Dstr mal ls f/e/e/n/l/m>4.0 at Texas Health Harris Methodist Hospital Stephenville
411 N Belknap St, Stephenville, TX · Texashealth · · NPI 1922031541
not published by hospital
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
not published by hospital
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$153.38 with Blue Cross Blue Shield vs $1,577.20 with Blue Cross Blue Shield — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Blue Cross Blue Shield | Managed Medicaid | $153.38 | — |
| United Healthcare | Managed Medicaid | $153.38 | — |
| Amerigroup | Managed Medicaid | $153.38 | — |
| Superior Wellcare | Managed Medicaid | $161.05 | — |
| Molina | Managed Medicaid | $165.65 | — |
| Blue Cross Blue Shield | Exchange | $377.50 | — |
| Blue Cross Blue Shield | HMO | $443.56 | — |
| Blue Cross Blue Shield | PPO | $492.83 | — |
| Blue Cross Blue Shield | Medicare Advantage | $742.44 | — |
| American Health | Medicare Advantage | $742.44 | — |
| HealthSpring | Medicare Advantage | $757.29 | — |
| Humana | Medicare Advantage | $772.14 | — |
| Superior Wellcare | Medicare Advantage HMO | $779.56 | — |
| Molina | Medicare Advantage | $779.56 | — |
| Amerigroup | Medicare Advantage | $779.56 | — |
| Superior Wellcare | Medicare Advantage MMP | $816.68 | — |
| United Healthcare | Medicare Advantage PPO | $824.11 | — |
| United Healthcare | Medicare Advantage HMO | $838.96 | — |
| Fort Worth Firefighters | Commercial | $996.00 | — |
| United Healthcare | All Payer | $1,247.00 | — |
| United Healthcare Options | PPO | $1,568.00 | — |
| Blue Cross Blue Shield | Traditional | $1,577.20 | — |
Visitor-reported prices
Comments
Dstr mal ls f/e/e/n/l/m>4.0 at other Texas hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM | Brenham | $530.71 | $71.00 – $1,555.84 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA | Suite 110 | $512.61 | $71.00 – $1,555.84 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION | College Station | $530.71 | $85.00 – $1,555.84 |
| BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL | Temple | $530.71 | $153.38 – $1,555.84 |
| BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK | Cedar Park | $512.61 | $71.00 – $1,555.84 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER HILLCREST | Waco | $530.71 | $71.00 – $1,555.84 |
| BAYLOR SCOTT & WHITE MCLANE CHILDREN'S MEDICAL CENTER | Temple | $530.71 | $71.00 – $1,555.84 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - PFLUGERVILLE | Suite 100 | $512.61 | $71.00 – $1,555.84 |