New Patient Office Visit (level 5) at St. Luke's Health - Sugar Land Hospital

1317 Lake Pointe Parkway, Sugar Land, TX · CommonSpirit Health · · NPI 1659559573

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$251.65

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$719.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$74.00 with United vs $719.00 with MHealth Network — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Commercial|Exchange $74.00 ↓ -71%
United Commercial|Charter $109.00 ↓ -57%
United Commercial|PPO $122.00 ↓ -52%
United Commercial|HMO $122.00 ↓ -52%
OPTUM Medicare|All Plans $194.13 ↓ -23%
BCBS-TX Commercial|MyBlue Health Exchange $249.94 ↓ -1%
TCHPCHIP Medicaid|HMO $251.65 ↑ +0%
OPTUM Medicaid|STAR $260.14 ↑ +3%
BCBS-TX Commercial|Exchange $289.31 ↑ +15%
United Commercial|Optum $337.93 ↑ +34%
BCBS-TX Commercial|Blue Premier $362.92 ↑ +44%
TEXASTRUECHOICE Medicaid|CHIP $395.45 ↑ +57%
CHC Medicaid|HMO $395.45 ↑ +57%
CHC Medicaid|CHIP $395.45 ↑ +57%
Cigna Lifesource Commercial|Transplant $431.40 ↑ +71%
Coventry Commercial|PPO $467.35 ↑ +86%
Humana Commercial|Transplant $467.35 ↑ +86%
First Health Commercial|All Plans $467.35 ↑ +86%
BCBS-TX Commercial|HMO $479.33 ↑ +90%
Interlink Commercial|Transplant $503.30 ↑ +100%
Healthsmart Commercial|PPO $503.30 ↑ +100%
Cigna Commercial|Transplant $503.30 ↑ +100%
MultiPlan Commercial|All Plans $539.25 ↑ +114%
BCBS-TX Commercial|PPO $544.38 ↑ +116%
OPTUM Medicaid|STARPLUS $594.04 ↑ +136%
USA Health Network Commercial|All Plans $611.15 ↑ +143%
MHealth Network Commercial|PPO $719.00 ↑ +186%

Visitor-reported prices

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New Patient Office Visit (level 5) at other Texas hospitals

Hospital City Cash price Negotiated range
Adventhealth Rollins Brook Lampasas $1,075.78 $659.08 – $659.08
HCA HOUSTON CLEAR LAKE FRIENDSWOOD $1,210.66 $351.91 – $400.58
Baylor St Luke's Medical Center Houston $251.65 $82.00 – $719.00
St. Joseph Health Madison Hospital Madisonville $208.78 $37.59 – $295.00
St. Luke's Health Memorial Lufkin Lufkin $246.90 $100.00 – $671.98
St. Luke's Health - Springwoods Village Hospital Spring $251.65 $74.00 – $719.00
St. Joseph Health College Station Hospital College Station $208.78 $77.00 – $363.58
St. Luke's Health - Lakeside Hospital The Woodlands $251.65 $74.00 – $719.00

All Texas hospitals for this procedure →