Bx skin incisnl ea sep/add l les at St. Luke's Health - Sugar Land Hospital

1317 Lake Pointe Parkway, Sugar Land, TX · CommonSpirit Health · · NPI 1659559573

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$232.05

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$663.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$36.00 with BCBS-TX vs $2,749.00 with United — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BCBS-TX Commercial|MyBlue Health Exchange $36.00 ↓ -84%
BCBS-TX Commercial|Exchange $52.00 ↓ -78%
BCBS-TX Commercial|Blue Premier $56.00 ↓ -76%
BCBS-TX Commercial|HMO $67.00 ↓ -71%
BCBS-TX Commercial|PPO $76.00 ↓ -67%
Humana Commercial|PPO $90.00 ↓ -61%
Humana Commercial|HMO $90.00 ↓ -61%
Cigna Commercial|PPO $100.00 ↓ -57%
Cigna Commercial|HMO $100.00 ↓ -57%
Cigna Commercial|Surefit $100.00 ↓ -57%
OPTUM Medicare|All Plans $179.01 ↓ -23%
TCHPCHIP Medicaid|HMO $232.05 ↑ +0%
OPTUM Medicaid|STAR $239.88 ↑ +3%
United Commercial|Optum $311.61 ↑ +34%
CHC Medicaid|CHIP $364.65 ↑ +57%
CHC Medicaid|HMO $364.65 ↑ +57%
TEXASTRUECHOICE Medicaid|CHIP $364.65 ↑ +57%
Cigna Lifesource Commercial|Transplant $397.80 ↑ +71%
PHCS Commercial|All Plans $430.95 ↑ +86%
Humana Commercial|Transplant $430.95 ↑ +86%
Coventry Commercial|PPO $430.95 ↑ +86%
First Health Commercial|All Plans $430.95 ↑ +86%
Aetna Commercial|PPO $450.84 ↑ +94%
Cigna Commercial|Transplant $464.10 ↑ +100%
PHCS Savility Commercial|PPO $464.10 ↑ +100%
Healthsmart Commercial|PPO $464.10 ↑ +100%
Interlink Commercial|Transplant $464.10 ↑ +100%
MultiPlan Commercial|All Plans $497.25 ↑ +114%
OPTUM Medicaid|STARPLUS $547.78 ↑ +136%
USA Health Network Commercial|All Plans $563.55 ↑ +143%
MHealth Network Commercial|PPO $663.00 ↑ +186%
Aetna-Kelsey Care Commercial|HMO $807.00 ↑ +248%
Aetna Commercial|HMO $972.00 ↑ +319%
United Commercial|Exchange $1,676.00 ↑ +622%
United Commercial|Charter $2,474.00 ↑ +966%
United Commercial|PPO $2,749.00 ↑ +1085%
United Commercial|HMO $2,749.00 ↑ +1085%

Visitor-reported prices

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Bx skin incisnl ea sep/add l les at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $199.94 $56.65 – $283.25
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $215.93 $44.45 – $323.90
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $257.37 $51.47 – $321.71
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $199.94 $53.32 – $283.25
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $215.93 $69.31 – $323.90
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $215.93 $111.57 – $323.90
BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK Cedar Park $257.37 $71.00 – $386.06
BAYLOR SCOTT & WHITE ALL SAINTS MEDICAL CENTER - FORT WORTH Fort Worth $199.94 $53.32 – $283.25

All Texas hospitals for this procedure →