Brain MRI (with and without contrast) at Texas Health Harris Methodist Hospital Stephenville
411 N Belknap St, Stephenville, TX · Texashealth · · NPI 1922031541
$2,830.05
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$4,716.75
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$350.46 with American Health vs $4,438.46 with Cigna — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| American Health | Medicare Advantage | $350.46 | ↓ -88% |
| Blue Cross Blue Shield | Medicare Advantage | $350.46 | ↓ -88% |
| HealthSpring | Medicare Advantage | $357.47 | ↓ -87% |
| Humana | Medicare Advantage | $364.48 | ↓ -87% |
| Molina | Medicare Advantage | $367.99 | ↓ -87% |
| Amerigroup | Medicare Advantage | $367.99 | ↓ -87% |
| Superior Wellcare | Medicare Advantage HMO | $367.99 | ↓ -87% |
| Superior Wellcare | Medicare Advantage MMP | $385.51 | ↓ -86% |
| United Healthcare | Medicare Advantage PPO | $389.01 | ↓ -86% |
| United Healthcare | Medicare Advantage HMO | $396.02 | ↓ -86% |
| Amerigroup | Managed Medicaid | $461.69 | ↓ -84% |
| United Healthcare | Managed Medicaid | $461.69 | ↓ -84% |
| Blue Cross Blue Shield | Managed Medicaid | $461.69 | ↓ -84% |
| Superior Wellcare | Managed Medicaid | $484.77 | ↓ -83% |
| Molina | Managed Medicaid | $498.63 | ↓ -82% |
| Fort Worth Firefighters | Commercial | $1,105.00 | ↓ -61% |
| Aetna | Whole Health | $1,200.00 | ↓ -58% |
| Blue Cross Blue Shield | HMO | $1,288.74 | ↓ -54% |
| Blue Cross Blue Shield | Exchange | $1,412.85 | ↓ -50% |
| Blue Cross Blue Shield | PPO | $1,431.94 | ↓ -49% |
| United Healthcare | All Payer | $1,476.00 | ↓ -48% |
| Aetna | Commercial | $1,600.00 | ↓ -43% |
| United Healthcare Options | PPO | $1,933.00 | ↓ -32% |
| Cigna | OAP/HMO | $1,973.00 | ↓ -30% |
| Cigna | PPO | $2,053.00 | ↓ -27% |
| City of Fort Worth | Commercial | $2,216.87 | ↓ -22% |
| Blue Cross Blue Shield | Traditional | $2,706.93 | ↓ -4% |
| Aetna | ASA | $3,306.44 | ↑ +17% |
| Aetna | Coventry | $3,306.44 | ↑ +17% |
| Quick Trip | Commercial | $3,348.89 | ↑ +18% |
| PHCS | PPO | $3,943.20 | ↑ +39% |
| Healthsmart | Commercial | $4,103.57 | ↑ +45% |
| Multiplan | Commercial | $4,103.57 | ↑ +45% |
| Galaxy | Commercial | $4,150.74 | ↑ +47% |
| USA | MCO | $4,150.74 | ↑ +47% |
| Cigna | Indemnity | $4,438.46 | ↑ +57% |
Visitor-reported prices
Comments
Brain MRI (with and without contrast) at other Texas hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Adventhealth Rollins Brook | Lampasas | $5,941.03 | $1,779.42 – $1,779.42 |
| BAYLOR UNIVERSITY MEDICAL CENTER | Dallas | $3,149.11 | $328.11 – $3,936.39 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM | Brenham | $3,480.37 | $494.01 – $5,220.56 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA | Suite 110 | $3,969.34 | $328.11 – $4,961.67 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL | Frisco | $3,149.11 | $328.11 – $3,936.39 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION | College Station | $3,480.37 | $332.94 – $5,220.56 |
| BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL | Temple | $3,480.37 | $328.11 – $5,220.56 |
| BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK | Cedar Park | $3,969.34 | $328.11 – $5,954.00 |