Shoulder X-ray at Texas Health Harris Methodist Hospital Stephenville
411 N Belknap St, Stephenville, TX · Texashealth · · NPI 1922031541
$282.15
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$470.25
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$87.42 with American Health vs $722.00 with United Healthcare Options — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| American Health | Medicare Advantage | $87.42 | ↓ -69% |
| Blue Cross Blue Shield | Medicare Advantage | $87.42 | ↓ -69% |
| HealthSpring | Medicare Advantage | $89.17 | ↓ -68% |
| Humana | Medicare Advantage | $90.92 | ↓ -68% |
| Molina | Medicare Advantage | $91.79 | ↓ -67% |
| Amerigroup | Medicare Advantage | $91.79 | ↓ -67% |
| Superior Wellcare | Medicare Advantage HMO | $91.79 | ↓ -67% |
| Superior Wellcare | Medicare Advantage MMP | $96.16 | ↓ -66% |
| United Healthcare | Medicare Advantage PPO | $97.04 | ↓ -66% |
| United Healthcare | Medicare Advantage HMO | $98.79 | ↓ -65% |
| Blue Cross Blue Shield | Managed Medicaid | $109.09 | ↓ -61% |
| Amerigroup | Managed Medicaid | $109.09 | ↓ -61% |
| United Healthcare | Managed Medicaid | $109.09 | ↓ -61% |
| Superior Wellcare | Managed Medicaid | $114.54 | ↓ -59% |
| Molina | Managed Medicaid | $117.82 | ↓ -58% |
| Aetna | Whole Health | $193.08 | ↓ -32% |
| Fort Worth Firefighters | Commercial | $206.58 | ↓ -27% |
| Blue Cross Blue Shield | HMO | $209.66 | ↓ -26% |
| City of Fort Worth | Commercial | $221.02 | ↓ -22% |
| Blue Cross Blue Shield | Exchange | $230.65 | ↓ -18% |
| Blue Cross Blue Shield | PPO | $232.97 | ↓ -17% |
| Aetna | Commercial | $257.46 | ↓ -9% |
| Cigna | OAP/HMO | $259.95 | ↓ -8% |
| Cigna | PPO | $327.76 | ↑ +16% |
| Aetna | Coventry | $329.65 | ↑ +17% |
| Aetna | ASA | $329.65 | ↑ +17% |
| Quick Trip | Commercial | $333.88 | ↑ +18% |
| PHCS | PPO | $393.13 | ↑ +39% |
| Healthsmart | Commercial | $409.12 | ↑ +45% |
| Multiplan | Commercial | $409.12 | ↑ +45% |
| Galaxy | Commercial | $413.82 | ↑ +47% |
| USA | MCO | $413.82 | ↑ +47% |
| Cigna | Indemnity | $442.51 | ↑ +57% |
| United Healthcare | All Payer | $551.00 | ↑ +95% |
| Blue Cross Blue Shield | Traditional | $629.86 | ↑ +123% |
| United Healthcare Options | PPO | $722.00 | ↑ +156% |
Visitor-reported prices
Comments
Shoulder X-ray at other Texas hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Adventhealth Rollins Brook | Lampasas | $692.77 | $307.27 – $307.27 |
| BAYLOR UNIVERSITY MEDICAL CENTER | Dallas | $306.88 | $35.09 – $383.60 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM | Brenham | $344.38 | $70.88 – $516.56 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA | Suite 110 | $399.22 | $35.09 – $499.02 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL | Frisco | $306.88 | $35.09 – $383.60 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION | College Station | $344.38 | $37.55 – $516.56 |
| BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL | Temple | $344.38 | $35.09 – $516.56 |
| BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK | Cedar Park | $399.22 | $35.09 – $598.82 |