Postop dress & 1 cast chg bk at Texas Health Harris Methodist Hospital Stephenville
411 N Belknap St, Stephenville, TX · Texashealth · · NPI 1922031541
$3,057.65
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$5,096.08
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$1,284.21 with Blue Cross Blue Shield vs $4,795.41 with Cigna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Blue Cross Blue Shield | Managed Medicaid | $1,284.21 | ↓ -58% |
| United Healthcare | Managed Medicaid | $1,284.21 | ↓ -58% |
| Amerigroup | Managed Medicaid | $1,284.21 | ↓ -58% |
| Superior Wellcare | Managed Medicaid | $1,348.42 | ↓ -56% |
| Molina | Managed Medicaid | $1,387.15 | ↓ -55% |
| Blue Cross Blue Shield | Exchange | $1,579.78 | ↓ -48% |
| Blue Cross Blue Shield | Medicare Advantage | $1,964.57 | ↓ -36% |
| American Health | Medicare Advantage | $1,964.57 | ↓ -36% |
| HealthSpring | Medicare Advantage | $2,003.86 | ↓ -34% |
| Humana | Medicare Advantage | $2,043.15 | ↓ -33% |
| Molina | Medicare Advantage | $2,062.80 | ↓ -33% |
| Amerigroup | Medicare Advantage | $2,062.80 | ↓ -33% |
| Superior Wellcare | Medicare Advantage HMO | $2,062.80 | ↓ -33% |
| Aetna | Whole Health | $2,092.45 | ↓ -32% |
| Superior Wellcare | Medicare Advantage MMP | $2,161.03 | ↓ -29% |
| United Healthcare | Medicare Advantage PPO | $2,180.67 | ↓ -29% |
| United Healthcare | Medicare Advantage HMO | $2,219.96 | ↓ -27% |
| Fort Worth Firefighters | Commercial | $2,238.71 | ↓ -27% |
| City of Fort Worth | Commercial | $2,395.16 | ↓ -22% |
| Blue Cross Blue Shield | HMO | $2,548.04 | ↓ -17% |
| Aetna | Commercial | $2,790.10 | ↓ -9% |
| Cigna | OAP/HMO | $2,817.11 | ↓ -8% |
| Blue Cross Blue Shield | PPO | $2,833.42 | ↓ -7% |
| Blue Cross Blue Shield | Traditional | $2,833.42 | ↓ -7% |
| United Healthcare | All Payer | $3,212.06 | ↑ +5% |
| United Healthcare Options | PPO | $3,397.56 | ↑ +11% |
| Cigna | PPO | $3,551.97 | ↑ +16% |
| Aetna | Coventry | $3,572.35 | ↑ +17% |
| Aetna | ASA | $3,572.35 | ↑ +17% |
| Quick Trip | Commercial | $3,618.22 | ↑ +18% |
| PHCS | PPO | $4,260.32 | ↑ +39% |
| Multiplan | Commercial | $4,433.59 | ↑ +45% |
| Healthsmart | Commercial | $4,433.59 | ↑ +45% |
| Galaxy | Commercial | $4,484.55 | ↑ +47% |
| USA | MCO | $4,484.55 | ↑ +47% |
| Cigna | Indemnity | $4,795.41 | ↑ +57% |
Visitor-reported prices
Comments
Postop dress & 1 cast chg bk at other Texas hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM | Brenham | $3,277.80 | $674.68 – $4,916.70 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA | Suite 110 | $3,277.80 | $655.56 – $4,097.25 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION | College Station | $3,277.80 | $1,052.17 – $4,916.70 |
| BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL | Temple | $3,277.80 | $1,693.53 – $4,916.70 |
| BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK | Cedar Park | $3,277.80 | $1,092.60 – $4,916.70 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER HILLCREST | Waco | $3,277.80 | $655.56 – $4,643.55 |
| BAYLOR SCOTT & WHITE MCLANE CHILDREN'S MEDICAL CENTER | Temple | $3,277.80 | $819.45 – $4,916.70 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - PFLUGERVILLE | Suite 100 | $3,277.80 | $600.93 – $4,916.70 |