Prcrd drg 6+yr without anomly at St. Luke's Health - Sugar Land Hospital

1317 Lake Pointe Parkway, Sugar Land, TX · CommonSpirit Health · · NPI 1659559573

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$1,273.30

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$3,638.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$191.91 with BCBS-TX vs $9,158.00 with Cigna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BCBS-TX Commercial|Exchange $191.91 ↓ -85%
BCBS-TX Commercial|MyBlue Health Exchange $245.64 ↓ -81%
TCHP Medicaid|STARKIDS $291.04 ↓ -77%
TCHP Medicaid|All Other Plans $291.04 ↓ -77%
UNITED Medicaid|All Other Plans $296.87 ↓ -77%
BCBS-TX Commercial|Blue Premier $371.03 ↓ -71%
TCHP Medicaid|STAR $390.00 ↓ -69%
UNITED Medicaid|STAR $398.73 ↓ -69%
BCBS-TX Commercial|HMO $440.11 ↓ -65%
BCBS-TX Commercial|PPO $491.29 ↓ -61%
UHC Medicaid|STARPLUS $908.05 ↓ -29%
UNITED Medicaid|STARPLUS $908.05 ↓ -29%
OPTUM Medicare|All Plans $982.26 ↓ -23%
TCHPCHIP Medicaid|HMO $1,273.30 ↑ +0%
OPTUM Medicaid|STAR $1,316.23 ↑ +3%
United Commercial|Optum $1,709.86 ↑ +34%
CHC Medicaid|CHIP $2,000.90 ↑ +57%
CHC Medicaid|HMO $2,000.90 ↑ +57%
TEXASTRUECHOICE Medicaid|CHIP $2,000.90 ↑ +57%
Cigna Lifesource Commercial|Transplant $2,182.80 ↑ +71%
Coventry Commercial|PPO $2,364.70 ↑ +86%
Humana Commercial|Transplant $2,364.70 ↑ +86%
First Health Commercial|All Plans $2,364.70 ↑ +86%
Aetna Commercial|PPO $2,473.84 ↑ +94%
Healthsmart Commercial|PPO $2,546.60 ↑ +100%
Interlink Commercial|Transplant $2,546.60 ↑ +100%
Cigna Commercial|Transplant $2,546.60 ↑ +100%
MultiPlan Commercial|All Plans $2,728.50 ↑ +114%
United Commercial|Exchange $2,748.00 ↑ +116%
OPTUM Medicaid|STARPLUS $3,005.72 ↑ +136%
USA Health Network Commercial|All Plans $3,092.30 ↑ +143%
Cigna Commercial|Surefit $3,309.00 ↑ +160%
MHealth Network Commercial|PPO $3,638.00 ↑ +186%
Cigna Commercial|HMO $3,646.00 ↑ +186%
United Commercial|Charter $4,058.00 ↑ +219%
United Commercial|HMO $4,508.00 ↑ +254%
United Commercial|PPO $4,508.00 ↑ +254%
Cigna Commercial|PPO $9,158.00 ↑ +619%

Visitor-reported prices

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Prcrd drg 6+yr without anomly at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $3,161.89 $895.87 – $4,479.35
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $2,432.13 $71.00 – $17,181.00
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $2,724.71 $71.00 – $17,181.00
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $3,161.89 $843.17 – $17,181.00
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $2,432.13 $85.00 – $17,181.00
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $2,432.13 $1,256.60 – $3,648.20
BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK Cedar Park $2,724.71 $71.00 – $4,087.06
BAYLOR SCOTT & WHITE ALL SAINTS MEDICAL CENTER - FORT WORTH Fort Worth $3,161.89 $843.17 – $4,479.35

All Texas hospitals for this procedure →