Mra, without dye, spinal canal at St. Luke's Health - Sugar Land Hospital

1317 Lake Pointe Parkway, Sugar Land, TX · CommonSpirit Health · · NPI 1659559573

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$192.85

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$551.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$148.77 with OPTUM vs $2,812.00 with Cigna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
OPTUM Medicare|All Plans $148.77 ↓ -23%
Renaissance Commercial|All Plans $174.32 ↓ -10%
TCHPCHIP Medicaid|HMO $192.85 ↑ +0%
OPTUM Medicaid|STAR $199.36 ↑ +3%
KELSEY Medicare|All Plans $228.41 ↑ +18%
HUMANA Medicare|All Other Plans $242.11 ↑ +26%
SELECTCARE Medicare|All Plans $242.11 ↑ +26%
BCBS Medicare|All Plans $242.11 ↑ +26%
CIGNA HEALTHSPRING Medicare|HMO $242.11 ↑ +26%
HUMANA Medicare|TRANSPLANT $242.11 ↑ +26%
CIGNA HEALTHSPRING Medicare|PPO $244.53 ↑ +27%
UHC-SecureHorizons Medicare|All Plans $246.95 ↑ +28%
AETNA Medicare|All Plans $246.95 ↑ +28%
Amerivantage Medicare|All Plans $249.37 ↑ +29%
United Commercial|Optum $258.97 ↑ +34%
DEVOTED Medicare|All Plans $259.06 ↑ +34%
SCANHealth Medicare|All Plans $259.06 ↑ +34%
KINDRED Medicare|All Plans $266.32 ↑ +38%
TEXASTRUECHOICE Medicaid|CHIP $303.05 ↑ +57%
CHC Medicaid|CHIP $303.05 ↑ +57%
CHC Medicaid|HMO $303.05 ↑ +57%
KelseyCare Commercial|Exchange $326.85 ↑ +69%
BCBS-TX Commercial|Exchange $328.59 ↑ +70%
Cigna Lifesource Commercial|Transplant $330.60 ↑ +71%
BCBS-TX Commercial|MyBlue Health Exchange $340.24 ↑ +76%
First Health Commercial|All Plans $358.15 ↑ +86%
Humana Commercial|Transplant $358.15 ↑ +86%
Coventry Commercial|PPO $358.15 ↑ +86%
Wellpoint Commercial|Exchange $363.17 ↑ +88%
Community Health Choice Commercial|Exchange $363.17 ↑ +88%
Community Health Choice Commercial|All Other Plans $363.17 ↑ +88%
Superior Health Plan Commercial|All Plans $363.17 ↑ +88%
Aetna Commercial|Exchange $372.85 ↑ +93%
Bright Health Commercial|All Plans $384.80 ↑ +100%
Interlink Commercial|Transplant $385.70 ↑ +100%
Cigna Commercial|Transplant $385.70 ↑ +100%
Healthsmart Commercial|PPO $385.70 ↑ +100%
MultiPlan Commercial|All Plans $413.25 ↑ +114%
OPTUM Medicaid|STARPLUS $455.24 ↑ +136%
USA Health Network Commercial|All Plans $468.35 ↑ +143%
BCBS-TX Commercial|Blue Premier $551.00 ↑ +186%
BCBS-TX Commercial|PPO $551.00 ↑ +186%
BCBS-TX Commercial|HMO $551.00 ↑ +186%
MHealth Network Commercial|PPO $551.00 ↑ +186%
NX Health Commercial|PPO $786.86 ↑ +308%
Aetna-Kelsey Care Commercial|HMO $950.00 ↑ +393%
Cigna Commercial|Surefit $1,015.00 ↑ +426%
Aetna Commercial|Transplant $1,023.00 ↑ +430%
Humana Commercial|PPO $1,050.00 ↑ +444%
Humana Commercial|HMO $1,050.00 ↑ +444%
Healthsmart Commercial|AP3-PPO $1,100.00 ↑ +470%
Cigna Commercial|HMO $1,119.00 ↑ +480%
Aetna Commercial|HMO $1,145.00 ↑ +494%
Aetna Commercial|PPO $1,145.00 ↑ +494%
KelseyCare Commercial|All Other Plans $1,398.60 ↑ +625%
United Commercial|Exchange $1,535.00 ↑ +696%
United Commercial|Charter $2,266.00 ↑ +1075%
United Commercial|PPO $2,518.00 ↑ +1206%
United Commercial|HMO $2,518.00 ↑ +1206%
Cigna Commercial|PPO $2,812.00 ↑ +1358%

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Mra, without dye, spinal canal at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $1,033.39 $227.71 – $2,149.00
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $1,033.39 $212.71 – $2,577.00
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $1,033.39 $206.68 – $2,577.00
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $1,033.39 $227.71 – $2,577.00
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $1,033.39 $227.71 – $2,577.00
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $1,033.39 $533.92 – $2,700.00
BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK Cedar Park $1,033.39 $227.71 – $2,149.00
BAYLOR SCOTT & WHITE ALL SAINTS MEDICAL CENTER - FORT WORTH Fort Worth $1,033.39 $227.71 – $2,149.00

All Texas hospitals for this procedure →