MRA without cont, lwr ext at MEDICAL CITY ALLIANCE HOSPITAL

727 W BAILEY BOSWELL RD, SAGINAW, TX · Medicalcityhealthcare · · NPI 1871911016

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$277.32 with BCBS vs $5,683.59 with Independent Medical Systems — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BCBS BluePremier $277.32
BCBS MyBlueHealth $305.28
BCBS BlueAdvantageHMO $305.28
United SmallGroup $313.62
United NarrowNetworkIndivExchange $313.62
Superior Health Plan CHIP $397.85
Superior Health Plan STARKids $397.85
Superior Health Plan STARPLUS $397.85
Superior Health Plan MCDSTAR $397.85
Superior Health Plan STARHealth $397.85
United AllPayerAppendix $517.79
Cigna IFP $767.28
Aetna QHPHIX $767.28
Cigna QHP $795.70
BCBS BlueEssentialsAccess $906.53
BCBS BlueEssentials $906.53
BCBS EPOSOA $950.80
BCBS PPO $995.08
Aetna NewBusiness $1,131.03
Aetna Meritain $1,210.60
Aetna COMM $1,210.60
United OptionsPPO $1,290.17
Aetna OON $1,426.58
Healthcare Highways CityofPlano $1,921.05
BCBS Traditional $2,523.51
Aetna ASA $2,995.25
Aetna Coventry First Health COMM $4,131.97
HealthSmart Preferred Care PPO $4,262.69
National Healthcare Solutions COMM $5,683.59
Independent Medical Systems COMM $5,683.59

Visitor-reported prices

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MRA without cont, lwr ext at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $1,691.95 $466.08 – $2,396.93
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $1,754.28 $361.09 – $2,631.42
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $1,754.28 $350.86 – $2,577.00
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $1,691.95 $451.19 – $2,577.00
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $1,754.28 $563.12 – $2,631.42
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $1,754.28 $607.02 – $2,700.00
BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK Cedar Park $1,754.28 $584.76 – $2,631.42
BAYLOR SCOTT & WHITE ALL SAINTS MEDICAL CENTER - FORT WORTH Fort Worth $1,691.95 $451.19 – $2,396.93

All Texas hospitals for this procedure →