X-ray ribs 2 views left at Texas Health Harris Methodist Hospital Stephenville

411 N Belknap St, Stephenville, TX · Texashealth · · NPI 1922031541

Source: hospital's published price file ↗ · Published Apr 21, 2026 · Ingested Sep 16, 2026

$280.65

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$467.75

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$87.42 with American Health vs $722.00 with United Healthcare Options — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
American Health Medicare Advantage $87.42 ↓ -69%
Blue Cross Blue Shield Medicare Advantage $87.42 ↓ -69%
HealthSpring Medicare Advantage $89.17 ↓ -68%
Humana Medicare Advantage $90.92 ↓ -68%
Molina Medicare Advantage $91.79 ↓ -67%
Amerigroup Medicare Advantage $91.79 ↓ -67%
Superior Wellcare Medicare Advantage HMO $91.79 ↓ -67%
Superior Wellcare Medicare Advantage MMP $96.16 ↓ -66%
United Healthcare Medicare Advantage PPO $97.04 ↓ -65%
United Healthcare Medicare Advantage HMO $98.79 ↓ -65%
Blue Cross Blue Shield Managed Medicaid $109.09 ↓ -61%
Amerigroup Managed Medicaid $109.09 ↓ -61%
United Healthcare Managed Medicaid $109.09 ↓ -61%
Superior Wellcare Managed Medicaid $114.54 ↓ -59%
Molina Managed Medicaid $117.82 ↓ -58%
Aetna Whole Health $192.06 ↓ -32%
Fort Worth Firefighters Commercial $205.48 ↓ -27%
Blue Cross Blue Shield HMO $209.66 ↓ -25%
City of Fort Worth Commercial $219.84 ↓ -22%
Blue Cross Blue Shield Exchange $230.65 ↓ -18%
Blue Cross Blue Shield PPO $232.97 ↓ -17%
Aetna Commercial $256.09 ↓ -9%
Cigna OAP/HMO $258.57 ↓ -8%
Cigna PPO $326.02 ↑ +16%
Aetna Coventry $327.89 ↑ +17%
Aetna ASA $327.89 ↑ +17%
Quick Trip Commercial $332.10 ↑ +18%
PHCS PPO $391.04 ↑ +39%
Healthsmart Commercial $406.94 ↑ +45%
Multiplan Commercial $406.94 ↑ +45%
Galaxy Commercial $411.62 ↑ +47%
USA MCO $411.62 ↑ +47%
Cigna Indemnity $440.15 ↑ +57%
United Healthcare All Payer $551.00 ↑ +96%
Blue Cross Blue Shield Traditional $629.86 ↑ +124%
United Healthcare Options PPO $722.00 ↑ +157%

Visitor-reported prices

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X-ray ribs 2 views left at other Texas hospitals

Hospital City Cash price Negotiated range
Adventhealth Rollins Brook Lampasas $452.21 $307.27 – $307.27
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $296.32 $36.75 – $370.40
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $362.86 $74.69 – $544.29
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $385.50 $36.75 – $481.88
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $296.32 $36.75 – $370.40
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $362.86 $39.32 – $544.29
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $362.86 $36.75 – $544.29
BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK Cedar Park $385.50 $36.75 – $578.25

All Texas hospitals for this procedure →