Skin Biopsy at Texas Health Harris Methodist Hospital Stephenville
411 N Belknap St, Stephenville, TX · Texashealth · · NPI 1922031541
$449.25
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$748.75
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$64.23 with Blue Cross Blue Shield vs $677.28 with Cigna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Blue Cross Blue Shield | Managed Medicaid | $64.23 | ↓ -86% |
| Amerigroup | Managed Medicaid | $64.23 | ↓ -86% |
| United Healthcare | Managed Medicaid | $64.23 | ↓ -86% |
| Superior Wellcare | Managed Medicaid | $67.44 | ↓ -85% |
| Molina | Managed Medicaid | $69.37 | ↓ -85% |
| Blue Cross Blue Shield | Exchange | $151.58 | ↓ -66% |
| Blue Cross Blue Shield | HMO | $178.11 | ↓ -60% |
| Blue Cross Blue Shield | PPO | $197.89 | ↓ -56% |
| Aetna | Whole Health | $307.44 | ↓ -32% |
| Fort Worth Firefighters | Commercial | $328.93 | ↓ -27% |
| City of Fort Worth | Commercial | $338.28 | ↓ -25% |
| United Healthcare | All Payer | $387.25 | ↓ -14% |
| Cigna | OAP/HMO | $397.88 | ↓ -11% |
| American Health | Medicare Advantage | $408.37 | ↓ -9% |
| Blue Cross Blue Shield | Medicare Advantage | $408.37 | ↓ -9% |
| Aetna | Commercial | $409.94 | ↓ -9% |
| United Healthcare Options | PPO | $410.32 | ↓ -9% |
| HealthSpring | Medicare Advantage | $416.53 | ↓ -7% |
| Humana | Medicare Advantage | $424.70 | ↓ -5% |
| Molina | Medicare Advantage | $428.79 | ↓ -5% |
| Amerigroup | Medicare Advantage | $428.79 | ↓ -5% |
| Superior Wellcare | Medicare Advantage HMO | $428.79 | ↓ -5% |
| Superior Wellcare | Medicare Advantage MMP | $449.20 | ↓ -0% |
| United Healthcare | Medicare Advantage PPO | $453.29 | ↑ +1% |
| United Healthcare | Medicare Advantage HMO | $461.46 | ↑ +3% |
| Cigna | PPO | $501.67 | ↑ +12% |
| Aetna | Coventry | $504.54 | ↑ +12% |
| Aetna | ASA | $504.54 | ↑ +12% |
| Quick Trip | Commercial | $511.02 | ↑ +14% |
| PHCS | PPO | $601.71 | ↑ +34% |
| Blue Cross Blue Shield | Traditional | $617.72 | ↑ +38% |
| Multiplan | Commercial | $626.18 | ↑ +39% |
| Healthsmart | Commercial | $626.18 | ↑ +39% |
| Galaxy | Commercial | $633.38 | ↑ +41% |
| USA | MCO | $633.38 | ↑ +41% |
| Cigna | Indemnity | $677.28 | ↑ +51% |
Visitor-reported prices
Comments
Skin Biopsy at other Texas hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| BAYLOR UNIVERSITY MEDICAL CENTER | Dallas | $269.02 | $64.23 – $878.00 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM | Brenham | $360.34 | $68.73 – $540.50 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA | Suite 110 | $360.34 | $64.23 – $495.95 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL | Frisco | $269.02 | $64.23 – $878.00 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION | College Station | $360.34 | $68.73 – $610.51 |
| BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL | Temple | $360.34 | $64.23 – $540.50 |
| BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK | Cedar Park | $360.34 | $64.23 – $610.51 |
| BAYLOR SCOTT & WHITE ALL SAINTS MEDICAL CENTER - FORT WORTH | Fort Worth | $269.02 | $64.23 – $878.00 |