Local Plus $5,388.00 ↑ +131%
Cigna HMO/PPO $6,339.00 ↑ +172%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Capsulotomy; interphalangeal joint, each joint (separate proc) at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $2,109.48 $71.00 – $5,388.00
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $2,331.52 $71.00 – $5,388.00
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $2,109.48 $85.00 – $5,388.00
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $2,109.48 $196.29 – $3,981.46
BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK Cedar Park $2,331.52 $71.00 – $5,388.00
BAYLOR SCOTT & WHITE MEDICAL CENTER HILLCREST Waco $2,109.48 $71.00 – $5,388.00
BAYLOR SCOTT & WHITE MCLANE CHILDREN'S MEDICAL CENTER Temple $2,109.48 $71.00 – $5,388.00
BAYLOR SCOTT & WHITE MEDICAL CENTER - TAYLOR Taylor $2,331.52 $71.00 – $5,388.00

All Texas hospitals for this procedure →