MRI w/cont, breast, bi at St. Luke's Health - Sugar Land Hospital

1317 Lake Pointe Parkway, Sugar Land, TX · CommonSpirit Health · · NPI 1659559573

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$1,885.45

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$5,387.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$257.55 with Renaissance vs $5,387.00 with MHealth Network — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Renaissance Commercial|All Plans $257.55 ↓ -86%
SELECTCARE Medicare|All Plans $357.71 ↓ -81%
HUMANA Medicare|All Other Plans $357.71 ↓ -81%
HUMANA Medicare|TRANSPLANT $357.71 ↓ -81%
CIGNA HEALTHSPRING Medicare|HMO $357.71 ↓ -81%
BCBS Medicare|All Plans $357.71 ↓ -81%
CIGNA HEALTHSPRING Medicare|PPO $361.29 ↓ -81%
UHC-SecureHorizons Medicare|All Plans $364.86 ↓ -81%
AETNA Medicare|All Plans $364.86 ↓ -81%
Amerivantage Medicare|All Plans $368.44 ↓ -80%
DEVOTED Medicare|All Plans $382.75 ↓ -80%
SCANHealth Medicare|All Plans $382.75 ↓ -80%
KINDRED Medicare|All Plans $393.48 ↓ -79%
KELSEY Medicare|All Plans $448.70 ↓ -76%
KelseyCare Commercial|Exchange $482.91 ↓ -74%
Wellpoint Commercial|Exchange $536.57 ↓ -72%
Community Health Choice Commercial|Exchange $536.57 ↓ -72%
Superior Health Plan Commercial|All Plans $536.57 ↓ -72%
Community Health Choice Commercial|All Other Plans $536.57 ↓ -72%
BCBS-TX Commercial|Exchange $538.41 ↓ -71%
Aetna Commercial|Exchange $550.87 ↓ -71%
BCBS-TX Commercial|MyBlue Health Exchange $557.50 ↓ -70%
Bright Health Commercial|All Plans $615.81 ↓ -67%
Aetna-Kelsey Care Commercial|HMO $950.00 ↓ -50%
BCBS-TX Commercial|Blue Premier $977.54 ↓ -48%
Cigna Commercial|Surefit $1,015.00 ↓ -46%
Aetna Commercial|Transplant $1,023.00 ↓ -46%
Humana Commercial|PPO $1,050.00 ↓ -44%
Humana Commercial|HMO $1,050.00 ↓ -44%
Healthsmart Commercial|AP3-PPO $1,100.00 ↓ -42%
Cigna Commercial|HMO $1,119.00 ↓ -41%
Aetna Commercial|PPO $1,145.00 ↓ -39%
Aetna Commercial|HMO $1,145.00 ↓ -39%
BCBS-TX Commercial|HMO $1,145.55 ↓ -39%
NX Health Commercial|PPO $1,162.56 ↓ -38%
BCBS-TX Commercial|PPO $1,286.83 ↓ -32%
KelseyCare Commercial|All Other Plans $1,398.60 ↓ -26%
OPTUM Medicare|All Plans $1,454.49 ↓ -23%
United Commercial|Exchange $1,535.00 ↓ -19%
TCHPCHIP Medicaid|HMO $1,885.45 ↑ +0%
OPTUM Medicaid|STAR $1,949.02 ↑ +3%
United Commercial|Charter $2,266.00 ↑ +20%
United Commercial|HMO $2,518.00 ↑ +34%
United Commercial|PPO $2,518.00 ↑ +34%
United Commercial|Optum $2,531.89 ↑ +34%
Cigna Commercial|PPO $2,812.00 ↑ +49%
CHC Medicaid|HMO $2,962.85 ↑ +57%
TEXASTRUECHOICE Medicaid|CHIP $2,962.85 ↑ +57%
CHC Medicaid|CHIP $2,962.85 ↑ +57%
Cigna Lifesource Commercial|Transplant $3,232.20 ↑ +71%
Coventry Commercial|PPO $3,501.55 ↑ +86%
First Health Commercial|All Plans $3,501.55 ↑ +86%
Humana Commercial|Transplant $3,501.55 ↑ +86%
Cigna Commercial|Transplant $3,770.90 ↑ +100%
Interlink Commercial|Transplant $3,770.90 ↑ +100%
Healthsmart Commercial|PPO $3,770.90 ↑ +100%
MultiPlan Commercial|All Plans $4,040.25 ↑ +114%
OPTUM Medicaid|STARPLUS $4,450.74 ↑ +136%
USA Health Network Commercial|All Plans $4,578.95 ↑ +143%
MHealth Network Commercial|PPO $5,387.00 ↑ +186%

Visitor-reported prices

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MRI w/cont, breast, bi at other Texas hospitals

Hospital City Cash price Negotiated range
HCA HOUSTON CLEAR LAKE FRIENDSWOOD $13,295.12 $672.06 – $699.43
HCA HOUSTON MEDICAL CENTER Houston $17,966.06 $672.06 – $699.43
Baylor St Luke's Medical Center Houston $1,885.45 $458.22 – $5,387.00
St. Joseph Health Madison Hospital Madisonville $472.50 $343.98 – $2,430.00
St. Luke's Health Memorial Lufkin Lufkin $674.85 $400.00 – $4,049.10
HCA HOUSTON PEARLAND Pearland $10,610.87 $672.06 – $699.43
St. Luke's Health - Springwoods Village Hospital Spring $1,885.45 $538.41 – $5,387.00
St. Joseph Health College Station Hospital College Station $472.50 $866.80 – $2,295.00

All Texas hospitals for this procedure →