Fetal non stress test at MEDICAL CITY ALLIANCE HOSPITAL

727 W BAILEY BOSWELL RD, SAGINAW, TX · Medicalcityhealthcare · · NPI 1871911016

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

$860.23

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$860.23

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$10.34 with Humana vs $4,332.00 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Humana Tricare $10.34 ↓ -99%
TriWest Health Alliance TRCR $10.66 ↓ -99%
United STARPLUS $15.78 ↓ -98%
United STARPerinate $15.78 ↓ -98%
Parkland Community Health Plan MCD $15.78 ↓ -98%
Cook Childrens Health Plan STAR $15.78 ↓ -98%
Cook Childrens Health Plan CHIP $15.78 ↓ -98%
United CHIP $15.78 ↓ -98%
United STAR $15.78 ↓ -98%
United STARKids $15.78 ↓ -98%
Cigna Healthspring MGMCD $16.57 ↓ -98%
Amerigroup MGMCD $16.57 ↓ -98%
Amerigroup CHIP $16.57 ↓ -98%
Molina CHIP $17.36 ↓ -98%
Molina STARKIDS $17.36 ↓ -98%
Molina STAR+PLUS $17.36 ↓ -98%
Molina MCDSTAR $17.36 ↓ -98%
Aetna Better Health CHIP $18.94 ↓ -98%
Aetna Better Health MCD $18.94 ↓ -98%
Humana MGMCD $19.72 ↓ -98%
BCBS BlueAdvantageHMO $32.79 ↓ -96%
BCBS MyBlueHealth $32.79 ↓ -96%
BCBS BluePremier $42.73 ↓ -95%
BCBS BlueEssentialsAccess $46.29 ↓ -95%
BCBS BlueEssentials $46.29 ↓ -95%
BCBS EPOSOA $48.54 ↓ -94%
BCBS PPO $50.79 ↓ -94%
Superior Health Plan STARPLUS $60.22 ↓ -93%
Superior Health Plan CHIP $60.22 ↓ -93%
Superior Health Plan STARKids $60.22 ↓ -93%
Superior Health Plan MCDSTAR $60.22 ↓ -93%
Superior Health Plan STARHealth $60.22 ↓ -93%
Cigna IFP $116.13 ↓ -87%
Cigna QHP $120.43 ↓ -86%
Humana COMM $125.26 ↓ -85%
Oscar HIX $178.93 ↓ -79%
United OptionsPPO $195.27 ↓ -77%
WellMed MGMCR $204.44 ↓ -76%
Healthcare Highways NarrowNetwork $210.76 ↓ -75%
Evry Health COMM $221.94 ↓ -74%
Cigna LocalPlus $262.00 ↓ -70%
Cigna NewBusiness $263.00 ↓ -69%
Healthcare Highways CityofPlano $290.76 ↓ -66%
Cigna HMO $293.00 ↓ -66%
Cigna NetworkBenefit $293.00 ↓ -66%
Cigna OpenAccessPlus $293.00 ↓ -66%
Curative Administrators COMM $344.09 ↓ -60%
Cigna AllOther $371.00 ↓ -57%
BCBS Traditional $381.94 ↓ -56%
Aetna ASA $453.34 ↓ -47%
Multiplan PHCS PrimaryNetwork $602.16 ↓ -30%
Aetna Coventry First Health COMM $625.39 ↓ -27%
HealthSmart Preferred Care PPO $645.17 ↓ -25%
Independent Medical Systems COMM $860.23 ↑ +0%
National Healthcare Solutions COMM $860.23 ↑ +0%
United SmallGroup $1,454.00 ↑ +69%
United AllPayerAppendix $2,174.00 ↑ +153%
Aetna QHPHIX $2,513.00 ↑ +192%
United NarrowNetworkIndivExchange $2,593.00 ↑ +201%
Aetna NewBusiness $3,445.00 ↑ +300%
Aetna Meritain $3,682.00 ↑ +328%
Aetna COMM $3,682.00 ↑ +328%
Aetna OON $4,332.00 ↑ +404%

Visitor-reported prices

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Fetal non stress test at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $557.85 $15.78 – $697.31
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $567.54 $16.88 – $851.31
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $497.73 $15.78 – $622.16
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $557.85 $15.78 – $697.31
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $567.54 $16.88 – $851.31
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $567.54 $15.78 – $851.31
BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK Cedar Park $497.73 $15.78 – $746.60
BAYLOR SCOTT & WHITE ALL SAINTS MEDICAL CENTER - FORT WORTH Fort Worth $557.85 $15.78 – $697.31

All Texas hospitals for this procedure →