Plcmt sft tiss loc pq w/img 1st lsn at St. Luke's Health - Sugar Land Hospital

1317 Lake Pointe Parkway, Sugar Land, TX · CommonSpirit Health · · NPI 1659559573

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$1,172.50

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$3,350.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$457.51 with BCBS-TX vs $7,221.00 with Cigna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BCBS-TX Commercial|Exchange $457.51 ↓ -61%
Renaissance Commercial|All Plans $507.41 ↓ -57%
KELSEY Medicare|All Plans $563.23 ↓ -52%
BCBS-TX Commercial|MyBlue Health Exchange $585.61 ↓ -50%
SELECTCARE Medicare|All Plans $704.73 ↓ -40%
CIGNA HEALTHSPRING Medicare|HMO $704.73 ↓ -40%
BCBS Medicare|All Plans $704.73 ↓ -40%
HUMANA Medicare|TRANSPLANT $704.73 ↓ -40%
HUMANA Medicare|All Other Plans $704.73 ↓ -40%
CIGNA HEALTHSPRING Medicare|PPO $711.78 ↓ -39%
UHC-SecureHorizons Medicare|All Plans $718.82 ↓ -39%
AETNA Medicare|All Plans $718.82 ↓ -39%
Amerivantage Medicare|All Plans $725.87 ↓ -38%
DEVOTED Medicare|All Plans $754.06 ↓ -36%
SCANHealth Medicare|All Plans $754.06 ↓ -36%
KINDRED Medicare|All Plans $775.20 ↓ -34%
BCBS-TX Commercial|Blue Premier $884.51 ↓ -25%
OPTUM Medicare|All Plans $904.50 ↓ -23%
KelseyCare Commercial|Exchange $951.39 ↓ -19%
Bright Health Commercial|All Plans $1,040.66 ↓ -11%
BCBS-TX Commercial|HMO $1,049.22 ↓ -11%
Community Health Choice Commercial|Exchange $1,057.10 ↓ -10%
Superior Health Plan Commercial|All Plans $1,057.10 ↓ -10%
Community Health Choice Commercial|All Other Plans $1,057.10 ↓ -10%
Wellpoint Commercial|Exchange $1,057.10 ↓ -10%
Aetna-Kelsey Care Commercial|HMO $1,076.00 ↓ -8%
Aetna Commercial|Exchange $1,085.28 ↓ -7%
BCBS-TX Commercial|PPO $1,171.22 ↓ -0%
TCHPCHIP Medicaid|HMO $1,172.50 ↑ +0%
OPTUM Medicaid|STAR $1,212.03 ↑ +3%
Aetna Commercial|HMO $1,298.00 ↑ +11%
United Commercial|Optum $1,574.50 ↑ +34%
United Commercial|Exchange $1,676.00 ↑ +43%
CHC Medicaid|CHIP $1,842.50 ↑ +57%
CHC Medicaid|HMO $1,842.50 ↑ +57%
TEXASTRUECHOICE Medicaid|CHIP $1,842.50 ↑ +57%
Cigna Lifesource Commercial|Transplant $2,010.00 ↑ +71%
Coventry Commercial|PPO $2,177.50 ↑ +86%
First Health Commercial|All Plans $2,177.50 ↑ +86%
Humana Commercial|Transplant $2,177.50 ↑ +86%
Aetna Commercial|PPO $2,278.00 ↑ +94%
NX Health Commercial|PPO $2,290.37 ↑ +95%
Healthsmart Commercial|PPO $2,345.00 ↑ +100%
Interlink Commercial|Transplant $2,345.00 ↑ +100%
Cigna Commercial|Transplant $2,345.00 ↑ +100%
United Commercial|Charter $2,474.00 ↑ +111%
MultiPlan Commercial|All Plans $2,512.50 ↑ +114%
Aetna Commercial|Transplant $2,546.00 ↑ +117%
Cigna Commercial|Surefit $2,609.00 ↑ +123%
United Commercial|HMO $2,749.00 ↑ +134%
United Commercial|PPO $2,749.00 ↑ +134%
OPTUM Medicaid|STARPLUS $2,767.77 ↑ +136%
USA Health Network Commercial|All Plans $2,847.50 ↑ +143%
Cigna Commercial|HMO $2,875.00 ↑ +145%
MHealth Network Commercial|PPO $3,350.00 ↑ +186%
Cigna Commercial|PPO $7,221.00 ↑ +516%

Visitor-reported prices

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Plcmt sft tiss loc pq w/img 1st lsn at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $1,260.47 $357.13 – $1,742.94
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $1,331.53 $71.00 – $3,421.00
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $1,328.97 $71.00 – $3,421.00
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $1,260.47 $336.12 – $1,742.94
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $1,331.53 $85.00 – $3,421.00
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $1,331.53 $687.96 – $1,997.30
BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK Cedar Park $1,328.97 $71.00 – $3,421.00
BAYLOR SCOTT & WHITE ALL SAINTS MEDICAL CENTER - FORT WORTH Fort Worth $1,260.47 $336.12 – $1,742.94

All Texas hospitals for this procedure →