MRA without fol w/cont, abd at Texas Health Harris Methodist Hospital Stephenville
411 N Belknap St, Stephenville, TX · Texashealth · · NPI 1922031541
$2,394.15
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$3,990.25
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$350.46 with American Health vs $3,754.83 with Cigna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| American Health | Medicare Advantage | $350.46 | ↓ -85% |
| Blue Cross Blue Shield | Medicare Advantage | $350.46 | ↓ -85% |
| HealthSpring | Medicare Advantage | $357.47 | ↓ -85% |
| Humana | Medicare Advantage | $364.48 | ↓ -85% |
| Molina | Medicare Advantage | $367.99 | ↓ -85% |
| Amerigroup | Medicare Advantage | $367.99 | ↓ -85% |
| Superior Wellcare | Medicare Advantage HMO | $367.99 | ↓ -85% |
| Superior Wellcare | Medicare Advantage MMP | $385.51 | ↓ -84% |
| United Healthcare | Medicare Advantage PPO | $389.01 | ↓ -84% |
| United Healthcare | Medicare Advantage HMO | $396.02 | ↓ -83% |
| Blue Cross Blue Shield | HMO | $1,003.12 | ↓ -58% |
| United Healthcare | Managed Medicaid | $1,005.54 | ↓ -58% |
| Blue Cross Blue Shield | Managed Medicaid | $1,005.54 | ↓ -58% |
| Amerigroup | Managed Medicaid | $1,005.54 | ↓ -58% |
| Superior Wellcare | Managed Medicaid | $1,055.82 | ↓ -56% |
| Molina | Managed Medicaid | $1,086.15 | ↓ -55% |
| Blue Cross Blue Shield | Exchange | $1,103.55 | ↓ -54% |
| Fort Worth Firefighters | Commercial | $1,105.00 | ↓ -54% |
| Blue Cross Blue Shield | PPO | $1,114.62 | ↓ -53% |
| Aetna | Whole Health | $1,200.00 | ↓ -50% |
| United Healthcare | All Payer | $1,476.00 | ↓ -38% |
| Aetna | Commercial | $1,600.00 | ↓ -33% |
| City of Fort Worth | Commercial | $1,875.42 | ↓ -22% |
| United Healthcare Options | PPO | $1,933.00 | ↓ -19% |
| Cigna | OAP/HMO | $1,973.00 | ↓ -18% |
| Cigna | PPO | $2,053.00 | ↓ -14% |
| Aetna | ASA | $2,797.17 | ↑ +17% |
| Aetna | Coventry | $2,797.17 | ↑ +17% |
| Quick Trip | Commercial | $2,833.08 | ↑ +18% |
| Blue Cross Blue Shield | Traditional | $3,013.56 | ↑ +26% |
| PHCS | PPO | $3,335.85 | ↑ +39% |
| Healthsmart | Commercial | $3,471.52 | ↑ +45% |
| Multiplan | Commercial | $3,471.52 | ↑ +45% |
| Galaxy | Commercial | $3,511.42 | ↑ +47% |
| USA | MCO | $3,511.42 | ↑ +47% |
| Cigna | Indemnity | $3,754.83 | ↑ +57% |
Visitor-reported prices
Comments
MRA without fol w/cont, abd at other Texas hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| HCA HOUSTON CLEAR LAKE | FRIENDSWOOD | $20,488.72 | $672.06 – $699.43 |
| St. Luke's Health - Patients Medical Center | Pasadena | $2,050.65 | $538.41 – $4,394.25 |
| Baylor St Luke's Medical Center | Houston | $1,818.95 | $458.22 – $5,197.00 |
| St. Luke's Health Memorial Lufkin | Lufkin | $1,040.40 | $400.00 – $6,120.00 |
| HCA HOUSTON PEARLAND | Pearland | $18,152.95 | $672.06 – $699.43 |
| St. Luke's Health - Springwoods Village Hospital | Spring | $1,818.95 | $538.41 – $5,197.00 |
| St. Luke's Health - Sugar Land Hospital | Sugar Land | $1,818.95 | $538.41 – $5,197.00 |
| HCA HOUSTON SOUTHEAST | PASADENA | $11,670.11 | $672.06 – $699.43 |