Bilicheck at St. Luke's Health - Sugar Land Hospital

1317 Lake Pointe Parkway, Sugar Land, TX · CommonSpirit Health · · NPI 1659559573

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$3.50

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$10.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$2.70 with OPTUM vs $18.70 with Cigna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
OPTUM Medicare|All Plans $2.70 ↓ -23%
TCHPCHIP Medicaid|HMO $3.50 ↑ +0%
Renaissance Commercial|All Plans $3.61 ↑ +3%
OPTUM Medicaid|STAR $3.62 ↑ +3%
Wellpoint Medicaid|All Other Plans $4.22 ↑ +21%
TCHP Medicaid|STARKIDS $4.22 ↑ +21%
TCHP Medicaid|All Other Plans $4.22 ↑ +21%
Wellpoint Medicaid|STARKIDS $4.22 ↑ +21%
Wellpoint Medicaid|CHIP $4.22 ↑ +21%
UNITED Medicaid|All Other Plans $4.30 ↑ +23%
UHC Medicaid|CHIP $4.30 ↑ +23%
UHC Medicaid|STARKIDS $4.30 ↑ +23%
BCBS Medicaid|All Plans $4.43 ↑ +27%
United Commercial|Optum $4.70 ↑ +34%
CHC Medicaid|All Other Plans $4.85 ↑ +39%
BCBS Medicare|All Plans $5.02 ↑ +43%
HUMANA Medicare|All Other Plans $5.02 ↑ +43%
SELECTCARE Medicare|All Plans $5.02 ↑ +43%
CIGNA HEALTHSPRING Medicare|HMO $5.02 ↑ +43%
HUMANA Medicare|TRANSPLANT $5.02 ↑ +43%
CIGNA HEALTHSPRING Medicare|PPO $5.07 ↑ +45%
AETNA Medicare|All Plans $5.12 ↑ +46%
UHC-SecureHorizons Medicare|All Plans $5.12 ↑ +46%
Amerivantage Medicare|All Plans $5.17 ↑ +48%
SCANHealth Medicare|All Plans $5.37 ↑ +53%
DEVOTED Medicare|All Plans $5.37 ↑ +53%
TEXASTRUECHOICE Medicaid|CHIP $5.50 ↑ +57%
CHC Medicaid|CHIP $5.50 ↑ +57%
CHC Medicaid|HMO $5.50 ↑ +57%
KINDRED Medicare|All Plans $5.52 ↑ +58%
TCHP Medicaid|STAR $5.65 ↑ +61%
Wellpoint Medicaid|STAR $5.65 ↑ +61%
UNITED Medicaid|STAR $5.78 ↑ +65%
Aetna-Kelsey Care Commercial|HMO $5.90 ↑ +69%
Cigna Lifesource Commercial|Transplant $6.00 ↑ +71%
KELSEY Medicare|All Plans $6.19 ↑ +77%
First Health Commercial|All Plans $6.50 ↑ +86%
Humana Commercial|Transplant $6.50 ↑ +86%
Coventry Commercial|PPO $6.50 ↑ +86%
CHC Medicaid|STAR $6.50 ↑ +86%
KelseyCare Commercial|Exchange $6.78 ↑ +94%
Aetna Commercial|HMO $6.80 ↑ +94%
Interlink Commercial|Transplant $7.00 ↑ +100%
Cigna Commercial|Transplant $7.00 ↑ +100%
Healthsmart Commercial|PPO $7.00 ↑ +100%
BCBS-TX Commercial|MyBlue Health Exchange $7.33 ↑ +109%
MultiPlan Commercial|All Plans $7.50 ↑ +114%
Superior Health Plan Commercial|All Plans $7.53 ↑ +115%
Community Health Choice Commercial|All Other Plans $7.53 ↑ +115%
Community Health Choice Commercial|Exchange $7.53 ↑ +115%
Wellpoint Commercial|Exchange $7.53 ↑ +115%
Aetna Commercial|Exchange $7.73 ↑ +121%
OPTUM Medicaid|STARPLUS $8.27 ↑ +136%
Bright Health Commercial|All Plans $8.28 ↑ +137%
USA Health Network Commercial|All Plans $8.50 ↑ +143%
United Commercial|PPO $9.29 ↑ +165%
United Commercial|Exchange $9.29 ↑ +165%
United Commercial|HMO $9.29 ↑ +165%
United Commercial|Charter $9.29 ↑ +165%
BCBS-TX Commercial|Exchange $9.54 ↑ +173%
BCBS-TX Commercial|Blue Premier $10.00 ↑ +186%
BCBS-TX Commercial|HMO $10.00 ↑ +186%
BCBS-TX Commercial|PPO $10.00 ↑ +186%
MHealth Network Commercial|PPO $10.00 ↑ +186%
Cigna Commercial|Surefit $12.39 ↑ +254%
UNITED Medicaid|STARPLUS $13.17 ↑ +276%
UHC Medicaid|STARPLUS $13.17 ↑ +276%
Cigna Commercial|HMO $13.67 ↑ +291%
NX Health Commercial|PPO $16.31 ↑ +366%
Cigna Commercial|PPO $18.70 ↑ +434%

Visitor-reported prices

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Bilicheck at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $42.15 $4.22 – $52.69
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $42.15 $7.36 – $63.23
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $42.15 $4.22 – $52.69
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $42.15 $4.22 – $52.69
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $42.15 $4.52 – $63.23
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $42.15 $4.22 – $63.23
BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK Cedar Park $42.15 $4.22 – $63.23
BAYLOR SCOTT & WHITE ALL SAINTS MEDICAL CENTER - FORT WORTH Fort Worth $42.15 $4.22 – $52.69

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