Immunofluorescence per specimen initial single antibody stain at MEDICAL CITY ALLIANCE HOSPITAL

727 W BAILEY BOSWELL RD, SAGINAW, TX · Medicalcityhealthcare · · NPI 1871911016

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

$1,272.33

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,272.33

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$89.06 with Superior Health Plan vs $1,272.33 with Independent Medical Systems — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Superior Health Plan STARHealth $89.06 ↓ -93%
Superior Health Plan MCDSTAR $89.06 ↓ -93%
Superior Health Plan STARPLUS $89.06 ↓ -93%
Superior Health Plan STARKids $89.06 ↓ -93%
Superior Health Plan CHIP $89.06 ↓ -93%
Aetna QHPHIX $156.05 ↓ -88%
Cigna IFP $171.76 ↓ -87%
Cigna QHP $178.13 ↓ -86%
Aetna NewBusiness $214.94 ↓ -83%
Aetna COMM $228.93 ↓ -82%
Aetna Meritain $228.93 ↓ -82%
Oscar HIX $264.64 ↓ -79%
Aetna OON $269.41 ↓ -79%
United OptionsPPO $288.82 ↓ -77%
United AllPayerAppendix $291.26 ↓ -77%
United NarrowNetworkIndivExchange $291.26 ↓ -77%
United SmallGroup $291.26 ↓ -77%
Healthcare Highways NarrowNetwork $311.72 ↓ -76%
Evry Health COMM $328.26 ↓ -74%
Healthcare Highways CityofPlano $430.05 ↓ -66%
Cigna LocalPlus $450.40 ↓ -65%
Cigna NewBusiness $450.84 ↓ -65%
Humana COMM $488.70 ↓ -62%
BCBS BlueAdvantageHMO $495.97 ↓ -61%
BCBS MyBlueHealth $495.97 ↓ -61%
Cigna OpenAccessPlus $503.06 ↓ -60%
Cigna NetworkBenefit $503.06 ↓ -60%
Cigna HMO $503.06 ↓ -60%
BCBS Traditional $564.91 ↓ -56%
Cigna AllOther $636.68 ↓ -50%
BCBS BluePremier $646.17 ↓ -49%
Aetna ASA $670.52 ↓ -47%
BCBS BlueEssentials $700.02 ↓ -45%
BCBS BlueEssentialsAccess $700.02 ↓ -45%
BCBS EPOSOA $734.03 ↓ -42%
BCBS PPO $768.04 ↓ -40%
Multiplan PHCS PrimaryNetwork $890.63 ↓ -30%
Aetna Coventry First Health COMM $924.98 ↓ -27%
HealthSmart Preferred Care PPO $954.25 ↓ -25%
National Healthcare Solutions COMM $1,272.33 ↑ +0%
Independent Medical Systems COMM $1,272.33 ↑ +0%
Curative Administrators COMM not published by hospital

Visitor-reported prices

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Immunofluorescence per specimen initial single antibody stain at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $1,007.00 $13.80 – $423.12
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $1,007.00 $10.03 – $423.12
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $1,007.00 $9.74 – $423.12
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $1,007.00 $12.99 – $423.12
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $1,007.00 $15.64 – $423.12
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $1,007.00 $25.17 – $423.12
BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK Cedar Park $1,007.00 $16.24 – $423.12
BAYLOR SCOTT & WHITE ALL SAINTS MEDICAL CENTER - FORT WORTH Fort Worth $1,007.00 $12.99 – $423.12

All Texas hospitals for this procedure →