Pt evaluation moderate complexity patient/family at MEDICAL CITY ALLIANCE HOSPITAL

727 W BAILEY BOSWELL RD, SAGINAW, TX · Medicalcityhealthcare · · NPI 1871911016

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

$681.98

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$681.98

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$47.74 with Superior Health Plan vs $681.98 with National Healthcare Solutions — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Superior Health Plan STARPLUS $47.74 ↓ -93%
Superior Health Plan STARKids $47.74 ↓ -93%
Superior Health Plan STARHealth $47.74 ↓ -93%
Superior Health Plan MCDSTAR $47.74 ↓ -93%
Superior Health Plan CHIP $47.74 ↓ -93%
WellMed MGMCR $85.49 ↓ -87%
Devoted Health PPO $85.92 ↓ -87%
Devoted Health HMO $85.92 ↓ -87%
Devoted Health POS $85.92 ↓ -87%
Devoted Health MCR $85.92 ↓ -87%
Devoted Health MME $85.92 ↓ -87%
TriWest Veterans FEDERAL $85.92 ↓ -87%
Humana MGMCR $85.92 ↓ -87%
Mutual of Omaha MGMCR $85.92 ↓ -87%
Amerigroup DualEligible $85.92 ↓ -87%
Devoted Health SNP $85.92 ↓ -87%
United MGMCR $86.35 ↓ -87%
BCBS MGMCRHMO $86.54 ↓ -87%
BCBS MCRPPO $86.54 ↓ -87%
Aetna MCR $86.65 ↓ -87%
Care N Care MGMCR $86.78 ↓ -87%
Cigna Healthspring MGMCR $87.64 ↓ -87%
WellCare MGMCR $88.50 ↓ -87%
Integranet MGMCR $88.50 ↓ -87%
American Health Plan of Texas, Inc. MGMCR $90.22 ↓ -87%
Superior Health Plan MGMCRHMO $90.22 ↓ -87%
Superior Health Plan MGMCRPPO $90.22 ↓ -87%
Superior Health Plan MGMCRDualEligible $90.22 ↓ -87%
Superior Health Plan MGMCRPFFS $90.22 ↓ -87%
Superior Health Plan MGMCRPOS $90.22 ↓ -87%
Superior Health Plan MGMCRSNP $90.22 ↓ -87%
ProCare Advantge MCR $90.22 ↓ -87%
Provider Partners Health Plan MCR $91.08 ↓ -87%
Texas Independent Health Plan MGMCR $91.08 ↓ -87%
Cigna IFP $92.07 ↓ -86%
Molina MME $93.66 ↓ -86%
Molina MCR $93.66 ↓ -86%
Molina MMP $93.66 ↓ -86%
Imperial Insurance Company MCR $94.52 ↓ -86%
Humana Tricare $95.39 ↓ -86%
Cigna QHP $95.48 ↓ -86%
TriWest Health Alliance TRCR $98.34 ↓ -86%
Aetna QHPHIX $106.00 ↓ -84%
Verda Health Plan MGMCR $111.70 ↓ -84%
Oscar HIX $141.85 ↓ -79%
Aetna NewBusiness $143.00 ↓ -79%
Superior ValueHMO $153.80 ↓ -77%
United OptionsPPO $154.81 ↓ -77%
Aetna Meritain $155.00 ↓ -77%
Aetna COMM $155.00 ↓ -77%
Aetna OON $179.00 ↓ -74%
Superior EPO $192.47 ↓ -72%
Superior HMO $192.47 ↓ -72%
BCBS BluePremier $204.12 ↓ -70%
Molina Healthcare HIX $225.12 ↓ -67%
Healthcare Highways CityofPlano $230.51 ↓ -66%
BCBS BlueAdvantageHMO $237.85 ↓ -65%
BCBS MyBlueHealth $237.85 ↓ -65%
BCBS Traditional $302.80 ↓ -56%
Aetna ASA $359.40 ↓ -47%
BCBS BlueEssentialsAccess $421.21 ↓ -38%
BCBS BlueEssentials $421.21 ↓ -38%
BCBS EPOSOA $441.96 ↓ -35%
BCBS PPO $462.72 ↓ -32%
Multiplan PHCS PrimaryNetwork $477.39 ↓ -30%
Aetna Coventry First Health COMM $495.80 ↓ -27%
HealthSmart Preferred Care PPO $511.49 ↓ -25%
Humana COMM $592.25 ↓ -13%
Independent Medical Systems COMM $681.98 ↑ +0%
National Healthcare Solutions COMM $681.98 ↑ +0%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Pt evaluation moderate complexity patient/family at other Texas hospitals

Hospital City Cash price Negotiated range
Adventhealth Rollins Brook Lampasas $554.20 $332.99 – $332.99
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $285.10 $80.78 – $403.89
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $332.36 $68.41 – $498.55
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $352.31 $70.46 – $440.38
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $285.10 $76.03 – $403.89
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $332.36 $106.69 – $498.55
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $332.36 $155.00 – $498.55
BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK Cedar Park $352.31 $108.00 – $528.46

All Texas hospitals for this procedure →