Pt evaluation moderate complexity patient/family at Texas Health Harris Methodist Hospital Stephenville

411 N Belknap St, Stephenville, TX · Texashealth · · NPI 1922031541

Source: hospital's published price file ↗ · Published Apr 21, 2026 · Ingested Sep 16, 2026

$169.80

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$283.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$52.04 with Amerigroup vs $710.26 with Blue Cross Blue Shield — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Amerigroup Managed Medicaid $52.04 ↓ -69%
Blue Cross Blue Shield Managed Medicaid $52.04 ↓ -69%
United Healthcare Managed Medicaid $52.04 ↓ -69%
Superior Wellcare Managed Medicaid $54.64 ↓ -68%
Molina Managed Medicaid $56.21 ↓ -67%
Aetna Whole Health $84.79 ↓ -50%
Blue Cross Blue Shield Medicare Advantage $95.48 ↓ -44%
American Health Medicare Advantage $95.48 ↓ -44%
City of Fort Worth Commercial $97.06 ↓ -43%
HealthSpring Medicare Advantage $97.39 ↓ -43%
Humana Medicare Advantage $99.30 ↓ -42%
Molina Medicare Advantage $100.26 ↓ -41%
Amerigroup Medicare Advantage $100.26 ↓ -41%
Superior Wellcare Medicare Advantage HMO $100.26 ↓ -41%
Superior Wellcare Medicare Advantage MMP $105.03 ↓ -38%
United Healthcare Medicare Advantage PPO $105.98 ↓ -38%
United Healthcare Medicare Advantage HMO $107.89 ↓ -36%
Aetna Commercial $113.06 ↓ -33%
Fort Worth Firefighters Commercial $126.07 ↓ -26%
Aetna ASA $144.76 ↓ -15%
Aetna Coventry $144.76 ↓ -15%
Quick Trip Commercial $146.62 ↓ -14%
Blue Cross Blue Shield Exchange $161.74 ↓ -5%
PHCS PPO $172.63 ↑ +2%
Healthsmart Commercial $179.66 ↑ +6%
Multiplan Commercial $179.66 ↑ +6%
USA MCO $181.72 ↑ +7%
Galaxy Commercial $181.72 ↑ +7%
Cigna Indemnity $194.32 ↑ +14%
Blue Cross Blue Shield HMO $217.00 ↑ +28%
Blue Cross Blue Shield PPO $241.13 ↑ +42%
United Healthcare All Payer $308.00 ↑ +81%
Cigna OAP/HMO $328.00 ↑ +93%
Cigna PPO $396.00 ↑ +133%
United Healthcare Options PPO $401.00 ↑ +136%
Blue Cross Blue Shield Traditional $710.26 ↑ +318%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Pt evaluation moderate complexity patient/family at other Texas hospitals

Hospital City Cash price Negotiated range
Adventhealth Rollins Brook Lampasas $554.20 $332.99 – $332.99
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $285.10 $80.78 – $403.89
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $332.36 $68.41 – $498.55
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $352.31 $70.46 – $440.38
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $285.10 $76.03 – $403.89
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $332.36 $106.69 – $498.55
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $332.36 $155.00 – $498.55
BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK Cedar Park $352.31 $108.00 – $528.46

All Texas hospitals for this procedure →