Cover wrist at HCA HOUSTON NORTHWEST

621 RAYFORD RD, SPRING, TX · HCA Houston Healthcare · · NPI 1740450121

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$398.26 with Oscar vs $3,126.05 with Humana — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Oscar MGMCR $398.26
TriWest Healthcare Alliance VeteransPCCC $398.26
Devoted Health MGMCR $406.39
Humana MedicareAdvantageHMO $406.39
Humana MedicareAdvantagePPOPFFS $406.39
Cigna HealthSpring MCRHMO $406.39
Cigna HealthSpring MCRPPO $406.39
Cigna HealthSpring MCRSNP $406.39
Cigna HealthSpring PFFS $406.39
Cigna HealthSpring MMP $406.39
TriWest Health Alliance TRCR $406.39
BCBS MCRPPO $406.39
BCBS MedicareAdvantageHMO $406.39
Christus (USFHP) TRICARE $406.39
WellMed MGMCR $408.42
Van Lang IPA MCR $410.45
United MCR $414.52
WellCare PPO $418.58
Integranet Amerigroup IPA MCR $418.58
WellCare MCRHMO $418.58
WellCare PFFS $418.58
WellCare POS $418.58
WellCare SNP $418.58
Superior Health Plan MCRHMO $426.71
Superior Health Plan MCRPOS $426.71
Superior Health Plan MCRPPO $426.71
Superior Health Plan MCRSNP $426.71
Superior Health Plan PFFS $426.71
ProCare Advantage MGMCR $426.71
Shared Health MGMCR $426.71
American Health Plan MGMCR $426.71
Superior Health Plan DualEligible $426.71
Provider Partners Health Plan of Texas SNP $430.77
Provider Partners Health Plan of Texas PFFS $430.77
Provider Partners Health Plan of Texas MCRHMO $430.77
Provider Partners Health Plan of Texas PPO $430.77
Provider Partners Health Plan of Texas POS $430.77
Molina MGMCR $442.97
Verda Health Plan MCR $528.31
Superior ValueHMO $589.27
Community Health Choice HIX $589.27
Superior EPO $629.90
Superior HMO $629.90
Molina Healthcare HIX $873.74
TriWest Healthcare Alliance Veterans $1,219.17
Humana PPO $3,126.05
Humana HMO $3,126.05

Visitor-reported prices

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Cover wrist at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $308.82 $50.22 – $366.01
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $308.82 $48.80 – $325.34
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $308.82 $78.33 – $366.01
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $308.82 $126.07 – $366.01
BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK Cedar Park $308.82 $81.34 – $366.01
BAYLOR SCOTT & WHITE MEDICAL CENTER HILLCREST Waco $308.82 $48.80 – $325.34
BAYLOR SCOTT & WHITE MCLANE CHILDREN'S MEDICAL CENTER Temple $308.82 $61.00 – $366.01
BAYLOR SCOTT & WHITE MEDICAL CENTER - PFLUGERVILLE Suite 100 $308.82 $44.73 – $366.01

All Texas hospitals for this procedure →