Pt evaluation low complexity patient/family at MEDICAL CITY ALLIANCE HOSPITAL

727 W BAILEY BOSWELL RD, SAGINAW, TX · Medicalcityhealthcare · · NPI 1871911016

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

$345.81

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$345.81

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$24.21 with Superior Health Plan vs $592.25 with Humana — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Superior Health Plan STARHealth $24.21 ↓ -93%
Superior Health Plan MCDSTAR $24.21 ↓ -93%
Superior Health Plan STARPLUS $24.21 ↓ -93%
Superior Health Plan STARKids $24.21 ↓ -93%
Superior Health Plan CHIP $24.21 ↓ -93%
Cigna IFP $46.68 ↓ -87%
Cigna QHP $48.41 ↓ -86%
Oscar HIX $71.93 ↓ -79%
United OptionsPPO $78.50 ↓ -77%
WellMed MGMCR $85.49 ↓ -75%
TriWest Veterans FEDERAL $85.92 ↓ -75%
Amerigroup DualEligible $85.92 ↓ -75%
Humana MGMCR $85.92 ↓ -75%
Devoted Health PPO $85.92 ↓ -75%
Mutual of Omaha MGMCR $85.92 ↓ -75%
Devoted Health SNP $85.92 ↓ -75%
Devoted Health HMO $85.92 ↓ -75%
Devoted Health POS $85.92 ↓ -75%
Devoted Health MCR $85.92 ↓ -75%
Devoted Health MME $85.92 ↓ -75%
United MGMCR $86.35 ↓ -75%
BCBS MGMCRHMO $86.54 ↓ -75%
BCBS MCRPPO $86.54 ↓ -75%
Aetna MCR $86.65 ↓ -75%
Care N Care MGMCR $86.78 ↓ -75%
Cigna Healthspring MGMCR $87.64 ↓ -75%
WellCare MGMCR $88.50 ↓ -74%
Integranet MGMCR $88.50 ↓ -74%
American Health Plan of Texas, Inc. MGMCR $90.22 ↓ -74%
Superior Health Plan MGMCRHMO $90.22 ↓ -74%
Superior Health Plan MGMCRPPO $90.22 ↓ -74%
Superior Health Plan MGMCRDualEligible $90.22 ↓ -74%
Superior Health Plan MGMCRPFFS $90.22 ↓ -74%
Superior Health Plan MGMCRPOS $90.22 ↓ -74%
Superior Health Plan MGMCRSNP $90.22 ↓ -74%
ProCare Advantge MCR $90.22 ↓ -74%
Texas Independent Health Plan MGMCR $91.08 ↓ -74%
Provider Partners Health Plan MCR $91.08 ↓ -74%
Molina MMP $93.66 ↓ -73%
Molina MCR $93.66 ↓ -73%
Molina MME $93.66 ↓ -73%
Imperial Insurance Company MCR $94.52 ↓ -73%
Humana Tricare $95.39 ↓ -72%
TriWest Health Alliance TRCR $98.34 ↓ -72%
Aetna QHPHIX $106.00 ↓ -69%
Verda Health Plan MGMCR $111.70 ↓ -68%
Healthcare Highways CityofPlano $116.88 ↓ -66%
Aetna NewBusiness $143.00 ↓ -59%
BCBS Traditional $153.54 ↓ -56%
Superior ValueHMO $153.80 ↓ -56%
Aetna Meritain $155.00 ↓ -55%
Aetna COMM $155.00 ↓ -55%
Aetna OON $179.00 ↓ -48%
Aetna ASA $182.24 ↓ -47%
Superior EPO $192.47 ↓ -44%
Superior HMO $192.47 ↓ -44%
BCBS BluePremier $204.12 ↓ -41%
Molina Healthcare HIX $225.12 ↓ -35%
BCBS BlueAdvantageHMO $237.85 ↓ -31%
BCBS MyBlueHealth $237.85 ↓ -31%
Multiplan PHCS PrimaryNetwork $242.07 ↓ -30%
Aetna Coventry First Health COMM $251.40 ↓ -27%
HealthSmart Preferred Care PPO $259.36 ↓ -25%
National Healthcare Solutions COMM $345.81 ↑ +0%
Independent Medical Systems COMM $345.81 ↑ +0%
BCBS BlueEssentialsAccess $421.21 ↑ +22%
BCBS BlueEssentials $421.21 ↑ +22%
BCBS EPOSOA $441.96 ↑ +28%
BCBS PPO $462.72 ↑ +34%
Humana COMM $592.25 ↑ +71%

Visitor-reported prices

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Pt evaluation low complexity patient/family at other Texas hospitals

Hospital City Cash price Negotiated range
Adventhealth Rollins Brook Lampasas $554.20 $332.99 – $332.99
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $237.28 $67.23 – $336.15
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $304.19 $62.61 – $456.28
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $351.47 $70.29 – $439.34
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $237.28 $63.28 – $336.15
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $304.19 $97.64 – $456.28
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $304.19 $155.00 – $456.28
BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK Cedar Park $351.47 $108.00 – $527.21

All Texas hospitals for this procedure →