Mnt subs tx for change dx at Texas Health Harris Methodist Hospital Stephenville
411 N Belknap St, Stephenville, TX · Texashealth · · NPI 1922031541
$90.00
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$150.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$30.86 with American Health vs $339.00 with United Healthcare Options — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| American Health | Medicare Advantage | $30.86 | ↓ -66% |
| Blue Cross Blue Shield | Medicare Advantage | $30.86 | ↓ -66% |
| HealthSpring | Medicare Advantage | $31.48 | ↓ -65% |
| Humana | Medicare Advantage | $32.10 | ↓ -64% |
| Molina | Medicare Advantage | $32.41 | ↓ -64% |
| Amerigroup | Medicare Advantage | $32.41 | ↓ -64% |
| Superior Wellcare | Medicare Advantage HMO | $32.41 | ↓ -64% |
| Superior Wellcare | Medicare Advantage MMP | $33.95 | ↓ -62% |
| United Healthcare | Medicare Advantage PPO | $34.26 | ↓ -62% |
| United Healthcare | Medicare Advantage HMO | $34.88 | ↓ -61% |
| Blue Cross Blue Shield | Managed Medicaid | $37.80 | ↓ -58% |
| Amerigroup | Managed Medicaid | $37.80 | ↓ -58% |
| United Healthcare | Managed Medicaid | $37.80 | ↓ -58% |
| Superior Wellcare | Managed Medicaid | $39.69 | ↓ -56% |
| Molina | Managed Medicaid | $40.83 | ↓ -55% |
| Blue Cross Blue Shield | Exchange | $55.26 | ↓ -39% |
| Aetna | Whole Health | $61.59 | ↓ -32% |
| City of Fort Worth | Commercial | $70.50 | ↓ -22% |
| Blue Cross Blue Shield | HMO | $74.14 | ↓ -18% |
| Fort Worth Firefighters | Commercial | $81.00 | ↓ -10% |
| Aetna | Commercial | $82.13 | ↓ -9% |
| Blue Cross Blue Shield | PPO | $82.39 | ↓ -8% |
| Cigna | OAP/HMO | $82.92 | ↓ -8% |
| Cigna | PPO | $104.55 | ↑ +16% |
| Aetna | Coventry | $105.15 | ↑ +17% |
| Aetna | ASA | $105.15 | ↑ +17% |
| Quick Trip | Commercial | $106.50 | ↑ +18% |
| PHCS | PPO | $125.40 | ↑ +39% |
| Healthsmart | Commercial | $130.50 | ↑ +45% |
| Multiplan | Commercial | $130.50 | ↑ +45% |
| Galaxy | Commercial | $132.00 | ↑ +47% |
| USA | MCO | $132.00 | ↑ +47% |
| Cigna | Indemnity | $141.15 | ↑ +57% |
| Blue Cross Blue Shield | Traditional | $242.66 | ↑ +170% |
| United Healthcare | All Payer | $254.00 | ↑ +182% |
| United Healthcare Options | PPO | $339.00 | ↑ +277% |
Visitor-reported prices
Comments
Mnt subs tx for change dx at other Texas hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| BAYLOR UNIVERSITY MEDICAL CENTER | Dallas | $57.53 | $16.30 – $90.72 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM | Brenham | $58.82 | $12.11 – $88.23 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA | Suite 110 | $64.70 | $12.94 – $89.24 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL | Frisco | $57.53 | $15.34 – $81.50 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION | College Station | $58.82 | $18.88 – $109.04 |
| BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL | Temple | $58.82 | $30.39 – $88.23 |
| BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK | Cedar Park | $64.70 | $21.57 – $97.05 |
| BAYLOR SCOTT & WHITE ALL SAINTS MEDICAL CENTER - FORT WORTH | Fort Worth | $57.53 | $15.34 – $90.72 |