Lower Back (Lumbar Spine) X-ray at MEDICAL CITY ALLIANCE HOSPITAL

727 W BAILEY BOSWELL RD, SAGINAW, TX · Medicalcityhealthcare · · NPI 1871911016

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$40.10 with United vs $1,306.03 with National Healthcare Solutions — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United CHIP $40.10
Amerigroup CHIP $40.10
Parkland Community Health Plan MCD $40.10
United STARPerinate $40.10
United STARPLUS $40.10
United STARKids $40.10
United STAR $40.10
Amerigroup MGMCD $40.10
Cook Childrens Health Plan CHIP $40.10
Cook Childrens Health Plan STAR $40.10
Cigna Healthspring MGMCD $42.11
Aetna Better Health MCD $43.31
Aetna Better Health CHIP $43.31
Molina STARKIDS $44.11
Molina MCDSTAR $44.11
Molina CHIP $44.11
Molina STAR+PLUS $44.11
Aetna QHPHIX $48.77
Humana MGMCD $50.13
Aetna NewBusiness $66.87
Aetna Meritain $71.63
Aetna COMM $71.63
Aetna OON $84.01
Superior Health Plan STARKids $91.42
Superior Health Plan STARHealth $91.42
Superior Health Plan MCDSTAR $91.42
Superior Health Plan STARPLUS $91.42
Superior Health Plan CHIP $91.42
Humana COMM $95.20
Cigna LocalPlus $113.35
Cigna NewBusiness $113.46
Cigna NetworkBenefit $126.60
Cigna HMO $126.60
Cigna OpenAccessPlus $126.60
BCBS BluePremier $133.38
BCBS MyBlueHealth $146.82
BCBS BlueAdvantageHMO $146.82
United SmallGroup $154.52
United NarrowNetworkIndivExchange $154.52
Cigna AllOther $160.23
Cigna IFP $176.31
Cigna QHP $182.84
United AllPayerAppendix $245.18
United OptionsPPO $296.47
Healthcare Highways NarrowNetwork $319.98
Evry Health COMM $336.96
BCBS BlueEssentials $435.99
BCBS BlueEssentialsAccess $435.99
Healthcare Highways CityofPlano $441.44
BCBS EPOSOA $457.29
BCBS PPO $478.58
Curative Administrators COMM $522.41
BCBS Traditional $579.88
Aetna ASA $688.28
Multiplan PHCS PrimaryNetwork $914.22
Aetna Coventry First Health COMM $949.48
HealthSmart Preferred Care PPO $979.52
Independent Medical Systems COMM $1,306.03
National Healthcare Solutions COMM $1,306.03

Visitor-reported prices

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Lower Back (Lumbar Spine) X-ray at other Texas hospitals

Hospital City Cash price Negotiated range
Adventhealth Rollins Brook Lampasas $620.07 $431.51 – $431.51
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $337.54 $40.10 – $421.92
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $384.07 $79.05 – $576.10
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $474.69 $40.10 – $593.36
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $337.54 $40.10 – $421.92
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $384.07 $42.91 – $576.10
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $384.07 $40.10 – $576.10
BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK Cedar Park $474.69 $40.10 – $712.03

All Texas hospitals for this procedure →