Surgical pathology level 1 gross examination only at MEDICAL CITY ALLIANCE HOSPITAL

727 W BAILEY BOSWELL RD, SAGINAW, TX · Medicalcityhealthcare · · NPI 1871911016

Source: hospital's published price file ↗ · Published Sep 1, 2026 · Ingested Sep 23, 2026

$583.01

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$583.01

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$12.63 with Aetna vs $583.01 with National Healthcare Solutions — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna NewBusiness $12.63 ↓ -98%
Aetna COMM $13.51 ↓ -98%
Aetna Meritain $13.51 ↓ -98%
Aetna OON $15.99 ↓ -97%
United SmallGroup $24.67 ↓ -96%
United AllPayerAppendix $24.67 ↓ -96%
United NarrowNetworkIndivExchange $24.67 ↓ -96%
BCBS BlueAdvantageHMO $40.23 ↓ -93%
BCBS MyBlueHealth $40.23 ↓ -93%
Superior Health Plan STARHealth $40.81 ↓ -93%
Superior Health Plan MCDSTAR $40.81 ↓ -93%
Superior Health Plan STARKids $40.81 ↓ -93%
Superior Health Plan STARPLUS $40.81 ↓ -93%
Superior Health Plan CHIP $40.81 ↓ -93%
Cigna LocalPlus $44.92 ↓ -92%
Cigna NewBusiness $44.97 ↓ -92%
Cigna NetworkBenefit $50.18 ↓ -91%
Cigna OpenAccessPlus $50.18 ↓ -91%
Cigna HMO $50.18 ↓ -91%
BCBS BlueEssentials $56.79 ↓ -90%
BCBS BlueEssentialsAccess $56.79 ↓ -90%
BCBS EPOSOA $59.54 ↓ -90%
BCBS PPO $62.30 ↓ -89%
Cigna AllOther $63.50 ↓ -89%
Cigna IFP $78.71 ↓ -86%
Cigna QHP $81.62 ↓ -86%
Oscar HIX $121.27 ↓ -79%
United OptionsPPO $128.85 ↓ -78%
Healthcare Highways NarrowNetwork $142.84 ↓ -75%
Evry Health COMM $150.42 ↓ -74%
Healthcare Highways CityofPlano $197.06 ↓ -66%
BCBS Traditional $241.37 ↓ -59%
United GlobalBenefitPlan $262.35 ↓ -55%
Aetna ASA $294.42 ↓ -50%
Aetna Coventry First Health COMM $334.06 ↓ -43%
Multiplan PHCSPrimaryNetwork $437.26 ↓ -25%
HealthSmart Preferred Care PPO $437.26 ↓ -25%
Multiplan ComplementaryNetwork $495.56 ↓ -15%
Independent Medical Systems COMM $583.01 ↑ +0%
National Healthcare Solutions COMM $583.01 ↑ +0%

Visitor-reported prices

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Surgical pathology level 1 gross examination only at other Texas hospitals

Hospital City Cash price Negotiated range
Adventhealth Rollins Brook Lampasas $369.31 $88.51 – $88.51
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $110.02 $27.61 – $137.53
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $139.48 $28.71 – $209.21
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $113.42 $22.68 – $141.78
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $110.02 $27.61 – $137.53
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $139.48 $27.61 – $209.21
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $139.48 $26.00 – $209.21
BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK Cedar Park $113.42 $27.61 – $170.14

All Texas hospitals for this procedure →