Bld prd mix at Texas Health Harris Methodist Hospital Stephenville
411 N Belknap St, Stephenville, TX · Texashealth · · NPI 1922031541
$140.40
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$234.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$29.63 with Fort Worth Firefighters vs $841.05 with Blue Cross Blue Shield — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Fort Worth Firefighters | Commercial | $29.63 | ↓ -79% |
| Aetna | Whole Health | $45.52 | ↓ -68% |
| Cigna | PPO | $54.47 | ↓ -61% |
| Cigna | OAP/HMO | $54.47 | ↓ -61% |
| United Healthcare | Managed Medicaid | $58.97 | ↓ -58% |
| Amerigroup | Managed Medicaid | $58.97 | ↓ -58% |
| Blue Cross Blue Shield | Managed Medicaid | $58.97 | ↓ -58% |
| Aetna | Commercial | $60.69 | ↓ -57% |
| Superior Wellcare | Managed Medicaid | $61.92 | ↓ -56% |
| Molina | Managed Medicaid | $63.69 | ↓ -55% |
| City of Fort Worth | Commercial | $109.98 | ↓ -22% |
| United Healthcare Options | PPO | $143.50 | ↑ +2% |
| United Healthcare | All Payer | $143.50 | ↑ +2% |
| Aetna | Coventry | $164.03 | ↑ +17% |
| Aetna | ASA | $164.03 | ↑ +17% |
| Quick Trip | Commercial | $166.14 | ↑ +18% |
| American Health | Medicare Advantage | $171.15 | ↑ +22% |
| Blue Cross Blue Shield | Medicare Advantage | $171.15 | ↑ +22% |
| HealthSpring | Medicare Advantage | $174.57 | ↑ +24% |
| Humana | Medicare Advantage | $177.99 | ↑ +27% |
| Amerigroup | Medicare Advantage | $179.70 | ↑ +28% |
| Molina | Medicare Advantage | $179.70 | ↑ +28% |
| Superior Wellcare | Medicare Advantage HMO | $179.70 | ↑ +28% |
| Superior Wellcare | Medicare Advantage MMP | $188.26 | ↑ +34% |
| United Healthcare | Medicare Advantage PPO | $189.97 | ↑ +35% |
| United Healthcare | Medicare Advantage HMO | $193.40 | ↑ +38% |
| PHCS | PPO | $195.62 | ↑ +39% |
| Multiplan | Commercial | $203.58 | ↑ +45% |
| Healthsmart | Commercial | $203.58 | ↑ +45% |
| Blue Cross Blue Shield | Exchange | $204.34 | ↑ +46% |
| Galaxy | Commercial | $205.92 | ↑ +47% |
| USA | MCO | $205.92 | ↑ +47% |
| Cigna | Indemnity | $220.19 | ↑ +57% |
| Blue Cross Blue Shield | HMO | $284.13 | ↑ +102% |
| Blue Cross Blue Shield | PPO | $315.70 | ↑ +125% |
| Blue Cross Blue Shield | Traditional | $841.05 | ↑ +499% |
Visitor-reported prices
Comments
Bld prd mix at other Texas hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| BAYLOR UNIVERSITY MEDICAL CENTER | Dallas | $139.21 | $10.00 – $423.12 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM | Brenham | $117.37 | $12.00 – $423.12 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA | Suite 110 | $117.37 | $12.00 – $423.12 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL | Frisco | $139.21 | $10.00 – $423.12 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION | College Station | $117.37 | $12.00 – $423.12 |
| BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL | Temple | $117.37 | $8.00 – $423.12 |
| BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK | Cedar Park | $117.37 | $12.00 – $423.12 |
| BAYLOR SCOTT & WHITE ALL SAINTS MEDICAL CENTER - FORT WORTH | Fort Worth | $139.21 | $10.00 – $423.12 |