Pr excision nail/nail matrix partial/complete permanent removal at St. Luke's Health - Sugar Land Hospital

1317 Lake Pointe Parkway, Sugar Land, TX · CommonSpirit Health · · NPI 1659559573

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$378.70

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,082.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$74.44 with BCBS-TX vs $5,160.00 with Cigna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BCBS-TX Commercial|Exchange $74.44 ↓ -80%
Wellpoint Medicaid|CHIP $84.71 ↓ -78%
TCHP Medicaid|All Other Plans $84.71 ↓ -78%
Wellpoint Medicaid|All Other Plans $84.71 ↓ -78%
Wellpoint Medicaid|STARKIDS $84.71 ↓ -78%
TCHP Medicaid|STARKIDS $84.71 ↓ -78%
UNITED Medicaid|All Other Plans $86.40 ↓ -77%
UHC Medicaid|STARKIDS $86.40 ↓ -77%
UHC Medicaid|CHIP $86.40 ↓ -77%
BCBS Medicaid|All Plans $88.95 ↓ -77%
BCBS-TX Commercial|MyBlue Health Exchange $95.28 ↓ -75%
CHC Medicaid|All Other Plans $97.42 ↓ -74%
TCHP Medicaid|STAR $113.51 ↓ -70%
Wellpoint Medicaid|STAR $113.51 ↓ -70%
UNITED Medicaid|STAR $116.05 ↓ -69%
CHC Medicaid|STAR $130.45 ↓ -66%
BCBS-TX Commercial|Blue Premier $143.91 ↓ -62%
BCBS-TX Commercial|HMO $170.71 ↓ -55%
BCBS-TX Commercial|PPO $190.56 ↓ -50%
UHC Medicaid|STARPLUS $264.30 ↓ -30%
UNITED Medicaid|STARPLUS $264.30 ↓ -30%
Renaissance Commercial|All Plans $288.13 ↓ -24%
OPTUM Medicare|All Plans $292.14 ↓ -23%
KELSEY Medicare|All Plans $305.58 ↓ -19%
TCHPCHIP Medicaid|HMO $378.70 ↑ +0%
OPTUM Medicaid|STAR $391.47 ↑ +3%
HUMANA Medicare|TRANSPLANT $400.18 ↑ +6%
CIGNA HEALTHSPRING Medicare|HMO $400.18 ↑ +6%
BCBS Medicare|All Plans $400.18 ↑ +6%
SELECTCARE Medicare|All Plans $400.18 ↑ +6%
HUMANA Medicare|All Other Plans $400.18 ↑ +6%
CIGNA HEALTHSPRING Medicare|PPO $404.18 ↑ +7%
AETNA Medicare|All Plans $408.18 ↑ +8%
UHC-SecureHorizons Medicare|All Plans $408.18 ↑ +8%
Amerivantage Medicare|All Plans $412.19 ↑ +9%
DEVOTED Medicare|All Plans $428.19 ↑ +13%
SCANHealth Medicare|All Plans $428.19 ↑ +13%
KINDRED Medicare|All Plans $440.20 ↑ +16%
United Commercial|Optum $508.54 ↑ +34%
KelseyCare Commercial|Exchange $540.24 ↑ +43%
Bright Health Commercial|All Plans $578.01 ↑ +53%
TEXASTRUECHOICE Medicaid|CHIP $595.10 ↑ +57%
CHC Medicaid|HMO $595.10 ↑ +57%
CHC Medicaid|CHIP $595.10 ↑ +57%
Superior Health Plan Commercial|All Plans $600.27 ↑ +59%
Wellpoint Commercial|Exchange $600.27 ↑ +59%
Community Health Choice Commercial|Exchange $600.27 ↑ +59%
Community Health Choice Commercial|All Other Plans $600.27 ↑ +59%
Aetna Commercial|Exchange $616.28 ↑ +63%
Cigna Lifesource Commercial|Transplant $649.20 ↑ +71%
Independent Med System Commercial|All Plans $649.20 ↑ +71%
Humana Commercial|Transplant $703.30 ↑ +86%
First Health Commercial|All Plans $703.30 ↑ +86%
PHCS Commercial|All Plans $703.30 ↑ +86%
Coventry Commercial|PPO $703.30 ↑ +86%
PHCS Savility Commercial|PPO $703.30 ↑ +86%
Aetna Commercial|PPO $735.76 ↑ +94%
Cigna Commercial|Transplant $757.40 ↑ +100%
Interlink Commercial|Transplant $757.40 ↑ +100%
Healthsmart Commercial|PPO $757.40 ↑ +100%
Aetna-Kelsey Care Commercial|HMO $807.00 ↑ +113%
MultiPlan Commercial|All Plans $811.50 ↑ +114%
Aetna Commercial|Transplant $822.32 ↑ +117%
OPTUM Medicaid|STARPLUS $893.95 ↑ +136%
USA Health Network Commercial|All Plans $919.70 ↑ +143%
KelseyCare Commercial|All Other Plans $942.30 ↑ +149%
Aetna Commercial|HMO $972.00 ↑ +157%
MHealth Network Commercial|PPO $1,082.00 ↑ +186%
NX Health Commercial|PPO $1,300.59 ↑ +243%
United Commercial|Exchange $1,676.00 ↑ +343%
Cigna Commercial|Surefit $1,864.00 ↑ +392%
Cigna Commercial|HMO $2,054.00 ↑ +442%
Humana Commercial|PPO $2,430.00 ↑ +542%
Humana Commercial|HMO $2,430.00 ↑ +542%
United Commercial|Charter $2,474.00 ↑ +553%
United Commercial|HMO $2,749.00 ↑ +626%
United Commercial|PPO $2,749.00 ↑ +626%
Cigna Commercial|PPO $5,160.00 ↑ +1263%

Visitor-reported prices

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Pr excision nail/nail matrix partial/complete permanent removal at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $1,015.52 $84.71 – $1,269.40
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $940.55 $71.00 – $1,410.83
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $961.75 $71.00 – $1,202.18
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $1,015.52 $84.71 – $1,269.40
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $940.55 $85.00 – $1,410.83
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $940.55 $84.71 – $1,410.83
BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK Cedar Park $961.75 $71.00 – $1,442.62
BAYLOR SCOTT & WHITE ALL SAINTS MEDICAL CENTER - FORT WORTH Fort Worth $1,015.52 $84.71 – $1,269.40

All Texas hospitals for this procedure →