Aco cmplx chron care without pt visit, 60 min 99487aco at St. Luke's Health - Sugar Land Hospital

1317 Lake Pointe Parkway, Sugar Land, TX · CommonSpirit Health · · NPI 1659559573

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$131.60

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$376.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$70.73 with KELSEY vs $523.02 with NX Health — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
KELSEY Medicare|All Plans $70.73 ↓ -46%
United Commercial|Exchange $74.00 ↓ -44%
BCBS-TX Commercial|MyBlue Health Exchange $77.35 ↓ -41%
BCBS-TX Commercial|Exchange $89.54 ↓ -32%
OPTUM Medicare|All Plans $101.52 ↓ -23%
United Commercial|Charter $109.00 ↓ -17%
BCBS-TX Commercial|Blue Premier $112.32 ↓ -15%
Renaissance Commercial|All Plans $115.87 ↓ -12%
United Commercial|HMO $122.00 ↓ -7%
United Commercial|PPO $122.00 ↓ -7%
TCHPCHIP Medicaid|HMO $131.60 ↑ +0%
OPTUM Medicaid|STAR $136.04 ↑ +3%
BCBS-TX Commercial|HMO $148.34 ↑ +13%
CIGNA HEALTHSPRING Medicare|HMO $160.93 ↑ +22%
HUMANA Medicare|All Other Plans $160.93 ↑ +22%
BCBS Medicare|All Plans $160.93 ↑ +22%
SELECTCARE Medicare|All Plans $160.93 ↑ +22%
HUMANA Medicare|TRANSPLANT $160.93 ↑ +22%
CIGNA HEALTHSPRING Medicare|PPO $162.54 ↑ +24%
AETNA Medicare|All Plans $164.15 ↑ +25%
UHC-SecureHorizons Medicare|All Plans $164.15 ↑ +25%
Amerivantage Medicare|All Plans $165.76 ↑ +26%
BCBS-TX Commercial|PPO $168.48 ↑ +28%
SCANHealth Medicare|All Plans $172.20 ↑ +31%
DEVOTED Medicare|All Plans $172.20 ↑ +31%
United Commercial|Optum $176.72 ↑ +34%
KINDRED Medicare|All Plans $177.02 ↑ +35%
CHC Medicaid|HMO $206.80 ↑ +57%
CHC Medicaid|CHIP $206.80 ↑ +57%
TEXASTRUECHOICE Medicaid|CHIP $206.80 ↑ +57%
KelseyCare Commercial|Exchange $217.26 ↑ +65%
Bright Health Commercial|All Plans $223.76 ↑ +70%
Cigna Lifesource Commercial|Transplant $225.60 ↑ +71%
Superior Health Plan Commercial|All Plans $241.40 ↑ +83%
Community Health Choice Commercial|Exchange $241.40 ↑ +83%
Community Health Choice Commercial|All Other Plans $241.40 ↑ +83%
Wellpoint Commercial|Exchange $241.40 ↑ +83%
First Health Commercial|All Plans $244.40 ↑ +86%
Humana Commercial|Transplant $244.40 ↑ +86%
Coventry Commercial|PPO $244.40 ↑ +86%
Aetna Commercial|Exchange $247.83 ↑ +88%
Interlink Commercial|Transplant $263.20 ↑ +100%
Cigna Commercial|Transplant $263.20 ↑ +100%
Healthsmart Commercial|PPO $263.20 ↑ +100%
MultiPlan Commercial|All Plans $282.00 ↑ +114%
OPTUM Medicaid|STARPLUS $310.66 ↑ +136%
USA Health Network Commercial|All Plans $319.60 ↑ +143%
MHealth Network Commercial|PPO $376.00 ↑ +186%
NX Health Commercial|PPO $523.02 ↑ +297%

Visitor-reported prices

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Aco cmplx chron care without pt visit, 60 min 99487aco at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $103.84 $29.42 – $394.97
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $122.12 $25.14 – $394.97
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $95.17 $19.03 – $394.97
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $103.84 $27.69 – $394.97
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $122.12 $39.20 – $394.97
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $122.12 $63.09 – $394.97
BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK Cedar Park $95.17 $31.72 – $394.97
BAYLOR SCOTT & WHITE ALL SAINTS MEDICAL CENTER - FORT WORTH Fort Worth $103.84 $27.69 – $394.97

All Texas hospitals for this procedure →