Hla i typing 1 locus hr at Texas Health Harris Methodist Hospital Stephenville
411 N Belknap St, Stephenville, TX · Texashealth · · NPI 1922031541
$795.00
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,325.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$177.25 with United Healthcare Options vs $1,038.86 with Blue Cross Blue Shield — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United Healthcare Options | PPO | $177.25 | ↓ -78% |
| American Health | Medicare Advantage | $177.25 | ↓ -78% |
| Blue Cross Blue Shield | Medicare Advantage | $177.25 | ↓ -78% |
| United Healthcare | All Payer | $177.25 | ↓ -78% |
| HealthSpring | Medicare Advantage | $180.80 | ↓ -77% |
| Humana | Medicare Advantage | $184.34 | ↓ -77% |
| Molina | Medicare Advantage | $186.11 | ↓ -77% |
| Superior Wellcare | Medicare Advantage HMO | $186.11 | ↓ -77% |
| Amerigroup | Medicare Advantage | $186.11 | ↓ -77% |
| Superior Wellcare | Medicare Advantage MMP | $194.98 | ↓ -75% |
| United Healthcare | Medicare Advantage PPO | $196.75 | ↓ -75% |
| United Healthcare | Medicare Advantage HMO | $200.29 | ↓ -75% |
| Amerigroup | Managed Medicaid | $242.84 | ↓ -69% |
| Blue Cross Blue Shield | Managed Medicaid | $242.84 | ↓ -69% |
| United Healthcare | Managed Medicaid | $242.84 | ↓ -69% |
| Blue Cross Blue Shield | Exchange | $252.40 | ↓ -68% |
| Superior Wellcare | Managed Medicaid | $254.98 | ↓ -68% |
| Molina | Managed Medicaid | $262.27 | ↓ -67% |
| Blue Cross Blue Shield | HMO | $350.96 | ↓ -56% |
| Blue Cross Blue Shield | PPO | $389.95 | ↓ -51% |
| Fort Worth Firefighters | Commercial | $441.28 | ↓ -44% |
| City of Fort Worth | Commercial | $472.12 | ↓ -41% |
| Aetna | Whole Health | $551.18 | ↓ -31% |
| Cigna | OAP/HMO | $555.29 | ↓ -30% |
| Cigna | PPO | $700.14 | ↓ -12% |
| Aetna | ASA | $704.15 | ↓ -11% |
| Aetna | Coventry | $704.15 | ↓ -11% |
| Quick Trip | Commercial | $713.20 | ↓ -10% |
| Aetna | Commercial | $734.91 | ↓ -8% |
| PHCS | PPO | $839.76 | ↑ +6% |
| Healthsmart | Commercial | $873.92 | ↑ +10% |
| Multiplan | Commercial | $873.92 | ↑ +10% |
| Galaxy | Commercial | $883.96 | ↑ +11% |
| USA | MCO | $883.96 | ↑ +11% |
| Cigna | Indemnity | $945.23 | ↑ +19% |
| Blue Cross Blue Shield | Traditional | $1,038.86 | ↑ +31% |
Visitor-reported prices
Comments
Hla i typing 1 locus hr at other Texas hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| BAYLOR UNIVERSITY MEDICAL CENTER | Dallas | $464.99 | $35.00 – $581.24 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM | Brenham | $500.13 | $36.00 – $750.20 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA | Suite 110 | $500.13 | $36.00 – $625.16 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL | Frisco | $464.99 | $35.00 – $581.24 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION | College Station | $500.13 | $36.00 – $750.20 |
| BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL | Temple | $500.13 | $26.00 – $750.20 |
| BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK | Cedar Park | $500.13 | $36.00 – $750.20 |
| BAYLOR SCOTT & WHITE ALL SAINTS MEDICAL CENTER - FORT WORTH | Fort Worth | $464.99 | $35.00 – $581.24 |