Bk waist belt webbing at Texas Health Harris Methodist Hospital Stephenville
411 N Belknap St, Stephenville, TX · Texashealth · · NPI 1922031541
$168.76
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$281.26
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$70.88 with Blue Cross Blue Shield vs $264.67 with Cigna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Blue Cross Blue Shield | Managed Medicaid | $70.88 | ↓ -58% |
| United Healthcare | Managed Medicaid | $70.88 | ↓ -58% |
| Amerigroup | Managed Medicaid | $70.88 | ↓ -58% |
| Superior Wellcare | Managed Medicaid | $74.42 | ↓ -56% |
| Molina | Managed Medicaid | $76.56 | ↓ -55% |
| Blue Cross Blue Shield | Exchange | $87.19 | ↓ -48% |
| Blue Cross Blue Shield | Medicare Advantage | $99.71 | ↓ -41% |
| American Health | Medicare Advantage | $99.71 | ↓ -41% |
| HealthSpring | Medicare Advantage | $101.70 | ↓ -40% |
| Humana | Medicare Advantage | $103.70 | ↓ -39% |
| Molina | Medicare Advantage | $104.70 | ↓ -38% |
| Amerigroup | Medicare Advantage | $104.70 | ↓ -38% |
| Superior Wellcare | Medicare Advantage HMO | $104.70 | ↓ -38% |
| Superior Wellcare | Medicare Advantage MMP | $109.68 | ↓ -35% |
| United Healthcare | Medicare Advantage PPO | $110.68 | ↓ -34% |
| United Healthcare | Medicare Advantage HMO | $112.67 | ↓ -33% |
| Aetna | Whole Health | $115.49 | ↓ -32% |
| Fort Worth Firefighters | Commercial | $123.56 | ↓ -27% |
| City of Fort Worth | Commercial | $132.19 | ↓ -22% |
| Blue Cross Blue Shield | HMO | $140.63 | ↓ -17% |
| Aetna | Commercial | $153.99 | ↓ -9% |
| Cigna | OAP/HMO | $155.48 | ↓ -8% |
| Blue Cross Blue Shield | PPO | $156.38 | ↓ -7% |
| Blue Cross Blue Shield | Traditional | $156.38 | ↓ -7% |
| United Healthcare | All Payer | $177.28 | ↑ +5% |
| United Healthcare Options | PPO | $187.52 | ↑ +11% |
| Cigna | PPO | $196.04 | ↑ +16% |
| Aetna | Coventry | $197.16 | ↑ +17% |
| Aetna | ASA | $197.16 | ↑ +17% |
| Quick Trip | Commercial | $199.69 | ↑ +18% |
| PHCS | PPO | $235.13 | ↑ +39% |
| Multiplan | Commercial | $244.70 | ↑ +45% |
| Healthsmart | Commercial | $244.70 | ↑ +45% |
| Galaxy | Commercial | $247.51 | ↑ +47% |
| USA | MCO | $247.51 | ↑ +47% |
| Cigna | Indemnity | $264.67 | ↑ +57% |
Visitor-reported prices
Comments
Bk waist belt webbing at other Texas hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Texas Health Presbyterian Hospital Allen | Allen | $168.76 | not published |
| Texas Health Presbyterian Hospital Flower Mound | Flower Mound | $168.76 | not published |
| Texas Health Harris Methodist Hospital Alliance | Fort Worth | $168.76 | not published |
| Texas Health Arlington Memorial Hospital | Arlington | $168.76 | not published |
| Texas Health Presbyterian Hospital Denton | Denton | $168.76 | not published |
| Texas Health Presbyterian Hospital Plano | Plano | $168.76 | not published |
| Texas Health Hospital Rockwall | Rockwall | $168.76 | not published |
| Texas Health Center for Diagnostics and Surgery Plano | Plano | $168.76 | not published |