Mayo factor v at St. Luke's Health - Springwoods Village Hospital

2255 E Mossy Oaks Rd, Spring, TX · CommonSpirit Health · · NPI 1942208616

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$220.50

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$630.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$12.71 with Renaissance vs $630.00 with MHealth Network — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Renaissance Commercial|All Plans $12.71 ↓ -94%
Wellpoint Medicaid|CHIP $14.83 ↓ -93%
TCHP Medicaid|STARKIDS $14.83 ↓ -93%
Wellpoint Medicaid|All Other Plans $14.83 ↓ -93%
Montgomery Hospital District Commercial|All Plans $14.83 ↓ -93%
Wellpoint Medicaid|STARKIDS $14.83 ↓ -93%
TCHP Medicaid|All Other Plans $14.83 ↓ -93%
UHC Medicaid|CHIP $15.13 ↓ -93%
UHC Medicaid|STARKIDS $15.13 ↓ -93%
UNITED Medicaid|All Other Plans $15.13 ↓ -93%
BCBS Medicaid|All Plans $15.57 ↓ -93%
CHC Medicaid|All Other Plans $17.05 ↓ -92%
HUMANA Medicare|TRANSPLANT $17.65 ↓ -92%
KELSEY Medicare|All Plans $17.65 ↓ -92%
CIGNA HEALTHSPRING Medicare|HMO $17.65 ↓ -92%
SELECTCARE Medicare|All Plans $17.65 ↓ -92%
BCBS Medicare|All Plans $17.65 ↓ -92%
HUMANA Medicare|All Other Plans $17.65 ↓ -92%
CIGNA HEALTHSPRING Medicare|PPO $17.83 ↓ -92%
UHC-SecureHorizons Medicare|All Plans $18.00 ↓ -92%
AETNA Medicare|All Plans $18.00 ↓ -92%
Amerivantage Medicare|All Plans $18.18 ↓ -92%
DEVOTED Medicare|All Plans $18.89 ↓ -91%
SCANHealth Medicare|All Plans $18.89 ↓ -91%
KINDRED Medicare|All Plans $19.41 ↓ -91%
Wellpoint Medicaid|STAR $19.87 ↓ -91%
TCHP Medicaid|STAR $19.87 ↓ -91%
UHC Medicaid|STAR $20.32 ↓ -91%
CHC Medicaid|STAR $22.84 ↓ -90%
KelseyCare Commercial|Exchange $23.83 ↓ -89%
BCBS-TX Commercial|MyBlue Health Exchange $25.77 ↓ -88%
Cigna Commercial|All Other Plans $26.48 ↓ -88%
Superior Health Plan Commercial|All Plans $26.48 ↓ -88%
Wellpoint Commercial|Exchange $26.48 ↓ -88%
Community Health Choice Commercial|Exchange $26.48 ↓ -88%
Aetna Commercial|Exchange $27.18 ↓ -88%
Bright Health Commercial|All Plans $29.12 ↓ -87%
United Commercial|HMO $32.69 ↓ -85%
United Commercial|PPO $32.69 ↓ -85%
United Commercial|Exchange $32.69 ↓ -85%
United Commercial|Charter $32.69 ↓ -85%
BCBS-TX Commercial|Exchange $33.54 ↓ -85%
Cigna Commercial|Surefit $42.13 ↓ -81%
UHC Medicaid|STARPLUS $46.27 ↓ -79%
UNITED Medicaid|STARPLUS $46.27 ↓ -79%
Cigna Commercial|HMO $46.49 ↓ -79%
NXHealth Commercial|All Plans $57.36 ↓ -74%
BCBS-TX Commercial|Blue Premier $57.54 ↓ -74%
Cigna Commercial|PPO $63.56 ↓ -71%
BCBS-TX Commercial|HMO $77.31 ↓ -65%
BCBS-TX Commercial|PPO $90.54 ↓ -59%
OPTUM Medicare|All Plans $170.10 ↓ -23%
TCHPCHIP Medicaid|HMO $220.50 ↑ +0%
OPTUM Medicaid|STAR $227.94 ↑ +3%
United Commercial|Optum $296.10 ↑ +34%
CHC Medicaid|HMO $346.50 ↑ +57%
CHC Medicaid|CHIP $346.50 ↑ +57%
TEXASTRUECHOICE Medicaid|CHIP $346.50 ↑ +57%
Cigna Lifesource Commercial|Transplant $378.00 ↑ +71%
Coventry Commercial|PPO $409.50 ↑ +86%
Humana Commercial|Transplant $409.50 ↑ +86%
First Health Commercial|All Plans $409.50 ↑ +86%
Aetna Commercial|HMO $428.40 ↑ +94%
Cigna Commercial|Transplant $441.00 ↑ +100%
Healthsmart Commercial|PPO $441.00 ↑ +100%
Interlink Commercial|Transplant $441.00 ↑ +100%
MultiPlan Commercial|All Plans $472.50 ↑ +114%
OPTUM Medicaid|STARPLUS $520.51 ↑ +136%
USA Health Network Commercial|All Plans $535.50 ↑ +143%
MHealth Network Commercial|PPO $630.00 ↑ +186%

Visitor-reported prices

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Mayo factor v at other Texas hospitals

Hospital City Cash price Negotiated range
Adventhealth Rollins Brook Lampasas $530.23 $15.89 – $67.95
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $220.03 $10.00 – $275.03
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $221.11 $12.00 – $331.67
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $208.24 $12.00 – $260.30
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $220.03 $10.00 – $275.03
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $221.11 $12.00 – $331.67
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $221.11 $8.00 – $331.67
BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK Cedar Park $208.24 $12.00 – $312.35

All Texas hospitals for this procedure →