Surgical pathology level 1 gross examination only at MEDICAL CITY ALLIANCE HOSPITAL
727 W BAILEY BOSWELL RD, SAGINAW, TX · Medicalcityhealthcare · · NPI 1871911016
$583.01
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$583.01
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$12.63 with Aetna vs $583.01 with National Healthcare Solutions — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | NewBusiness | $12.63 | ↓ -98% |
| Aetna | COMM | $13.51 | ↓ -98% |
| Aetna | Meritain | $13.51 | ↓ -98% |
| Aetna | OON | $15.99 | ↓ -97% |
| United | SmallGroup | $24.67 | ↓ -96% |
| United | AllPayerAppendix | $24.67 | ↓ -96% |
| United | NarrowNetworkIndivExchange | $24.67 | ↓ -96% |
| BCBS | BlueAdvantageHMO | $40.23 | ↓ -93% |
| BCBS | MyBlueHealth | $40.23 | ↓ -93% |
| Superior Health Plan | STARHealth | $40.81 | ↓ -93% |
| Superior Health Plan | MCDSTAR | $40.81 | ↓ -93% |
| Superior Health Plan | STARKids | $40.81 | ↓ -93% |
| Superior Health Plan | STARPLUS | $40.81 | ↓ -93% |
| Superior Health Plan | CHIP | $40.81 | ↓ -93% |
| Cigna | LocalPlus | $44.92 | ↓ -92% |
| Cigna | NewBusiness | $44.97 | ↓ -92% |
| Cigna | NetworkBenefit | $50.18 | ↓ -91% |
| Cigna | OpenAccessPlus | $50.18 | ↓ -91% |
| Cigna | HMO | $50.18 | ↓ -91% |
| BCBS | BlueEssentials | $56.79 | ↓ -90% |
| BCBS | BlueEssentialsAccess | $56.79 | ↓ -90% |
| BCBS | EPOSOA | $59.54 | ↓ -90% |
| BCBS | PPO | $62.30 | ↓ -89% |
| Cigna | AllOther | $63.50 | ↓ -89% |
| Cigna | IFP | $78.71 | ↓ -86% |
| Cigna | QHP | $81.62 | ↓ -86% |
| Oscar | HIX | $121.27 | ↓ -79% |
| United | OptionsPPO | $128.85 | ↓ -78% |
| Healthcare Highways | NarrowNetwork | $142.84 | ↓ -75% |
| Evry Health | COMM | $150.42 | ↓ -74% |
| Healthcare Highways | CityofPlano | $197.06 | ↓ -66% |
| BCBS | Traditional | $241.37 | ↓ -59% |
| United | GlobalBenefitPlan | $262.35 | ↓ -55% |
| Aetna | ASA | $294.42 | ↓ -50% |
| Aetna Coventry First Health | COMM | $334.06 | ↓ -43% |
| Multiplan | PHCSPrimaryNetwork | $437.26 | ↓ -25% |
| HealthSmart Preferred Care | PPO | $437.26 | ↓ -25% |
| Multiplan | ComplementaryNetwork | $495.56 | ↓ -15% |
| Independent Medical Systems | COMM | $583.01 | ↑ +0% |
| National Healthcare Solutions | COMM | $583.01 | ↑ +0% |
Visitor-reported prices
Comments
Surgical pathology level 1 gross examination only at other Texas hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Adventhealth Rollins Brook | Lampasas | $369.31 | $88.51 – $88.51 |
| BAYLOR UNIVERSITY MEDICAL CENTER | Dallas | $110.02 | $27.61 – $137.53 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM | Brenham | $139.48 | $28.71 – $209.21 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA | Suite 110 | $113.42 | $22.68 – $141.78 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL | Frisco | $110.02 | $27.61 – $137.53 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION | College Station | $139.48 | $27.61 – $209.21 |
| BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL | Temple | $139.48 | $26.00 – $209.21 |
| BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK | Cedar Park | $113.42 | $27.61 – $170.14 |