Treat elbow fracture at St. Luke's Health - Springwoods Village Hospital

2255 E Mossy Oaks Rd, Spring, TX · CommonSpirit Health · · NPI 1942208616

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$1,429.75

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$4,085.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$623.88 with Wellpoint vs $7,221.00 with Cigna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Wellpoint Medicaid|All Other Plans $623.88 ↓ -56%
Montgomery Hospital District Commercial|All Plans $623.88 ↓ -56%
TCHP Medicaid|STARKIDS $623.88 ↓ -56%
TCHP Medicaid|All Other Plans $623.88 ↓ -56%
Wellpoint Medicaid|STARKIDS $623.88 ↓ -56%
Wellpoint Medicaid|CHIP $623.88 ↓ -56%
UNITED Medicaid|All Other Plans $636.36 ↓ -55%
UHC Medicaid|CHIP $636.36 ↓ -55%
UHC Medicaid|STARKIDS $636.36 ↓ -55%
BCBS Medicaid|All Plans $655.07 ↓ -54%
CHC Medicaid|All Other Plans $717.46 ↓ -50%
TCHP Medicaid|STAR $836.00 ↓ -42%
Wellpoint Medicaid|STAR $836.00 ↓ -42%
UHC Medicaid|STAR $854.72 ↓ -40%
CHC Medicaid|STAR $960.78 ↓ -33%
BCBS-TX Commercial|Exchange $1,016.54 ↓ -29%
Aetna-Kelsey Care Commercial|HMO $1,076.00 ↓ -25%
OPTUM Medicare|All Plans $1,102.95 ↓ -23%
Renaissance Commercial|All Plans $1,154.16 ↓ -19%
Healthsmart Commercial|AP3-PPO $1,285.00 ↓ -10%
Aetna Commercial|HMO $1,298.00 ↓ -9%
BCBS-TX Commercial|MyBlue Health Exchange $1,301.17 ↓ -9%
TCHPCHIP Medicaid|HMO $1,429.75 ↑ +0%
OPTUM Medicaid|STAR $1,477.96 ↑ +3%
CIGNA HEALTHSPRING Medicare|HMO $1,603.00 ↑ +12%
KELSEY Medicare|All Plans $1,603.00 ↑ +12%
BCBS Medicare|All Plans $1,603.00 ↑ +12%
HUMANA Medicare|TRANSPLANT $1,603.00 ↑ +12%
HUMANA Medicare|All Other Plans $1,603.00 ↑ +12%
SELECTCARE Medicare|All Plans $1,603.00 ↑ +12%
CIGNA HEALTHSPRING Medicare|PPO $1,619.03 ↑ +13%
AETNA Medicare|All Plans $1,635.06 ↑ +14%
UHC-SecureHorizons Medicare|All Plans $1,635.06 ↑ +14%
Amerivantage Medicare|All Plans $1,651.09 ↑ +15%
Independent Med System Commercial|All Plans $1,675.00 ↑ +17%
DEVOTED Medicare|All Plans $1,715.21 ↑ +20%
SCANHealth Medicare|All Plans $1,715.21 ↑ +20%
KINDRED Medicare|All Plans $1,763.30 ↑ +23%
United Commercial|Optum $1,919.95 ↑ +34%
UHC Medicaid|STARPLUS $1,946.51 ↑ +36%
UNITED Medicaid|STARPLUS $1,946.51 ↑ +36%
BCBS-TX Commercial|Blue Premier $1,965.32 ↑ +37%
KelseyCare Commercial|Exchange $2,164.05 ↑ +51%
CHC Medicaid|HMO $2,246.75 ↑ +57%
TEXASTRUECHOICE Medicaid|CHIP $2,246.75 ↑ +57%
CHC Medicaid|CHIP $2,246.75 ↑ +57%
United Commercial|Exchange $2,303.00 ↑ +61%
Bright Health Commercial|All Plans $2,329.26 ↑ +63%
BCBS-TX Commercial|HMO $2,331.27 ↑ +63%
Wellpoint Commercial|Exchange $2,404.50 ↑ +68%
Superior Health Plan Commercial|All Plans $2,404.50 ↑ +68%
Community Health Choice Commercial|Exchange $2,404.50 ↑ +68%
Cigna Commercial|All Other Plans $2,404.50 ↑ +68%
KelseyCare Commercial|All Other Plans $2,404.80 ↑ +68%
Cigna Lifesource Commercial|Transplant $2,451.00 ↑ +71%
Aetna Commercial|Exchange $2,468.62 ↑ +73%
BCBS-TX Commercial|PPO $2,602.35 ↑ +82%
Cigna Commercial|Surefit $2,609.00 ↑ +82%
First Health Commercial|All Plans $2,655.25 ↑ +86%
Coventry Commercial|PPO $2,655.25 ↑ +86%
Humana Commercial|Transplant $2,655.25 ↑ +86%
Aetna Commercial|PPO $2,777.80 ↑ +94%
Cigna Commercial|Transplant $2,859.50 ↑ +100%
Healthsmart Commercial|PPO $2,859.50 ↑ +100%
Interlink Commercial|Transplant $2,859.50 ↑ +100%
Cigna Commercial|HMO $2,875.00 ↑ +101%
MultiPlan Commercial|All Plans $3,063.75 ↑ +114%
Aetna Commercial|Transplant $3,104.60 ↑ +117%
OPTUM Medicaid|STARPLUS $3,375.03 ↑ +136%
United Commercial|Charter $3,400.00 ↑ +138%
USA Health Network Commercial|All Plans $3,472.25 ↑ +143%
United Commercial|HMO $3,778.00 ↑ +164%
United Commercial|PPO $3,778.00 ↑ +164%
Humana Commercial|HMO $4,000.00 ↑ +180%
Humana Commercial|PPO $4,000.00 ↑ +180%
MHealth Network Commercial|PPO $4,085.00 ↑ +186%
PHCS Savility Commercial|PPO $5,185.00 ↑ +263%
PHCS Commercial|All Plans $5,185.00 ↑ +263%
NXHealth Commercial|All Plans $5,209.75 ↑ +264%
Cigna Commercial|PPO $7,221.00 ↑ +405%

Visitor-reported prices

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Treat elbow fracture at other Texas hospitals

Hospital City Cash price Negotiated range
HCA HOUSTON NORTHWEST SPRING not published $636.36 – $2,412.59
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $2,687.10 $593.04 – $3,981.46
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $1,691.35 $71.00 – $3,981.46
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $1,978.52 $71.00 – $3,981.46
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $2,687.10 $593.04 – $3,981.46
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $1,691.35 $85.00 – $3,981.46
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $1,691.35 $593.04 – $3,981.46
BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK Cedar Park $1,978.52 $71.00 – $3,981.46

All Texas hospitals for this procedure →