Tx atrial fib pulm vein isol at MEDICAL CITY ALLIANCE HOSPITAL

727 W BAILEY BOSWELL RD, SAGINAW, TX · Medicalcityhealthcare · · NPI 1871911016

Source: hospital's published price file ↗ · Published Sep 1, 2026 · Ingested Sep 23, 2026

$54,227.89

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$54,227.89

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$5,591.00 with Superior Health Plan vs $60,488.40 with BCBS — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Superior Health Plan CHIP $5,591.00 ↓ -90%
Superior Health Plan STARHealth $5,591.00 ↓ -90%
Superior Health Plan MCDSTAR $5,591.00 ↓ -90%
Superior Health Plan STARPLUS $5,591.00 ↓ -90%
Superior Health Plan STARKids $5,591.00 ↓ -90%
Cigna IFP $7,320.77 ↓ -86%
Cigna QHP $7,591.90 ↓ -86%
Oscar HIX $7,668.00 ↓ -86%
United OptionsPPO $11,984.36 ↓ -78%
Healthcare Highways CityofPlano $18,329.03 ↓ -66%
BCBS Traditional $22,450.35 ↓ -59%
United GlobalBenefitPlan $24,402.55 ↓ -55%
United NarrowNetworkIndivExchange $25,253.00 ↓ -53%
Aetna ASA $27,385.08 ↓ -50%
United SmallGroup $27,728.00 ↓ -49%
Healthcare Highways NarrowNetwork $27,837.00 ↓ -49%
Evry Health COMM $29,597.00 ↓ -45%
Aetna Coventry First Health COMM $31,072.58 ↓ -43%
United AllPayerAppendix $33,939.00 ↓ -37%
HealthSmart Preferred Care PPO $40,670.92 ↓ -25%
Multiplan PHCSPrimaryNetwork $40,670.92 ↓ -25%
Curative Administrators COMM $43,890.00 ↓ -19%
Multiplan ComplementaryNetwork $46,093.71 ↓ -15%
BCBS BlueAdvantageHMO $48,635.94 ↓ -10%
BCBS MyBlueHealth $48,635.94 ↓ -10%
Independent Medical Systems COMM $54,227.89 ↑ +0%
National Healthcare Solutions COMM $54,227.89 ↑ +0%
BCBS BlueEssentialsAccess $54,970.88 ↑ +1%
BCBS BlueEssentials $54,970.88 ↑ +1%
BCBS EPOSOA $57,831.81 ↑ +7%
BCBS PPO $60,488.40 ↑ +12%

Visitor-reported prices

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Tx atrial fib pulm vein isol at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $36,478.99 $6,299.00 – $58,835.89
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $36,478.99 $7,508.59 – $58,835.89
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $36,478.99 $7,295.80 – $58,835.89
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $36,478.99 $9,727.73 – $58,835.89
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $36,478.99 $11,709.76 – $58,835.89
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $36,478.99 $18,847.48 – $58,835.89
BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK Cedar Park $36,478.99 $12,159.66 – $58,835.89
BAYLOR SCOTT & WHITE ALL SAINTS MEDICAL CENTER - FORT WORTH Fort Worth $36,478.99 $9,727.73 – $58,835.89

All Texas hospitals for this procedure →