X-ray forearm 2 views (both sides) at St. Luke's Health - Sugar Land Hospital

1317 Lake Pointe Parkway, Sugar Land, TX · CommonSpirit Health · · NPI 1659559573

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$410.20

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,172.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$29.40 with Wellpoint vs $1,172.00 with MHealth Network — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Wellpoint Medicaid|STARKIDS $29.40 ↓ -93%
Wellpoint Medicaid|CHIP $29.40 ↓ -93%
Wellpoint Medicaid|All Other Plans $29.40 ↓ -93%
UHC Medicaid|CHIP $29.99 ↓ -93%
UHC Medicaid|STARKIDS $29.99 ↓ -93%
UNITED Medicaid|All Other Plans $29.99 ↓ -93%
BCBS Medicaid|All Plans $30.87 ↓ -92%
CHC Medicaid|All Other Plans $33.81 ↓ -92%
Wellpoint Medicaid|STAR $39.40 ↓ -90%
UNITED Medicaid|STAR $40.28 ↓ -90%
CHC Medicaid|STAR $45.28 ↓ -89%
KELSEY Medicare|All Plans $61.08 ↓ -85%
Renaissance Commercial|All Plans $63.50 ↓ -85%
Cigna Commercial|Surefit $67.34 ↓ -84%
Cigna Commercial|HMO $74.17 ↓ -82%
HUMANA Medicare|TRANSPLANT $88.19 ↓ -79%
HUMANA Medicare|All Other Plans $88.19 ↓ -79%
BCBS Medicare|All Plans $88.19 ↓ -79%
CIGNA HEALTHSPRING Medicare|HMO $88.19 ↓ -79%
SELECTCARE Medicare|All Plans $88.19 ↓ -79%
CIGNA HEALTHSPRING Medicare|PPO $89.07 ↓ -78%
AETNA Medicare|All Plans $89.95 ↓ -78%
UHC-SecureHorizons Medicare|All Plans $89.95 ↓ -78%
Amerivantage Medicare|All Plans $90.84 ↓ -78%
Cigna Commercial|PPO $90.98 ↓ -78%
UNITED Medicaid|STARPLUS $91.73 ↓ -78%
UHC Medicaid|STARPLUS $91.73 ↓ -78%
TCHP Medicaid|STARKIDS $93.76 ↓ -77%
TCHP Medicaid|All Other Plans $93.76 ↓ -77%
SCANHealth Medicare|All Plans $94.36 ↓ -77%
DEVOTED Medicare|All Plans $94.36 ↓ -77%
KINDRED Medicare|All Plans $97.01 ↓ -76%
BCBS-TX Commercial|Exchange $112.53 ↓ -73%
BCBS-TX Commercial|MyBlue Health Exchange $116.52 ↓ -72%
KelseyCare Commercial|Exchange $119.06 ↓ -71%
TCHP Medicaid|STAR $125.64 ↓ -69%
Superior Health Plan Commercial|All Plans $132.28 ↓ -68%
Wellpoint Commercial|Exchange $132.28 ↓ -68%
Community Health Choice Commercial|All Other Plans $132.28 ↓ -68%
Community Health Choice Commercial|Exchange $132.28 ↓ -68%
Bright Health Commercial|All Plans $135.27 ↓ -67%
Aetna Commercial|Exchange $135.81 ↓ -67%
United Commercial|Exchange $140.00 ↓ -66%
BCBS-TX Commercial|Blue Premier $204.31 ↓ -50%
United Commercial|Charter $209.00 ↓ -49%
United Commercial|PPO $230.00 ↓ -44%
United Commercial|HMO $230.00 ↓ -44%
BCBS-TX Commercial|HMO $239.43 ↓ -42%
BCBS-TX Commercial|PPO $268.96 ↓ -34%
NX Health Commercial|PPO $286.62 ↓ -30%
OPTUM Medicare|All Plans $316.44 ↓ -23%
TCHPCHIP Medicaid|HMO $410.20 ↑ +0%
OPTUM Medicaid|STAR $424.03 ↑ +3%
United Commercial|Optum $550.84 ↑ +34%
CHC Medicaid|HMO $644.60 ↑ +57%
CHC Medicaid|CHIP $644.60 ↑ +57%
TEXASTRUECHOICE Medicaid|CHIP $644.60 ↑ +57%
Aetna-Kelsey Care Commercial|HMO $691.48 ↑ +69%
Cigna Lifesource Commercial|Transplant $703.20 ↑ +71%
Coventry Commercial|PPO $761.80 ↑ +86%
Humana Commercial|Transplant $761.80 ↑ +86%
First Health Commercial|All Plans $761.80 ↑ +86%
Aetna Commercial|HMO $796.96 ↑ +94%
Cigna Commercial|Transplant $820.40 ↑ +100%
Interlink Commercial|Transplant $820.40 ↑ +100%
Healthsmart Commercial|PPO $820.40 ↑ +100%
MultiPlan Commercial|All Plans $879.00 ↑ +114%
OPTUM Medicaid|STARPLUS $968.31 ↑ +136%
USA Health Network Commercial|All Plans $996.20 ↑ +143%
MHealth Network Commercial|PPO $1,172.00 ↑ +186%

Visitor-reported prices

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X-ray forearm 2 views (both sides) at other Texas hospitals

Hospital City Cash price Negotiated range
Adventhealth Rollins Brook Lampasas $522.39 $307.27 – $307.27
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $317.62 $29.40 – $397.03
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $375.50 $77.29 – $563.26
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $372.73 $29.40 – $465.92
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $317.62 $29.40 – $397.03
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $375.50 $31.46 – $563.26
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $375.50 $29.40 – $563.26
BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK Cedar Park $372.73 $29.40 – $559.10

All Texas hospitals for this procedure →