Biopsy skin incisional single lesion at St. Luke's Health - Sugar Land Hospital

1317 Lake Pointe Parkway, Sugar Land, TX · CommonSpirit Health · · NPI 1659559573

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$427.70

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,222.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$87.16 with BCBS-TX vs $5,160.00 with Cigna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BCBS-TX Commercial|Exchange $87.16 ↓ -80%
Humana Commercial|PPO $90.00 ↓ -79%
Humana Commercial|HMO $90.00 ↓ -79%
Wellpoint Medicaid|STARKIDS $98.83 ↓ -77%
TCHP Medicaid|All Other Plans $98.83 ↓ -77%
TCHP Medicaid|STARKIDS $98.83 ↓ -77%
Wellpoint Medicaid|All Other Plans $98.83 ↓ -77%
Wellpoint Medicaid|CHIP $98.83 ↓ -77%
UNITED Medicaid|All Other Plans $100.81 ↓ -76%
UHC Medicaid|STARKIDS $100.81 ↓ -76%
UHC Medicaid|CHIP $100.81 ↓ -76%
BCBS Medicaid|All Plans $103.77 ↓ -76%
BCBS-TX Commercial|MyBlue Health Exchange $111.56 ↓ -74%
CHC Medicaid|All Other Plans $113.65 ↓ -73%
TCHP Medicaid|STAR $132.43 ↓ -69%
Wellpoint Medicaid|STAR $132.43 ↓ -69%
UNITED Medicaid|STAR $135.40 ↓ -68%
CHC Medicaid|STAR $152.20 ↓ -64%
BCBS-TX Commercial|Blue Premier $168.50 ↓ -61%
BCBS-TX Commercial|HMO $199.88 ↓ -53%
BCBS-TX Commercial|PPO $223.12 ↓ -48%
UHC Medicaid|STARPLUS $308.35 ↓ -28%
UNITED Medicaid|STARPLUS $308.35 ↓ -28%
OPTUM Medicare|All Plans $329.94 ↓ -23%
TCHPCHIP Medicaid|HMO $427.70 ↑ +0%
Renaissance Commercial|All Plans $441.45 ↑ +3%
OPTUM Medicaid|STAR $442.12 ↑ +3%
United Commercial|Optum $574.34 ↑ +34%
BCBS Medicare|All Plans $613.12 ↑ +43%
SELECTCARE Medicare|All Plans $613.12 ↑ +43%
HUMANA Medicare|All Other Plans $613.12 ↑ +43%
HUMANA Medicare|TRANSPLANT $613.12 ↑ +43%
CIGNA HEALTHSPRING Medicare|HMO $613.12 ↑ +43%
CIGNA HEALTHSPRING Medicare|PPO $619.25 ↑ +45%
UHC-SecureHorizons Medicare|All Plans $625.38 ↑ +46%
AETNA Medicare|All Plans $625.38 ↑ +46%
Amerivantage Medicare|All Plans $631.51 ↑ +48%
SCANHealth Medicare|All Plans $656.04 ↑ +53%
DEVOTED Medicare|All Plans $656.04 ↑ +53%
CHC Medicaid|CHIP $672.10 ↑ +57%
TEXASTRUECHOICE Medicaid|CHIP $672.10 ↑ +57%
CHC Medicaid|HMO $672.10 ↑ +57%
KINDRED Medicare|All Plans $674.43 ↑ +58%
Cigna Lifesource Commercial|Transplant $733.20 ↑ +71%
Coventry Commercial|PPO $794.30 ↑ +86%
First Health Commercial|All Plans $794.30 ↑ +86%
PHCS Commercial|All Plans $794.30 ↑ +86%
Humana Commercial|Transplant $794.30 ↑ +86%
Aetna-Kelsey Care Commercial|HMO $807.00 ↑ +89%
KelseyCare Commercial|Exchange $827.71 ↑ +94%
Aetna Commercial|PPO $830.96 ↑ +94%
Healthsmart Commercial|PPO $855.40 ↑ +100%
PHCS Savility Commercial|PPO $855.40 ↑ +100%
Interlink Commercial|Transplant $855.40 ↑ +100%
Cigna Commercial|Transplant $855.40 ↑ +100%
Bright Health Commercial|All Plans $875.84 ↑ +105%
MultiPlan Commercial|All Plans $916.50 ↑ +114%
Superior Health Plan Commercial|All Plans $919.68 ↑ +115%
Community Health Choice Commercial|All Other Plans $919.68 ↑ +115%
Wellpoint Commercial|Exchange $919.68 ↑ +115%
Community Health Choice Commercial|Exchange $919.68 ↑ +115%
Aetna Commercial|Exchange $944.20 ↑ +121%
Aetna Commercial|HMO $972.00 ↑ +127%
OPTUM Medicaid|STARPLUS $1,009.62 ↑ +136%
USA Health Network Commercial|All Plans $1,038.70 ↑ +143%
MHealth Network Commercial|PPO $1,222.00 ↑ +186%
United Commercial|Exchange $1,676.00 ↑ +292%
Cigna Commercial|Surefit $1,864.00 ↑ +336%
NX Health Commercial|PPO $1,992.64 ↑ +366%
Cigna Commercial|HMO $2,054.00 ↑ +380%
United Commercial|Charter $2,474.00 ↑ +478%
United Commercial|HMO $2,749.00 ↑ +543%
United Commercial|PPO $2,749.00 ↑ +543%
Cigna Commercial|PPO $5,160.00 ↑ +1106%

Visitor-reported prices

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Biopsy skin incisional single lesion at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $645.67 $98.83 – $1,596.25
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $634.09 $71.00 – $2,975.00
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $789.90 $71.00 – $2,975.00
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $645.67 $98.83 – $1,596.25
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $634.09 $85.00 – $2,975.00
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $634.09 $98.83 – $1,555.84
BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK Cedar Park $789.90 $71.00 – $2,975.00
BAYLOR SCOTT & WHITE ALL SAINTS MEDICAL CENTER - FORT WORTH Fort Worth $645.67 $98.83 – $1,596.25

All Texas hospitals for this procedure →