Oth resp proc, indiv at St. Luke's Health - Sugar Land Hospital

1317 Lake Pointe Parkway, Sugar Land, TX · CommonSpirit Health · · NPI 1659559573

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$105.35

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$301.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$14.73 with BCBS-TX vs $1,604.00 with United — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BCBS-TX Commercial|MyBlue Health Exchange $14.73 ↓ -86%
BCBS-TX Commercial|Exchange $17.05 ↓ -84%
Renaissance Commercial|All Plans $17.66 ↓ -83%
BCBS-TX Commercial|Blue Premier $21.39 ↓ -80%
HUMANA Medicare|All Other Plans $24.53 ↓ -77%
SELECTCARE Medicare|All Plans $24.53 ↓ -77%
HUMANA Medicare|TRANSPLANT $24.53 ↓ -77%
CIGNA HEALTHSPRING Medicare|HMO $24.53 ↓ -77%
BCBS Medicare|All Plans $24.53 ↓ -77%
CIGNA HEALTHSPRING Medicare|PPO $24.78 ↓ -76%
AETNA Medicare|All Plans $25.02 ↓ -76%
UHC-SecureHorizons Medicare|All Plans $25.02 ↓ -76%
Amerivantage Medicare|All Plans $25.27 ↓ -76%
DEVOTED Medicare|All Plans $26.25 ↓ -75%
SCANHealth Medicare|All Plans $26.25 ↓ -75%
KINDRED Medicare|All Plans $26.98 ↓ -74%
BCBS-TX Commercial|HMO $28.25 ↓ -73%
KELSEY Medicare|All Plans $31.27 ↓ -70%
BCBS-TX Commercial|PPO $32.09 ↓ -70%
KelseyCare Commercial|Exchange $33.12 ↓ -69%
Superior Health Plan Commercial|All Plans $36.80 ↓ -65%
Community Health Choice Commercial|All Other Plans $36.80 ↓ -65%
Wellpoint Commercial|Exchange $36.80 ↓ -65%
Community Health Choice Commercial|Exchange $36.80 ↓ -65%
Aetna Commercial|Exchange $37.78 ↓ -64%
Bright Health Commercial|All Plans $41.32 ↓ -61%
NX Health Commercial|PPO $79.72 ↓ -24%
OPTUM Medicare|All Plans $81.27 ↓ -23%
Cigna Commercial|Surefit $100.00 ↓ -5%
Cigna Commercial|PPO $100.00 ↓ -5%
Cigna Commercial|HMO $100.00 ↓ -5%
TCHPCHIP Medicaid|HMO $105.35 ↑ +0%
OPTUM Medicaid|STAR $108.91 ↑ +3%
United Commercial|Optum $141.47 ↑ +34%
CHC Medicaid|HMO $165.55 ↑ +57%
TEXASTRUECHOICE Medicaid|CHIP $165.55 ↑ +57%
CHC Medicaid|CHIP $165.55 ↑ +57%
Cigna Lifesource Commercial|Transplant $180.60 ↑ +71%
First Health Commercial|All Plans $195.65 ↑ +86%
Humana Commercial|Transplant $195.65 ↑ +86%
Coventry Commercial|PPO $195.65 ↑ +86%
Interlink Commercial|Transplant $210.70 ↑ +100%
Cigna Commercial|Transplant $210.70 ↑ +100%
Healthsmart Commercial|PPO $210.70 ↑ +100%
MultiPlan Commercial|All Plans $225.75 ↑ +114%
OPTUM Medicaid|STARPLUS $248.69 ↑ +136%
USA Health Network Commercial|All Plans $255.85 ↑ +143%
MHealth Network Commercial|PPO $301.00 ↑ +186%
United Commercial|Exchange $978.00 ↑ +828%
United Commercial|Charter $1,443.00 ↑ +1270%
United Commercial|PPO $1,604.00 ↑ +1423%
United Commercial|HMO $1,604.00 ↑ +1423%

Visitor-reported prices

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Oth resp proc, indiv at other Texas hospitals

Hospital City Cash price Negotiated range
HCA HOUSTON CLEAR LAKE FRIENDSWOOD $487.56 $23.61 – $94.87
Covenant Children's Hospital Lubbock $67.20 $34.41 – $34.41
HCA HOUSTON KINGWOOD HUMBLE $86.91 $23.61 – $94.87
HCA HOUSTON NORTHWEST SPRING $339.63 $23.61 – $94.87
St. Luke's Health - Patients Medical Center Pasadena $132.30 $14.73 – $978.00
Baylor St Luke's Medical Center Houston $105.35 $11.91 – $301.00
St. Joseph Health Madison Hospital Madisonville $35.53 $20.08 – $670.00
St. Luke's Health - Springwoods Village Hospital Spring $105.35 $14.73 – $301.00

All Texas hospitals for this procedure →