New Patient Office Visit (level 4) at Texas Health Harris Methodist Hospital Stephenville
411 N Belknap St, Stephenville, TX · Texashealth · · NPI 1922031541
$1,034.25
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,723.75
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$52.23 with United Healthcare vs $1,077.25 with Blue Cross Blue Shield — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United Healthcare | Managed Medicaid | $52.23 | ↓ -95% |
| Blue Cross Blue Shield | Managed Medicaid | $52.23 | ↓ -95% |
| Amerigroup | Managed Medicaid | $52.23 | ↓ -95% |
| Superior Wellcare | Managed Medicaid | $54.84 | ↓ -95% |
| Molina | Managed Medicaid | $56.41 | ↓ -95% |
| Aetna | Whole Health | $85.10 | ↓ -92% |
| Fort Worth Firefighters | Commercial | $91.04 | ↓ -91% |
| City of Fort Worth | Commercial | $97.41 | ↓ -91% |
| United Healthcare | All Payer | $107.19 | ↓ -90% |
| Aetna | Commercial | $113.47 | ↓ -89% |
| United Healthcare Options | PPO | $113.57 | ↓ -89% |
| Cigna | OAP/HMO | $114.57 | ↓ -89% |
| Cigna | PPO | $144.45 | ↓ -86% |
| Aetna | ASA | $145.28 | ↓ -86% |
| Aetna | Coventry | $145.28 | ↓ -86% |
| Quick Trip | Commercial | $147.15 | ↓ -86% |
| Blue Cross Blue Shield | Medicare Advantage | $172.37 | ↓ -83% |
| American Health | Medicare Advantage | $172.37 | ↓ -83% |
| PHCS | PPO | $173.26 | ↓ -83% |
| HealthSpring | Medicare Advantage | $175.82 | ↓ -83% |
| Humana | Medicare Advantage | $179.27 | ↓ -83% |
| Multiplan | Commercial | $180.31 | ↓ -83% |
| Healthsmart | Commercial | $180.31 | ↓ -83% |
| Molina | Medicare Advantage | $180.99 | ↓ -83% |
| Superior Wellcare | Medicare Advantage HMO | $180.99 | ↓ -83% |
| Amerigroup | Medicare Advantage | $180.99 | ↓ -83% |
| Galaxy | Commercial | $182.38 | ↓ -82% |
| USA | MCO | $182.38 | ↓ -82% |
| Superior Wellcare | Medicare Advantage MMP | $189.61 | ↓ -82% |
| United Healthcare | Medicare Advantage PPO | $191.33 | ↓ -82% |
| United Healthcare | Medicare Advantage HMO | $194.78 | ↓ -81% |
| Cigna | Indemnity | $195.02 | ↓ -81% |
| Blue Cross Blue Shield | Exchange | $245.31 | ↓ -76% |
| Blue Cross Blue Shield | HMO | $329.13 | ↓ -68% |
| Blue Cross Blue Shield | PPO | $365.73 | ↓ -65% |
| Blue Cross Blue Shield | Traditional | $1,077.25 | ↑ +4% |
Visitor-reported prices
Comments
New Patient Office Visit (level 4) at other Texas hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Adventhealth Rollins Brook | Lampasas | $820.97 | $505.04 – $505.04 |
| Baylor St Luke's Medical Center | Houston | $238.35 | $82.00 – $681.00 |
| St. Joseph Health Madison Hospital | Madisonville | $261.63 | $34.53 – $261.05 |
| St. Luke's Health Memorial Lufkin | Lufkin | $102.36 | $94.25 – $565.49 |
| St. Luke's Health - Springwoods Village Hospital | Spring | $238.35 | $74.00 – $681.00 |
| St. Luke's Health - Sugar Land Hospital | Sugar Land | $238.35 | $74.00 – $681.00 |
| St. Joseph Health College Station Hospital | College Station | $261.63 | $77.00 – $517.44 |
| St. Luke's Health - Lakeside Hospital | The Woodlands | $238.35 | $74.00 – $681.00 |