Static or dynami afo pre ots at Texas Health Harris Methodist Hospital Stephenville
411 N Belknap St, Stephenville, TX · Texashealth · · NPI 1922031541
$416.73
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$694.54
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$35.88 with Blue Cross Blue Shield vs $277.09 with United Healthcare — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Blue Cross Blue Shield | Managed Medicaid | $35.88 | ↓ -91% |
| Amerigroup | Managed Medicaid | $35.88 | ↓ -91% |
| United Healthcare | Managed Medicaid | $35.88 | ↓ -91% |
| Superior Wellcare | Managed Medicaid | $37.68 | ↓ -91% |
| Molina | Managed Medicaid | $38.76 | ↓ -91% |
| Blue Cross Blue Shield | Exchange | $44.14 | ↓ -89% |
| Aetna | Whole Health | $58.47 | ↓ -86% |
| Fort Worth Firefighters | Commercial | $62.55 | ↓ -85% |
| City of Fort Worth | Commercial | $66.92 | ↓ -84% |
| Blue Cross Blue Shield | HMO | $71.20 | ↓ -83% |
| Aetna | Commercial | $77.96 | ↓ -81% |
| Cigna | OAP/HMO | $78.71 | ↓ -81% |
| Blue Cross Blue Shield | PPO | $79.17 | ↓ -81% |
| Blue Cross Blue Shield | Traditional | $79.17 | ↓ -81% |
| United Healthcare | All Payer | $89.75 | ↓ -78% |
| United Healthcare Options | PPO | $94.93 | ↓ -77% |
| Cigna | PPO | $99.25 | ↓ -76% |
| Aetna | ASA | $99.82 | ↓ -76% |
| Aetna | Coventry | $99.82 | ↓ -76% |
| Quick Trip | Commercial | $101.10 | ↓ -76% |
| PHCS | PPO | $119.04 | ↓ -71% |
| Multiplan | Commercial | $123.88 | ↓ -70% |
| Healthsmart | Commercial | $123.88 | ↓ -70% |
| USA | MCO | $125.30 | ↓ -70% |
| Galaxy | Commercial | $125.30 | ↓ -70% |
| Cigna | Indemnity | $133.99 | ↓ -68% |
| Blue Cross Blue Shield | Medicare Advantage | $245.21 | ↓ -41% |
| American Health | Medicare Advantage | $245.21 | ↓ -41% |
| HealthSpring | Medicare Advantage | $250.11 | ↓ -40% |
| Humana | Medicare Advantage | $255.02 | ↓ -39% |
| Amerigroup | Medicare Advantage | $257.47 | ↓ -38% |
| Superior Wellcare | Medicare Advantage HMO | $257.47 | ↓ -38% |
| Molina | Medicare Advantage | $257.47 | ↓ -38% |
| Superior Wellcare | Medicare Advantage MMP | $269.73 | ↓ -35% |
| United Healthcare | Medicare Advantage PPO | $272.18 | ↓ -35% |
| United Healthcare | Medicare Advantage HMO | $277.09 | ↓ -34% |
Visitor-reported prices
Comments
Static or dynami afo pre ots at other Texas hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| BAYLOR UNIVERSITY MEDICAL CENTER | Dallas | $101.56 | $28.77 – $135.41 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM | Brenham | $217.65 | $20.90 – $152.33 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA | Suite 110 | $217.65 | $20.31 – $135.41 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL | Frisco | $101.56 | $27.08 – $135.41 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION | College Station | $217.65 | $32.60 – $152.33 |
| BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL | Temple | $217.65 | $52.47 – $152.33 |
| BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK | Cedar Park | $217.65 | $33.85 – $152.33 |
| BAYLOR SCOTT & WHITE ALL SAINTS MEDICAL CENTER - FORT WORTH | Fort Worth | $101.56 | $27.08 – $135.41 |