Plcmt dlyd xtn pros 1st vsl at St. Luke's Health - Sugar Land Hospital

1317 Lake Pointe Parkway, Sugar Land, TX · CommonSpirit Health · · NPI 1659559573

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$2,811.55

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$8,033.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$628.16 with BCBS-TX vs $9,158.00 with Cigna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BCBS-TX Commercial|Exchange $628.16 ↓ -78%
TCHP Medicaid|STARKIDS $642.64 ↓ -77%
TCHP Medicaid|All Other Plans $642.64 ↓ -77%
UNITED Medicaid|All Other Plans $655.50 ↓ -77%
BCBS-TX Commercial|MyBlue Health Exchange $804.05 ↓ -71%
TCHP Medicaid|STAR $861.14 ↓ -69%
UNITED Medicaid|STAR $880.42 ↓ -69%
BCBS-TX Commercial|Blue Premier $1,214.45 ↓ -57%
BCBS-TX Commercial|HMO $1,440.59 ↓ -49%
Aetna-Kelsey Care Commercial|HMO $1,528.00 ↓ -46%
BCBS-TX Commercial|PPO $1,608.10 ↓ -43%
Aetna Commercial|HMO $1,842.00 ↓ -34%
UHC Medicaid|STARPLUS $2,005.04 ↓ -29%
UNITED Medicaid|STARPLUS $2,005.04 ↓ -29%
OPTUM Medicare|All Plans $2,168.91 ↓ -23%
Humana Commercial|HMO $2,430.00 ↓ -14%
Humana Commercial|PPO $2,430.00 ↓ -14%
United Commercial|Exchange $2,748.00 ↓ -2%
TCHPCHIP Medicaid|HMO $2,811.55 ↑ +0%
OPTUM Medicaid|STAR $2,906.34 ↑ +3%
Cigna Commercial|Surefit $3,309.00 ↑ +18%
Cigna Commercial|HMO $3,646.00 ↑ +30%
United Commercial|Optum $3,775.51 ↑ +34%
United Commercial|Charter $4,058.00 ↑ +44%
CHC Medicaid|HMO $4,418.15 ↑ +57%
TEXASTRUECHOICE Medicaid|CHIP $4,418.15 ↑ +57%
CHC Medicaid|CHIP $4,418.15 ↑ +57%
United Commercial|PPO $4,508.00 ↑ +60%
United Commercial|HMO $4,508.00 ↑ +60%
Cigna Lifesource Commercial|Transplant $4,819.80 ↑ +71%
Coventry Commercial|PPO $5,221.45 ↑ +86%
First Health Commercial|All Plans $5,221.45 ↑ +86%
Humana Commercial|Transplant $5,221.45 ↑ +86%
Aetna Commercial|PPO $5,462.44 ↑ +94%
Healthsmart Commercial|PPO $5,623.10 ↑ +100%
Interlink Commercial|Transplant $5,623.10 ↑ +100%
Cigna Commercial|Transplant $5,623.10 ↑ +100%
MultiPlan Commercial|All Plans $6,024.75 ↑ +114%
OPTUM Medicaid|STARPLUS $6,636.87 ↑ +136%
USA Health Network Commercial|All Plans $6,828.05 ↑ +143%
MHealth Network Commercial|PPO $8,033.00 ↑ +186%
Cigna Commercial|PPO $9,158.00 ↑ +226%

Visitor-reported prices

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Plcmt dlyd xtn pros 1st vsl at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $3,298.61 $934.61 – $6,299.00
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $3,298.61 $678.96 – $5,388.00
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $3,298.61 $659.72 – $5,388.00
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $3,298.61 $879.63 – $7,038.00
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $3,298.61 $1,058.86 – $5,388.00
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $3,298.61 $1,704.28 – $4,947.92
BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK Cedar Park $3,298.61 $1,099.54 – $5,388.00
BAYLOR SCOTT & WHITE ALL SAINTS MEDICAL CENTER - FORT WORTH Fort Worth $3,298.61 $879.63 – $7,038.00

All Texas hospitals for this procedure →